Fintech Finance

APRIL 24, 2025

New research from RedCompass Labs shows that RTP and FedNow’s rising transaction limits are making instant payments significantly more attractive for U.S. 84% of US banks say the new $10 million RTP® limit boosts its attractiveness, and 84% believe raising FedNow’s $500,000 cap will have the same effect.

Transaction Limits 84

Transaction Limits RTP FedNow Instant Payments 84

The Fintech Times

APRIL 2, 2025

Revoluts analysis showed that Brits are the most vulnerable to WhatsApp fraud , ranking the worst affected in Europe in 2024. “The significant financial losses, particularly from job and investment scams, demonstrate the devastating impact these frauds are having on individuals. Encryption does not equate to immunity from scams.

Scams 59

Scams Consumer Financial Crimes Encryption 59

The Payments Association

FEBRUARY 10, 2025

Currently, large enterprises are the primary users, while small businesses and consumers have shown limited adoptionlikely due to unclear policies on customer eligibility and risk exposure. Navigating AML obligations in the age of virtual IBANs February 10 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about?

IBAN 88

IBAN AML Master Account Due Diligence 88

The Fintech Times

APRIL 27, 2025

The results, published in a new report, Pushing the Limits: US Instant Payments in 2025, based on responses from 300 senior payments professionals at US banks , suggest larger transaction limits are helping to boost instant payment demand. The report also reveals significant concerns around fraud.

RTP 45

RTP FedNow Instant Payments Payee 45

The Payments Association

JULY 18, 2025

Strategic modernisation through modular, API-first architecture enables a phased, agile response to compliance demands. Embed training and communication plans to ensure all staff and associated persons understand fraud risks and responsibilities.

Regulations 88

Regulations Payment APIs and Integration Payments Legal 88

FICO

FEBRUARY 19, 2020

The Clearing House Association announced in January 2020 that on February 1 st the limit for a single transaction using their RTP scheme will increase from it’s current $25,000 to $100,000. Authorized push payment frauds rely on creating a sense of urgency that pushes victims to act before thinking.

Real Time Payments 92

Real Time Payments Financial Crimes Crime Account Takeovers 92

PYMNTS

MARCH 20, 2018

Australia has just rolled out the New Payments Platform (NPP), a system to facilitate faster payments in the country, but a recent speech by Michele Bullock, assistant financial system governor of the Reserve Bank of Australia (RBA), suggests there is more to be done to address fraud risks. These will continue to be in place with the NPP.”.

Faster Payments 46

Faster Payments Central Bank Risk Same Day ACH 46