The Fintech Times

FEBRUARY 9, 2025

A couple of years after its initial boom, artificial intelligence (AI) still remains a huge buzzword in the fintech industry, as every firm looks at a new way of integrating the tech into its infrastructure to gain a competitive edge. Exploring how they are going about doing this in 2025, The Fintech Times is spotlighting some of the biggest themes in AI this February. 2025 is set to be a big year for regulation in AI as the tech’s adoption shows no sign of slowing down.

AI

Axway

FEBRUARY 9, 2025

Are you delivering business capabilities you can monetize? It’s a question enterprises should ask themselves. APIs can create new opportunities and revenue streams when treated as more than technical interfaces.

API

The Fintech Times

FEBRUARY 9, 2025

DailyPay , the New York-based worktech company and earned wage access solution provider, has forged two new partnerships that benefit frontline workers across the US. American HealthCare LLC , a healthcare management company, and goHappy , a frontline employee engagement solutions provider, have both joined forces with DailyPay in order to simplify frontline workers’ access to their earned wages.

Credit Cards

Finextra

FEBRUARY 9, 2025

India is rolling out new domains for banks and other financial services providers in an effort to tackle cybercrime.

Service Provider

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

AI

The Paypers

FEBRUARY 9, 2025

Airtel Payments Bank has gone live with I4C ’s real-time API integration in order to strengthen customer security and fight against fraud.

API

Finextra

FEBRUARY 9, 2025

Nearly 20,000 financial adverts had to be withdrawn or amended in the UK last year after the FCA stepped in - nearly double the amount in 2023.

Finextra

FEBRUARY 9, 2025

While the UK media is flooded with stories of migrant crossings, a more insidious threat to the nat

Fintech News

FEBRUARY 9, 2025

Every year, trillions of dollars are laundered globally, with illicit transactions accounting for 2-5% of the worlds GDP, according to the United Nations Office on Drugs and Crime. The consequences of this failure to combat money laundering extend far beyond financial losses. As experts point out, the root motivation behind crimes such as drug trafficking, fraud, ransomware attacks, and even terrorism is often financial gain.

AML

The Fintech Times

FEBRUARY 9, 2025

On this week’s episode of News & Views, sponsored by Vanta , The Fintech Times Podcast team speak about how almost six in 10 large UK financial services firms fell victim to at least one third-party supply chain attack in 2024, Project Nemo taking on banking’s accessibility challenge & Yuno launching the Mastercard payment passkey across Latin America to combat fraud.

Visa

Fintech News

FEBRUARY 9, 2025

Ula , the Indonesian warung-tech startup, has announced its decision to wind down operations and return approximately 30% of the total capital raised to its investors. The companys co-founder and CEO, Nipun Mehra, along with the founding team, is set to embark on a new venture unrelated to warung-tech or the B2B marketplace. Since its inception, Ula has raised over US$141 million from prominent investors, including Bezos Expeditions, Prosus Ventures, Tencent, Peak XV (formerly Sequoia India), Li

Returns

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

Payments

Fintech News

FEBRUARY 9, 2025

Every year, trillions of dollars are laundered globally, with illicit transactions accounting for 2-5% of the worlds GDP, according to the United Nations Office on Drugs and Crime. The consequences of this failure to combat money laundering extend far beyond financial losses. As experts point out, the root motivation behind crimes such as drug trafficking, fraud, ransomware attacks, and even terrorism is often financial gain.

AML

Fintech News

FEBRUARY 9, 2025

DBS Group will grant a special one-time bonus of S$ 1,000 to all employees except senior managers, following its record net profit of S$ 11.4 billion for 2024. The bank has set aside S$ 32 million for the payout as recognition of staff contributions to its financial performance. DBS reported an 11% increase in net profit for the year, with return on equity maintained at 18.0%.

Returns

Fintech News

FEBRUARY 9, 2025

Rapyd Financial Network is in discussions to raise US$300 million in new funding, a move that could see its valuation shrink to US$3.5 billion. This marks a sharp decline from the US$9 billion peak it reached in 2021, according to Bloomberg. The cross-border payments firm is expected to allocate a portion of the capital toward acquiring a payment processing startup, sources said.

Cross-Border Payments