Remove Embedded Finance Remove Payment APIs and Integration Remove Underwriting
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From open banking to open finance and beyond: The future of financial data-sharing

The Payments Association

From open banking to open finance and beyond: The future of financial data-sharing March 18 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The evolution of open banking into open finance, examining regional regulatory approaches and adoption trends. Why is it important? What’s next?

Finance 88
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Fintech Review: A Guide

Fintech Review

Fintech, or financial technology, is the integration of technology into financial services. This includes services like mobile banking, peer-to-peer payments, investment platforms, and blockchain applications. Payments and Transfers This is the most mature segment. What Is Fintech? At its core, fintech challenges the status quo.

FinTech 52
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The infrastructure of trust: building AI foundations for inclusive, explainable finance

Finextra

Explainability as core infrastructure AI in finance must be auditable, not a black box. AdviceRobo has led the change in integrating explainable AI (XAI) —highlighting which behavioral traits influenced a risk score, and why. This is the dawn of always-on, always-fair credit decisioning. The ambition? And we’re just getting started.

AI 52
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From Open Banking to Open Finance to DeFi: The Open Evolution of Finance

Finextra

In practice, this means banks expose certain data (like account balances or transaction history) through open APIs, but only when you, the customer, give consent. The result was an explosion of fintech apps offering budgeting, lending, payments, and investment services that leverage multiple banks’ data.

Finance 52
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This Week in Fintech: TFT Bi-Weekly News Roundup 11/03

The Fintech Times

Partnerships Klarna , the AI powered global payments network and shopping assistant, has partnered with Blackhawk Network (BHN), a global branded payments provider, to expand Klarnas Gift Card Store in Germany, Italy and The Netherlands. Torres has over nine years of SBA experience, including lending and credit underwriting.

FinTech 59
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Rethinking Scale and Trust in Fintech: Why Serving Small Businesses Still Demands Rigor - Interview with Anchit Singh

Fintech Weekly

Now that embedded finance is gaining traction, the spotlight is returning to a central question: how do you build financial tools that are both scalable and responsible, especially when they’re targeting companies without CFOs or financial teams? We're still in the early innings of embedded finance.

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What is Embedded Finance and Embedded Fintech?

Stax

And it’s all thanks to embedded finance and embedded fintech. Embedded finance isn’t entirely a new concept. Airline credit cards, payment plans for costly items, and car rental insurance are forms of embedded finance that have been around for a while. Everything is done under one platform.