The Payments Association

MARCH 19, 2025

The growing role of digital assets in payments The way we process payments has changed drastically in the last decade. Instant, contactless, and tokenised payments are now at the forefront of payment processing. These innovations offer businesses and consumers a way to move money faster, cheaper, and more securely.

Cross-Border 88

Cross-Border Reconciliation Compliance Payments 88

Fintech Finance

MAY 23, 2024

Reltime , a leading innovator in blockchain and Web3 technology, is thrilled to announce the launch of its state-of-the-art Global Payment Gateway (GW), designed to empower merchants and shops worldwide to accept payments from all popular digital currencies. Digital USD/EUR, Bitcoin, Ethereum, etc.

Digital Currency 59

Digital Currency Payment Gateways Multi-Currency Gateways 59

The Payments Association

DECEMBER 17, 2024

.” A growing ecosystem supporting global adoption Key RLUSD partners include leading global exchanges, market makers, and payment providers, which will drive adoption and usage across the Americas, Asia-Pacific, UK, and Middle East regions. Access liquidity for remittance and treasury operations.

Stablecoins 88

Stablecoins Compliance Federal Reserve Cross-Border Payments 88

Fintech Finance

NOVEMBER 20, 2024

These services will include: Global bank accounts for Wirex: Supporting the company’s global expansion by optimizing treasury operations and enabling more seamless management of fiat and digital currencies.

Liquidity Management 98

Liquidity Management Faster Payments Real Time Payments Digital Currency 98

Fintech Finance

MAY 29, 2025

Already connected into multiple local banks across North America, Latin America, Europe, Africa, and Asia, Conduit will use the capital to fuel expansion into additional markets and support an even broader range of traditional and digital currencies through its real-time payment rails.

Cross-Border Payments 82

Cross-Border Payments Cross-Border Stablecoins SWIFT 82

PYMNTS

DECEMBER 17, 2019

And that brings us to the world of global payment rails, the subject of a recent PYMNTS discussion featuring Karen Webster and Steve Kirsch, CEO of M10 , an affiliate company of Token.io that develops solutions for digital currency. We offer a single API across all banks,” Kirsch told Webster. It’s moving slowly.”.

Central Bank 52

Central Bank Global Payments Cross-Border Payment APIs and Integration 52

PYMNTS

APRIL 29, 2020

Yet doing so will be key, he said, to supporting the overall evolution of the global payments industry. ius, “because cryptocurrency is actually a medium of exchange technology, which possesses similar risks as any payment or financial business.”. In a recent interview with PYMNTS, Bankera Co-founder Vytautas Karalevi?ius

Cryptocurrency 113

Cryptocurrency Cross-Border Compliance AML 113

CB Insights

SEPTEMBER 7, 2021

Custody, wallet, & digital asset services: These companies provide crypto asset storage, security, management, and investment products for institutions and consumers. For example, Paxos (over $500M in total funding) offers a crypto asset custodial service, brokerage, exchange, and equities settlement for institutions.

Blockchain 101

Blockchain NFTs Distributed Ledger Technology (DLT) Multi-Currency 101

PYMNTS

OCTOBER 21, 2016

The distributed ledger technology developed by Ripple is now at trial phase among FinTech innovation group R3 and 12 of its member financial institutions, as the collaborators look to an alternative to traditional interbank global payments. An announcement Thursday (Oct.

Cross-Border Payments 71

Cross-Border Payments Cross-Border Digital Currency Payments 71

PYMNTS

DECEMBER 10, 2019

Members of the Governing Council anticipate informal discussions about digital currency, which will take place ahead of a Thursday (Dec. The ECB said it will launch its own electronic money, unless the private sector figures out how to speed up global payments and reduce the cost. 10), citing Eurozone sources.

Central Bank 54

Central Bank Digital Currency Federal Reserve Fed 54

Fintech News

APRIL 28, 2024

Other sessions also delved into key trends and issues shaping the global payment landscape, including open banking in Europe, the QR code revolution in Asia as well as the US’s card dominance. It utilizes both Q-money, a Thai Baht-based digital currency, and JPM Coin, which represents US dollar deposits.

Payment APIs and Integration 117

Payment APIs and Integration Cross-Border Cross-Border Payments Financial Inclusion 117

Fintech News

APRIL 23, 2024

Why flexibility is vital Flexibility is vital in payments, given the dynamic nature of markets and emerging concepts like cloud, AI, metaverse , NFTs, and central bank digital currency. They may adapt authorisation scenarios for specific segments like electric charging stations or enable multi-currency payments for merchants.

Multi-Currency 109

Multi-Currency Web 3.0 Payments Acquirers 109

Clearly Payments

FEBRUARY 14, 2024

The payment processing ecosystem is vast and multifaceted, with a staggering array of statistics underscoring its significance. For instance, the global payment processing market is estimated to reach a monumental $587.78 Furthermore, global payment volume reached a staggering $31.7

Payments 104

Payments Value Added Service BNPL ISOs 104

The Fintech Times

JUNE 6, 2024

Project mBridge , a collaborative initiative involving multiple central banks and the Bank for International Settlements’ (BIS), h as reached an important development milestone. The platform now invites further international participation and private sector proposals for value-added solutions.

Participant 45

Participant Distributed Ledger Technology (DLT) Cross-Border Payments CBDC 45

PYMNTS

SEPTEMBER 26, 2018

In addition, the app captures payments with the fleet cards through universal settlement files and transaction activity reports to streamline reconciliation. believe they are essentially cashless, as they use payment methods besides coins and notes for smaller purchases, LondonlovesBusiness reported.

Point-of-Sale (POS) 68

Point-of-Sale (POS) Contactless Payments Payments Reconciliation 68

Fintech Finance

MARCH 26, 2024

The cooperative has focused its innovation agenda on interoperability between digital currencies and tokenised assets to overcome the potential risk of fragmentation, caused by the development of digital currencies on different technologies and with different standards and protocols.

Cross-Border 52

Cross-Border Use Case SWIFT CBDC 52

PYMNTS

DECEMBER 5, 2019

To make sure that they stay at the center of the global payment system, the head of the Bank of International Settlements (BIS) says that central banks have to embrace the revolution in digital money, Bloomberg reported Thursday (Dec.

Central Bank 52

Central Bank CBDC Bitcoin Settlement 52

PYMNTS

DECEMBER 18, 2019

MUFG’s Unconfirmed Digital Currency. Another show of support for blockchain-powered payments comes from Japan’s MUFG, though the bank declined to confirm the exact nature of its joint venture with human resources company Recruit Holdings. MoolahGo Explores The Interoperability Challenge.

B2B 52

B2B Credit Union Electronic Funds Transfer (EFT) RTP 52

PYMNTS

OCTOBER 1, 2018

31, 2018, will mark the 10th anniversary of the day that a link to a paper , authored by Satoshi Nakamoto , describing the digital currency called bitcoin was first publicly circulated. The end of this month, Oct. Some say, be patient and give it time. But time can be an innovator’s curse.

Bitcoin 85

Bitcoin Blockchain Cryptocurrency Innovation 85

The Fintech Times

DECEMBER 15, 2023

Tim Moncrieff, senior director, strategic initiatives, Visa Cross-Border Solutions, says: “Businesses will increasingly demand payment solutions characterised by speed, ease of access, transparency and cost-efficiency, mirroring what we’ve grown accustomed to in personal banking.

Cross-Border 59

Cross-Border Cross-Border Payments Interoperability Payments 59

PYMNTS

SEPTEMBER 6, 2018

According to a statement on the launch: “Two financial institutions transacting together agree to use a stable coin, central bank digital currency or other digital assets as the bridge asset between any two fiat currencies. The digital asset facilitates the trade and supplies important settlement instructions.”

Cross-Border 40

Cross-Border SWIFT Cross-Border Payments Payment APIs and Integration 40

PYMNTS

JANUARY 3, 2019

In addition, GameTech company LeoVegas ’ is rolling out Swish in the Swedish market, Vietnam is looking to have household payments made through cashless transactions and Paytomat is adding support for the bitcoin diamond (BCD) digital currency through its platform that is reportedly popular in Europe.

Point-of-Sale (POS) 51

Point-of-Sale (POS) Digital Currency Bitcoin Mobile Payments 51

Fintech News

OCTOBER 16, 2024

SFF 2024 will also focus on next-gen transactions, providing an overview of the current state of the global payments landscape, identifying gaps and opportunities, improving cross-border payments and showcasing cutting-edge innovations in payment technologies.

FinTech 113

FinTech Cross-Border Payments AI Innovation 113

PYMNTS

MAY 16, 2018

” According to reports, the solution is part of LG’s broader initiative to deepen its presence in the digital currency, authentication and supply chain management space as blockchain moves to disrupt them. Reports said LG is also preparing a digital currency business developed in collaboration with banks.

Blockchain 40

Blockchain Cross-Border Payments Cross-Border Digital Currency 40

Fintech Finance

APRIL 8, 2024

Introducing digital currency and blockchain for cross-border payments Together with Onyx’s Blockchain Deposit Account product, JPM Coin, Kyriba leverages the power of blockchain and efficiency of real-time payment processing to increase end-to-end payments transparency.

Payment APIs and Integration 52

Payment APIs and Integration Cross-Border Innovation Cross-Border Payments 52

PYMNTS

SEPTEMBER 6, 2018

By way of illustration, the company gave a scenario: “Two financial institutions transacting together agree to use a stable coin, central bank digital currency or other digital assets as the bridge asset between any two fiat currencies.

SWIFT 40

SWIFT Payment Initiation Caps Cross-Border Payments 40

The Fintech Times

DECEMBER 14, 2023

Pave Bank is a fully regulated commercial bank where clients can get business banking products (such as multi-currency operating accounts, global payment connectivity, and treasury management solutions). fund , Daedalus and angel investors. This is a multi-asset, always instant and always on network of Pave Bank customers.

Economy 59

Economy Finance Multi-Currency Regulations 59

PYMNTS

JUNE 21, 2019

The endless speculation over Facebook’s plans to build a new set of global payments rails and launch a global cryptocurrency comes to an end today with the official launch of Libra. Karen Webster digs deep into one of the biggest payments developments of the past week. Or does it? Ripple Drops $50M Into MoneyGram.

Fraud Prevention 40

Fraud Prevention Office of the Comptroller of the Currency Procedures PayPal 40

PYMNTS

JULY 24, 2017

Now, on Friday, 150 years since the birth of faster payments (version 1.0) and a whole pile of global payments innovation later, we were given a look at the Federal Reserve Board’s view of our faster payments future here in the U.S. No one, since without it, new payments schemes struggle, and many use cases are DOA.

Fed 47

Fed Faster Payments Ubiquitous Same Day ACH 47

PYMNTS

AUGUST 30, 2018

The company was recently certified by the Eurosystem, enabling the company to provide access to the monetary authority’s TARGET Instant Payment Settlement ( TIPS ) platform and RT1, the instant payment service offered by EBA Clearing. And Ripple isn’t alone.

Cross-Border 40

Cross-Border Cross-Border Payments Same Day ACH SWIFT 40

Wharton Fintech

FEBRUARY 26, 2024

We have been working with governments on what is called central bank digital currency, or CBDC. I think that is another great example where we do over 150 currencies on the network today. That just becomes another means of settlement that we can use.

Visa 130

Visa Technology Payments Encryption 130

Fintech Labs Insights

JUNE 13, 2016

The San Francisco-based company, owner of a distributed ledger and host of the digital currency XRP, will leverage the license to gain footing into New York banks. As CEO Chris Larsen says, “With the BitLicense in hand, we look forward to working with our New York bank customers seeking to use XRP for liquidity and cost savings.”

Digital Currency 16

Digital Currency Treasury Settlement Compliance 16

Fintech News

OCTOBER 29, 2024

Global payments network Thunes has announced a collaboration with Circle , the issuer of regulated stablecoins USDC and EURC. This partnership aims to enhance stablecoin liquidity management in cross-border payments. Settlements made with stablecoins provide exactly these four things.

Cross-Border Payments 119

Cross-Border Payments Cross-Border Stablecoins Facilitators 119

Fintech Review

MARCH 5, 2025

Some use local payment networks to reduce reliance on SWIFT and traditional banking rails. It enables near-instant settlement, reduces fees, and increases transparency. Stablecoins and central bank digital currencies (CBDCs) could further streamline payments by removing intermediaries.

Cross-Border Payments 76

Cross-Border Payments Cross-Border Correspondent Bank Correspondent 76

The Payments Association

APRIL 14, 2025

For payment firms and financial institutions, this is far more than a technical upgrade. Delayed preparation may result in incompatibility with global payment systems, transaction failures, data truncation, and increased regulatory scrutiny.

Regulations 88

Regulations ISO 20022 Cross-Border Legal 88

The Fintech Times

APRIL 23, 2025

More ground for traditional banks to make up Nick Botha , global payments lead at AutoRek , a company focused on reconciliation and financial control automation for financial services, also believes that neobanks could surpass their incumbent counterparts by correctly leveraging embedded finance.

Embedded Finance 49

Embedded Finance Finance Non-Bank Online and Mobile Banking 49

PYMNTS

JANUARY 9, 2019

Ripple often gets used as shorthand for cryptos, and indeed it owns 60 percent of the XRP that is floating around the digital currency realm. But beyond XRP, Ripple wants to grab global payments and grapples with SWIFT, short for Society of Worldwide InterBank Financial Telecommunications.

Cross-Border 76

Cross-Border SWIFT Correspondent Bank Multi-Currency 76