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What to Know About Tokenization

Basis Theory

Today, we can tokenize anything from credit card primary account numbers (PAN) to one-time debit card transactions or social security numbers. As a merchant, to understand tokenization for your own benefit, it’s critical to understand: What tokenization is, why it’s important for payments, and how it compares to encryption.

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How PCI DSS Compliance Protects Australian Businesses from Data Breaches?

VISTA InfoSec

million credit card users in Australia, along with 43.77 million actively issued debit cards? These figures reflect Australia’s heavy reliance on digital payments and card-based transactions for everyday purchases and online commerce. Protecting cardholder data: Encrypting sensitive data during transmission.

PCI DSS 165
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How are Interchange Fees Calculated?

Stax

Credit and debit cards have become the preferred payment methods for many, and it isn’t hard to see why. In 2023, 27% of all point-of-sale (POS) payments were made using credit cards while 23% were made with debit cards. This is a win-win situation for issuing banks and credit card payment networks.

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PNC Bank Launches PNC Mobile Accept®, A New Pay-As-You-Go Payment Processing Solution for Micro Businesses

Fintech Finance

PNC Bank announced the launch of PNC Mobile Accept ® , a fully integrated payment solution that provides its micro business clients with the ability to accept in-person credit and debit card payments directly within the PNC Mobile app.

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Accepting Online Payments with Internet Merchant Accounts

EBizCharge

An Internet merchant account (IMA) is a type of banking account that allows online businesses to accept credit and debit card payments. Payment processor: The payment processor ensures that the payment data is transmitted securely between the merchant, customer, and issuing bank, enabling real-time approvals or rejections.

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How To Find the Best Payment Gateway for Your Business in 2025

EBizCharge

Overall, the payment gateway acts as a secure bridge that encrypts sensitive data, such as credit card details, to ensure the transaction is processed safely and efficiently. Strong encryption builds trust with customers and reduces the risk of data breaches.

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Understanding the Nature of Payment Gateway Integration For Your Mobile App

Stax

Set up a merchant account The merchant account required is through your payment processor, the organization that processes your credit/debit card transactions. Ideally, your payment processor will be the same company as the payment gateway provider. This allows you to manage everything from one central system.