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Telcoin Bank Steps Closer to Becoming the First Regulated Crypto Bank in the US

The Fintech Times

Its upcoming launch hopes to disrupt the $200billion stablecoin market and create a bridge between traditional finance and cryptocurrencies. Telcoin Bank plans to offer fully regulated, bank-issued ‘Digital Cash’ stablecoins, alongside a suite of blockchain banking products and services.

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Stablecoins to streamline Cross Border Payments

Finextra

Stablecoins are valued one to one to their parent. Up to now US stablecoins are regulated by individual states, for example New York applies its existing virtual currency regulations to stablecoins rather than treating them as a separate asset class. Stablecoins Act” or “GENIUS Act.” Final regulations expected in 2026.

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GENIUS Act Clears the Way for Stablecoin-Powered Embedded Finance

Finextra

Location Joburg Followers 5 Opinions 23 Follow Unfollow For years, stablecoins existed in a regulatory grey zone – popular as “digital cash” but lacking official oversight. policymakers have sketched out the first federal framework for payment stablecoins. This means the “stable” in stablecoin is now legally enforceable.

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SNEAK PEAK: PAY360 state of payments survey 2024 findings revealed​

The Payments Association

Discover membership LinkedIn Email X WhatsApp Read more Payments Intelligence The Feds crypto pivot: Unlocking banking access and its impact on payments March 18, 2025 No Comments The Federal Reserves shift on crypto banking access raises new questions for payments, stablecoins, and the role of digital assets in finance.

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SNEAK PEAK: Unveiled: 2024 Key Financial Crime 360 findings

The Payments Association

Discover membership LinkedIn Email X WhatsApp Read more Payments Intelligence The Feds crypto pivot: Unlocking banking access and its impact on payments March 18, 2025 No Comments The Federal Reserves shift on crypto banking access raises new questions for payments, stablecoins, and the role of digital assets in finance.

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Key considerations for the adoption of digital currencies

Finextra

The popularity of stablecoins is also reaching new heights. The transfer volume of stablecoins hit highs of $717.1 tokenised deposits and stablecoins) or non-banks (aka. stablecoins). billion in April. But digital currencies do not stand on their own. Digital currencies can be issued by central banks (aka.

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Banking on Intelligence: The Global Sprint to AI Maturity in Finance

Finextra

Banks handle sensitive customer data that cannot be simply fed into public AI models without safeguards. Banks must ensure AI models (especially GenAI, which can be a “black box”) do not violate fair lending laws or produce biased decisions. Data privacy is also a concern. In 2024, U.S.

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