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JPMorgan: Using Transaction Data To Help Merchants Optimize Cash Flow

PYMNTS

Routing a transaction through a different network — for example a PIN-less debit network — can in certain situations lead to a higher approval rate. The fifth authorization lever involves authentication in Europe with PSD2 regulations, which require an elevated level of customer authentication.

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Next-Gen Debit Still Ahead Of Its Time

PYMNTS

That socioeconomic trauma lives on in collective memory, and while card usage has been rising steadily for the past few years, debit is bigger than ever with card-using consumers.

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Delivering Instant, Guaranteed Funds to Consumers

PYMNTS

Behind the scenes, the network has encountered an error and cannot reach the card. A redundant system will automatically reroute the transaction using the card’s supported PIN debit network like Pulse or Star.