VISTA InfoSec

NOVEMBER 9, 2023

In the world of digital transactions, businesses handling payment cards must demonstrate their data security measures through the Payment Card Industry Self-Assessment Questionnaire (PCI SAQ). Completing the SAQ is a key step in the PCI DSS assessment process, followed by an Attestation of Compliance (AoC) to confirm accuracy.

PCI DSS 130

PCI DSS Assessments Credit Cards Compliance 130

Stax

MARCH 5, 2025

Payment processors undeniably play a critical role in the success of your online store; all shoppers wont be able to make purchases through your website without a robust payment solution. To accept online payments, you need a payment processor and payment gateway. Payment Gateways vs. Payment Processors: What’s the Difference?

Credit Card Payment Processing 88

Credit Card Payment Processing Credit Cards Process Payment Gateways 88

Clearly Payments

MARCH 14, 2025

From the cardholder to the merchant, and all the way through the financial institutions and payment processors, each participant brings something essential to the table. Payment Processor Facilitates communication between acquiring and issuing banks. Payment Gateway Secures transaction data and transmits it to the payment processor.

Credit Cards 52

Credit Cards Transactions PCI DSS Online and Mobile Banking 52

EBizCharge

NOVEMBER 27, 2024

It serves as an intermediary between a merchant and a payment processor, facilitating the transfer of funds during online transactions. This number helps payment processors and banks identify the merchant and track payments accurately. Data encryption: Data is encrypted and sent to the payment processor.

Accounts 52

Accounts Payment Gateways Gateways Payment APIs and Integration 52

Basis Theory

OCTOBER 1, 2024

Today, the framework introduced in the early 2000s outlines 12 PCI requirements that merchants must satisfy to process credit card transactions on the card networks. Nearly 20 years later, with more than 300 requirements and sub-requirements, PCI DSS continues evolving. Don't, however, let the term "merchants" fool you.

PCI DSS 88

PCI DSS Compliance Encryption Assessments 88

Stax

MARCH 11, 2025

The payment gateway : this is a cloud-based payments software integrated with your website thats responsible for the secure transfer of your customers credit card information to your payment processor. If there are no issues, the bank will inform your payment processor that the transaction has been approved.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

Evolve Payment

NOVEMBER 19, 2024

Table of Contents PCI Compliance in a Nutshell PCI compliance, also known as the Payment Card Industry Data Security Standard , or PCI-DSS, is an important standard that major credit card companies like Visa and Mastercard have adopted to protect themselves and their merchants from the risks associated with exposed cardholder data.

PCI DSS 94

PCI DSS Compliance Processors Breach 94

Stax

MARCH 4, 2024

TL;DR The PCI DSS determines security protocols and sets the standards for payment security. Safeguarding customer payment information requires secure processes during the collection, transmission, processing and storage of payment data and working with a trusted payment processor.

PCI DSS 88

PCI DSS Payment Security Security MFA 88

Stax

NOVEMBER 21, 2024

Authorization The credit card details captured by your POS or online payment gateway will be sent to your payment processor. A payment processor is a company that handles the behind-the-scenes aspects of the credit card transaction process on your behalf. It serves as a link between your website and your payment processor.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

Stax

SEPTEMBER 17, 2024

TL;DR PCI compliance is essential because it helps prevent data breaches, ultimately cultivating customer trust. There are 12 requirements under PCI DSS, divided into six major categories. What is PCI Compliance? PCI DSS stands for “Payment Card Industry Data Security Standards.”

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Stax

MAY 5, 2025

While some payment processors offer robust, clearly written guides, others may provide outdated or incomplete documentation. Consider this from both the perspective of the gateway and the payment processor. Start first with a payment processor that can grow with you. This allows you to manage everything from one central system.

Payment Gateways 88

Payment Gateways Gateways Payment APIs and Integration Multi-Currency 88

EBizCharge

MARCH 18, 2025

Payment security A reliable Sage 100 payment processing solution will protect customer payment information by implementing robust security protocols and ensuring full compliance with Payment Card Industry Data Security Standards (PCI-DSS).

Credit Cards 52

Credit Cards Process Security Data Breach 52

Stax

MARCH 18, 2025

In this guide we will discuss the following: What is Payment Tokenization How Payment Tokenization Works Payment Tokenization vs. Encryption SaaS Payment Tokenization Requirements Benefits of Payment Tokenization SaaS Payment Vulnerabilities Using Stax Connect and Payment Tokenization Lets get started.

PCI DSS 88

PCI DSS Encryption Data Breach Credit Cards 88

Stax

MARCH 15, 2024

Secure payment systems are easy to implement, as you use your payment processor to create a secure payment gateway. Compliance with these standards ensures that merchants and payment processors implement robust security measures to safeguard financial data. Encryption The fundamental component of secure payment systems is encryption.

Process 88

Process Security PCI DSS Encryption 88

Stax

JANUARY 15, 2024

PCI DSS compliance, a global framework, mandates specific requirements and best practices for maintaining credit card data security. Enter the PCI DSS compliance. The PCI Security Standards Council (PCI SSC) has robust measures to protect cardholder information and prevent unauthorized access, fraud, and data breaches.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

EBizCharge

MARCH 11, 2025

By integrating a payment processor, companies can improve cash flow, reduce administrative burdens, and gain better visibility into payment activities. These fees typically include interchange fees, which go to the card-issuing bank, assessment fees charged by the card networks, and payment processor fees for handling the transaction.

Processing Costs 52

Processing Costs Process Credit Cards Payment Gateways 52

Stax

NOVEMBER 6, 2023

There are various methods of enforcing data security, such as data masking, encryption, authentication, and data tokenization. Tokenization vs encryption Data encryption is another popular data security technique where data is transformed into an illegible format. The resulting token is essentially a proxy and has no real value.

Encryption 88

Encryption PCI DSS Data Security Origination 88

Stax

JANUARY 28, 2025

Step 2: Choose a payment processor or gateway that supports Click to Pay Most modern payment gateways are already equipped with Click to Pay functionality. Regulatory compliance All businesses that handle sensitive customer financial data are required to follow PCI DSS regulations, and Click to Pay is designed to be fully compliant.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

Segpay

FEBRUARY 24, 2025

There seems to be a lot of misunderstanding about the differences between a Payment Gateway, a Payment Processor and a Payment Service Provider (PSP). It is important for merchants to understand the distinctions between a Gateway, a Processor, and a PSP. Key Functions of a Payment Gateway: Encrypts and securely transmits payment data.

Payment Gateways 45

Payment Gateways Processors Gateways Payment Service Provider (PSP) 45

Clearly Payments

JANUARY 12, 2024

Contact the Payment Processor Notify your payment processor as soon as possible. Merchants should invest in secure payment processing systems, utilize encryption technologies, and comply with Payment Card Industry Data Security Standard (PCI DSS) requirements.

Credit Cards 105

Credit Cards Law Enforcement Card Issuer PCI DSS 105

The Fintech Times

SEPTEMBER 24, 2024

“By automating risk assessments and ensuring encryption and secure data management, regtech not only reduces the chances of human error but also enables continuous monitoring for data breaches, thereby safeguarding privacy in an increasingly complex digital landscape. .”

Privacy 107

Privacy Compliance PCI DSS Rules 107

PYMNTS

OCTOBER 26, 2016

Bluefin Payment Systems, a provider of PCI-validated point-to-point encryption (P2PE) solutions for retail, health care and higher education, announced Tuesday (Oct. 25) that it has introduced a cloud-based hosting option for its Decryptx PCI-validated P2PE product through Amazon Web Services (AWS).

PCI DSS 62

PCI DSS Encryption Gateways Processors 62

EBizCharge

JANUARY 14, 2025

When a customer initiates a payment, the gateway securely transmits the information to the payment processor and the issuing bank for authorization. Overall, the payment gateway acts as a secure bridge that encrypts sensitive data, such as credit card details, to ensure the transaction is processed safely and efficiently.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

Stax

FEBRUARY 19, 2025

SaaS companies must adhere to industry standards such as PCI DSS to ensure customer transactions are safe. PCI Compliance: Ensure the provider adheres to industry-standard security protocols and protects your customers’ payment data. Scalability As your SaaS company grows, your support provider should be able to keep up.

Payments 88

Payments PCI DSS Compliance Risk 88

Clearly Payments

DECEMBER 5, 2023

This comprehensive guide aims to unravel the complexities and distinctions among three primary types of payment processors: Acquirers, Independent Sales Organizations (ISOs), and Aggregators. Secure Socket Layer (SSL) encryption became a standard, ensuring the confidentiality of sensitive information during online transactions.

Processors 52

Processors ISOs Payment APIs and Integration Payments 52

Clearly Payments

DECEMBER 2, 2024

The payment gateway encrypts the data and securely transfers it to the card issuer for approval. Payments are processed through an app provided by the payment processor. How It Works Businesses manually enter the customer’s card details into a secure online portal provided by their payment processor.

Credit Cards 105

Credit Cards Payment Gateways Gateways Point-of-Sale (POS) 105

Clearly Payments

DECEMBER 3, 2023

BitPay: Bitcoin and cryptocurrency payment gateway and processor (International). Here are key factors to consider when evaluating and choosing a payment gateway: Security and Compliance Encryption: Ensure the payment gateway uses robust encryption protocols to protect sensitive data during transactions.

Payment Gateways 105

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 105

The Fintech Times

SEPTEMBER 5, 2024

Let’s take for example, the terminal and the processor, this is a one-way street communication and if either experiences a fault the entire non-cash transaction is no longer available. So what do we mean by ‘process rigidity’?

Financial Crimes 82

Financial Crimes Mitigation Cybersecurity Crime 82

EBizCharge

MARCH 27, 2025

Your payment processor will provide the necessary payment portal software to authorize and transfer funds from customers accounts to your businesss account. However, compatibility can vary by provider, so merchants should verify that their payment processor seamlessly integrates with their specific Sage ERP system.

Payments 52

Payments PCI DSS Processors Process 52

PYMNTS

JANUARY 10, 2017

Bluefin Payment Systems, the provider of PCI-validated point-to-point encryption (P2PE) solutions for retail, health care and higher education, announced Tuesday (Jan. Bluefin said it developed a high-speed decryption architecture in order to serve gateways, processors and other large clients.

PCI DSS 49

PCI DSS EMV Encryption Gateways 49

Stax

APRIL 10, 2025

Its role is to encrypt and securely transfer your customers payment data to your payment processor. All the data transfer between the digital wallet and your payment terminal are encrypted and the system also uses tokenization to ensure iron-clad data security.

Small Business 88

Small Business Wire Transfer BNPL ACH 88

Payment Savvy

JULY 3, 2024

Security Measures in Debit Card Payment Processing Here’s a breakdown of security measures employed in debit card payment processing: Encryption Encryption involves converting sensitive information (debit card numbers and personal details) into a coded format that is unreadable without a unique decryption key.

Debit Card 52

Debit Card Process PCI DSS Processors 52

Stax

SEPTEMBER 17, 2024

Benefits of using a payment gateway include a simplified purchasing experience for customers, increased operational efficiency, and PCI compliance. Most payment gateways come with features like fraud detection and data encryption that are specifically geared towards keeping your customers’ payment information secure.

Payment Gateways 88

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 88

EBizCharge

MARCH 12, 2024

When a customer purchases on a merchant’s website, the payment gateway securely collects and transmits the payment information to the payment processor or acquiring bank for authorization. You can work with reputable payment processors like EBizCharge to ensure a seamless online payment experience that meets all your needs.

Credit Cards 52

Credit Cards ACH Payment Gateways PCI DSS 52

EBizCharge

APRIL 24, 2025

Increased security and compliance: Reputable Salesforce payment integrations are designed with strong security protocols and compliance with Payment Card Industry Data Security Standards (PCI DSS). Now that you know the benefits of integrating a payment gateway into Salesforce, its time to learn how to set it up.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

Segpay

JUNE 13, 2024

Recent cyberattacks on payment processors: The BitMark attack. Compliance with Industry Standards Your business should comply with industry bare minimums like Payment Card Industry Data Security Standard (PCI DSS). Over $150 million lost because of vulnerabilities in the online “hot wallets.” The Travelex ransomware attack.

Best Practices 40

Best Practices Processors Transactions Security 40

EBizCharge

MARCH 3, 2025

4 ways to process credit cards in Acumatica A top-rated Acumatica payment processor can equip merchants with numerous payment collection tools and features to quickly and easily collect payments on customer invoices. This integration streamlines your financial processes.

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52