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In the sense that it is a bank, MoneyLion takes deposits and makes sure those deposits are FDIC insured through a backend partnership with a traditional bank, Choubey said. What consumers actually need isn’t just to pay less, but to actually get more and get more that is relevant.
FIS, Fiserv or Infosys will be tapped to provide the processing software for Robinhood’s upcoming mobilebank if it receives approval from the Office of the Comptroller of the Currency. There will be no fees attached to the account.
The following should be considered: Online banking capabilities: User interface, account management features, and integration with business software can streamline financial management and save time. Specialized features tailored to specific business needs, such as integration with accounting software , can also be a deciding factor.
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