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This is embeddedfinance at work, and it’s quietly transforming the way we interact with money – without most of us even realising it. Wait, What’s EmbeddedFinance? If you’ve never heard of embeddedfinance , don’t worry. Why Is EmbeddedFinance Such A Big Deal?
This acquisition complements the embeddedfinance solutions of Fiserv with card program management, a white-label consumer app, and a microservices orchestration layer. Together, we can accelerate the delivery of embeddedfinance solutions for all of our clients, empowering their next chapter of success.
With a series of organisational and strategic upgrades in 2024, Ant International , a leading global digital payment and financial technology provider, reported robust growth over the past year among all its four pillar businesses, Alipay+ , Antom , WorldFirst and EmbeddedFinance. billion user accounts.
Weavr ’s recent whitepaper, titled “ Flexible benefits cards: Employee choice, business control ”, highlights the impact that fintech, and embeddedfinance in particular, is having on recent business applications, particularly those utilised by HR teams for employee benefits schemes.
Pro Money are thrilled to invite you to the Baltic Payment Forum , where innovation meets insight in the dynamic world of payments and fintech. Baltic Payment Forum Agenda 2025 includes: How to balance between innovations and regulatory requirements? What are the key points for finance sector? Who will attend?
Embeddedfinance is rapidly changing the way consumers and businesses alike interact with financial services. As traditional banking processes are replaced by more integrated financial solutions, companies across industries are embedding payment processing, lending, insurance, and investment services directly into their platforms.
Embeddedfinance and multi-banking give corporates greater control, new revenue streams, and stronger networks, unlocking value beyond traditional banking. Enhance network loyalty and support growth: Embeddedfinance optimises the entire supply chain by efficiently meeting stakeholder needs at every stage.
A new partnership has been announced between Swedish embeddedfinance provider Intergiro and SEON , the digital fraud prevention and compliance firm, to improve security in the former’s embeddedfinance ecosystem and combat growing cyber threats.
The event is expected to bring together leading regulators, fintech executives, banks, and industry disruptors from across the Asia-Pacific region to discuss trends and innovations shaping the financial sector, with a focus on real-world case studies and actionable strategies.
The fintech unicorns in Asia are moving to reshape the very fabric of how people and businesses interact with money. From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financial inclusion and cross-border transactions, while setting new global standards for innovation.
Corporates with large merchant networks are set to greatly benefit from the latest partnership between Toqio , the B2B platform for building and orchestrating embeddedfinance solutions, and Adyen , the global fintech platform for businesses.
We previously explored why the convergence of SaaS and fintech is so compelling. Now, as fintech matures and SaaS evolves, a second wave is taking shape. Now, as fintech matures and SaaS evolves, a second wave is taking shape. This is SaaS fintech v2.0. In contrast, SaaS fintech v2.0 lies embeddedfinance.
According to a study by Bain & Company, Google, and Temasek, 53% of industry experts believe that consumer tech platforms, rather than pure-play fintechs, are more likely to drive disruption in financial services. In Asia, the adoption of embeddedfinance is creating opportunities across diverse sectors.
Highnote’s John MacIlwaine — On Unlocking the EmbeddedFinance Opportunity In today’s episode, Rhea Advani hosts John MacIlwaine, Co-Founder & CEO at Highnote. They delve into the evolving payments processing space, emphasizing the rise of innovativeembeddedfinance platforms like Highnote.
Under the Act, only approved and well-supervised issuers (think insured banks and properly licensed fintech firms) can circulate these coins, and they must back every token 1:1 with high-quality reserves like actual dollars or short-term Treasuries. By passing this law, U.S. This means the “stable” in stablecoin is now legally enforceable.
According to Statista , fintech in Latin America (LatAm) suffered in 2023, with less than $2billion invested in fintech ventures a drastic drop from 2021s value of $6billion. With the future of fintech looking optimistic in 2025, Em Conversa looks to explore how the LatAm region can prosper once more.
Embeddedfinance is rapidly changing the way consumers and businesses alike interact with financial services. As traditional banking processes are replaced by more integrated financial solutions, companies across industries are embedding payment processing, lending, insurance, and investment services directly into their platforms.
This April, The Fintech Times is focusing on all things embeddedfinance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embeddedfinance has to offer and overcome across the globe.
Global payments service provider FIS has launched a new fintech platform named Atelio by FIS. The launch of Atelio by FIS comes at a time when the demand for embeddedfinance is rapidly increasing. The post FIS Launches Atelio, a New Fintech Platform for EmbeddedFinance appeared first on Fintech Singapore.
Global fintech platform Jeeves has introduced a new embeddedfinance solution designed to help Brazils corporate travel sector tackle fraud, manage expenses more effectively as well as streamline payment operations.
This April, The Fintech Times is focusing on all things embeddedfinance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embeddedfinance has to offer and overcome across the globe.
This April, The Fintech Times is focusing on all things embeddedfinance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embeddedfinance has to offer and overcome across the globe.
India’s fintech sector is one of the fastest-growing in the world. Driven by mobile adoption, digital identity initiatives, and regulatory reforms, the Indian fintech ecosystem is reshaping financial services not only at home but increasingly abroad. Paytm No list of Indian fintechs would be complete without Paytm.
And it’s all thanks to embeddedfinance and embeddedfintech. Embeddedfinance isn’t entirely a new concept. Airline credit cards, payment plans for costly items, and car rental insurance are forms of embeddedfinance that have been around for a while. Everything is done under one platform.
NatWest Boxed launched in 2022 as part of NatWest Group s move into embeddedfinance. In an interview with The Fintech Times , CEO Andy Ellis discusses how NatWest Boxed has taken shape, the thinking behind its partnership strategy and the promise and complexity behind embeddedfinance.
Embeddedfinance is transforming industries by incorporating financial services directly into non-financial platforms. Fintech firms and non-financial businesses are partnering to innovate and unlock new revenue streams. What is EmbeddedFinance? Fintechinnovations drive this trend.
Ant International, the groups global arm headquartered in Singapore, has reported significant growth across its four main business pillars: Alipay+, Antom, WorldFirst, and EmbeddedFinance. The post Cyril Han to Take Over as Ant Group CEO in March 2025 appeared first on Fintech Singapore.
This integration expands on FIBT’s existing partnership with the German-based fintech leader, which already included serving as the holder of Raisin customers’ cash accounts. million consumers nationwide, launched Kavinu to redefine BaaS by emphasizing direct relationships between fintech companies and banks.
Fintech Galaxy , a regional leader in Open Banking and financial innovation, and ProgressSoft , a global provider of real-time payment solutions, have partnered to fast-track Open Banking adoption and regulatory compliance across MENA. ” — Riyadh Al Zamil, Chairman of Fintech Galaxy’s Board of Directors.
The Ultimate Guide for Founders, CFOs, and Finance Teams Choosing the right fintech stack can make or break a company’s financial operations. Today, finance leaders are not only responsible for budgeting and compliance, but also for enabling growth through smart, scalable technology choices.
Hosted by The Payments Association , this premier event brings together over 6000 innovators, thought leaders, and stakeholders to discuss the trends, technologies, and challenges defining the future of payments. Technological Innovations: Exploring blockchain, real-time payments, and artificial intelligence applications. Why Attend?
A Censuswide survey of 500 senior leaders in the UK’s money service sectors with elevated risk profiles – including wealth management firms, crypto and gaming firms – found that nearly half (48 per cent) say fraud is their biggest challenge, with two in five (43 per cent) citing it as a direct blocker to innovation.
Survey reveals global firms lose nearly $100 million annually to financial process inefficiencies, driving investment in AI, cybersecurity, and embeddedfinance. Investments in emerging technologies, such as AI and machine learning, are being made to address vulnerabilities and drive innovation. And that, indeed, is not new.
Fintech Galaxy , the open banking infrastructure provider founded in the UAE, is partnering with ProgressSoft , a real-time payment solution provider, to accelerate open banking adoption and regulatory compliance across the Middle East and North Africa (MENA).
Earlier this month, The Fintech Times attended the second edition of the Dubai FinTech Summit , to catch all of the emerging industry trends across the Middle East. Colella explained how the aims of some of the biggest tech firms can differ to smaller fintech firms. ” Is Dubai leading the AI charge?
Amid the ongoing digital revolution and shifting customer preferences, embeddedfinance is reshaping the financial industry. Banking has transcended its traditional confines, forging innovative partnerships that prioritise convenience and accessibility.
Table of Contents FAQs About EmbeddedFinance What is embeddedfinance? Now, envision a virtual bank conveniently embedded in it. You can set up a payment plan, buy insurance, or explore other financing options, all without having to exit the software. Why is embeddedfinance the next big thing?
Fintech is transforming financial services across Asia at an unprecedented pace. With rapid digital adoption, evolving regulations, and AI-driven innovations, the region is at the forefront of global fintech growth. The Asia-Pacific fintech market is projected to reach USD $171.32 billion in 2025 and surge to USD $359.83
In today’s competitive market, embeddedfinance is no longer a passing trend; it’s a fundamental game changer. Corporate-embeddedfinance radically reshapes businesses, offering new revenue opportunities and redefining customer relationships. This isn’t a peripheral add-on; it’s the future of commerce.
Welcome to the Fintech Review guide , our definitive source for everything fintech. Over the years, weve covered a broad range of fintech topics from digital banking to decentralised finance , regtech , green fintech , and more. What Is Fintech? At its core, fintech challenges the status quo.
We previously explored why the convergence of SaaS and fintech is so compelling. Now, as fintech matures and SaaS evolves, a second wave is taking shape. Now, as fintech matures and SaaS evolves, a second wave is taking shape. This is SaaS fintech v2.0. In contrast, SaaS fintech v2.0 lies embeddedfinance.
Home Announcements Payments Okoora and DashDevs partner on embedded FX infrastructure for fintechs External This content is provided by an external author without editing by Finextra. Together, they offer fintechs a faster, smarter path to launching globally scalable products with built-in currency risk protection.
Despite facing funding challenges and navigating complex market conditions, the fintech sector in India continues to grow and evolve, with several emerging fintech trends in India poised to shape the future of the industry.
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