Stax

APRIL 3, 2025

Like most business owners, your instincts tell you to hop on the bandwagon and launch an online store for your business. But launching your eCommerce store is just half the equationaccepting payments efficiently and effectively is a whole different ball game. Its the bridge between an eCommerce website, its customers, and the bank.

Payment Solutions

Stax

MARCH 4, 2025

Heres what companies need to know about credit card integrations and how they can handle payments. TL;DR Online payments rely on API or hosted gateways with encryption and fraud detection, while in-store transactions require POS hardware with EMV chip technology and NFC capabilities.

Credit Cards

Stax

MARCH 18, 2025

According to the US Federal Reserve in 2022, general-purpose card payments reached $153.3 On top of that, 69% of Americans online in 2023 said they used digital payment methods to make a purchase. It ensures the secure transfer of funds from a customer to a merchant via their preferred payment method. trillion in value.

Process

Fintech News

APRIL 24, 2025

billion Coda, formerly Coda Payments, is a fintech company founded in 2011 that helps users in emerging markets easily buy digital content. It provides access to game credits, gift codes, and vouchers using familiar local payment methods such as mobile carrier billing and e-wallets. Coda Valuation: $2.5 Airwallex Valuation : $5.5

FinTech

Stax

DECEMBER 12, 2024

They enable secure, efficient in-store and online payment processing and offer flexible payment options that customers demand today. Merchant services are comprehensive solutionstools, systems, and supportthat allow businesses to process in-person and online payments. Payment gateways.

Small Business

Clearly Payments

NOVEMBER 6, 2024

This market includes a range of services and technologies that facilitate the acceptance, authorization, and settlement of payments across various channels, including online, in-store, and mobile. The value chain in payment processing involves multiple parties that play specific roles in facilitating transactions.

Process

Clearly Payments

MARCH 14, 2025

credit card payments surpassed $10.6 trillion in 2024, with digital wallets such as Apple Pay and Google Pay now representing over 40% of online transactions. Contactless payments continue their rapid adoption, projected to account for more than 60% of in-store purchases. Credit Card Use Overview in USA and Canada In the U.S.,

Credit Cards

Finextra

JULY 10, 2025

When a payment fails — due to fraud checks, technical issues, or user error — it can result in lost revenue and a frustrated customer who may not return. On average, about 70% of online shopping carts are abandoned, leaving only 30% of transactions completed successfully. A Kipp study found that 44.4%

Transactions

Stax

NOVEMBER 14, 2024

Here are the inside details about what defines a payment solutions provider, how processing works, the credit card processing fees , risks, and more. They include: the merchant, cardholder, card associations, acquiring bank, issuing bank, and payment processor. Acquiring Bank: The business’ (i.e., merchant’s) bank.

Credit Cards

EBizCharge

NOVEMBER 12, 2024

A fundamental element that every business leader should be well-versed in is the merchant account — a critical service that facilitates electronic payments. As digital payments continue to grow in popularity, a frictionless payment processing system is vital. What is a merchant account? How do merchant accounts work?

Accounts

Stax

MAY 13, 2025

Credit card merchant services are the systems, tools, and agreements that allow businesses to accept payments via credit and debit cards. These services enable you to process credit card payments online, in person, and on the go, and include everything from secure payment gateways to merchant accounts and point of sale (POS) systems.

Credit Cards

EBizCharge

MARCH 31, 2025

A merchant services provider helps businesses process payments like debit and credit cards, Automated Clearing House (ACH)/eChecks, and other online transactions. These providers act as intermediaries between merchants, banks, and payment networks, ensuring transactions are processed securely and efficiently.

Service Provider

EBizCharge

JUNE 12, 2025

For Canadian businesses navigating the increasingly complex world of payment processing, having a reliable and efficient merchant account is essential. A Canadian merchant account is a type of business bank account specifically designed for companies operating in Canada that need to accept credit and debit card payments.

Process

EBizCharge

MARCH 3, 2025

With increasing reliance on online transactions, understanding how to streamline payment solutions has never been more essential. Four popular payment methods include: Customer payment portals: Acumatica payment integrations allow businesses to set up self-service payment portals where customers can securely pay invoices online.

Credit Cards

EBizCharge

JUNE 3, 2025

Key features of high-volume merchant accounts include: High transaction capacity: These accounts handle large daily transaction volumes without delays or system overloads, ensuring uninterrupted payment flows during peak sales periods, which is critical for businesses with heavy customer traffic.

Volume

Stax

SEPTEMBER 17, 2024

A payment gateway is a must-have for online stores. In fact, research from 2023 shows that 69% of Americans said they’ve used a digital payment method in the past 3 months when making a purchase. And the best way for online businesses to start accepting payments is with a payment gateway.

Payment Gateways

Stax

JULY 9, 2024

We can hail a ride from a mobile app, and our transactions for all sorts of goods and services can be easily paid for from our phones. Physical wallets are phasing out, left behind in favor of digital wallets and other digital payment options. For merchants, digital payment methods include the ways in which payments are accepted.

Digital Payments

Segpay

MARCH 10, 2025

In the rapidly evolving world of online gaming, having a reliable and secure payment gateway is crucial for both gamers and gaming businesses. A gaming payment gateway allows players to make payments seamlessly while ensuring that their financial information is protected. What is a Gaming Payment Gateway?

Payment Gateways

Stax

AUGUST 29, 2024

The dominance of cashless commerce means only businesses that ensure the seamless processing of in-store and online credit and debit card payments will remain competitive. The question is: how do payment service providers work and how can you choose the right one for your business? Read on to find out.

Payment Service Provider (PSP)

EBizCharge

MARCH 12, 2024

With the boom in eCommerce, adopting ways of paying online is vital to healthy cash flow. Businesses that accept online payment methods can streamline the purchasing process for their customers and expand their reach to new audiences. What are the best ways to accept payments online?

Credit Cards

Finovate

SEPTEMBER 20, 2024

Before that, we were talking about Ireland’s Central Bank and its search for top fintech talent, new investment in mobile payments in the Philippines , and the pace of digital transformation in India’s financial services sector. You joined TBC a few years after the bank expanded to Uzbekistan. Why Uzbekistan?

Innovation

Clearly Payments

DECEMBER 18, 2023

These key trends are set to redefine how consumers and businesses engage with payments, introducing innovation and unparalleled convenience. The Continued Surge of Contactless Payments Contactless payments , facilitated by tap-to-pay cards, mobile wallets , and wearable devices, are set to maintain their upward trajectory.

Payments Trends

Stax

DECEMBER 27, 2023

A merchant account acts as a pathway between your business, your customers, and the issuer and acquiring banks to process electronic transactions like credit cards. A merchant account refers to a business bank account that allows businesses to accept electronic payments for goods and services.

Accounts

The Fintech Times

AUGUST 13, 2024

Seamless Africa 2024, set to take place on 16 to 17 October at the Sandton Convention Centre in Johannesburg, will bring together over 6,000 industry professionals, 250 exhibitors as well as 200 speakers to explore advancements in payments, fintech and banking across Africa.

Innovation

Clearly Payments

FEBRUARY 14, 2024

Furthermore, global payment volume reached a staggering $31.7 The proliferation of ewallet platforms and mobile payment systems over the past decade has also revolutionized the way consumers interact with financial services. trillion in payment volume. The global payment gateway market is projected to reach $49.7

Value Added Service

Stax

APRIL 30, 2024

Whether you’re a freelance service provider, a cafe owner, or a retailer, card payments are king, and your credit card processing account is where you hold power to manage and control your fees. The company has EMV enabled point of sale systems to accept digital wallet payments as well as cards.

Online and Mobile Banking

Clearly Payments

APRIL 3, 2024

This process is vital for businesses, as it enables them to accept payments through various methods, including credit and debit cards, electronic bank transfers ( EFT/ACH ), and digital wallets. Card Network: The credit card network sends the transaction details to the issuing bank (the customer’s bank) for authorization.

Process

Stax

MARCH 14, 2024

During the 2020s, almost all businesses will have been looking at b2b payments processing solutions to meet changing consumer needs. Online and contactless adoption multiplied, and digital payments rose. consumers using two or more types of digital payment methods increased by 8%. Between 2019 and 2020, the number of U.S.

B2B

Fintech News

MARCH 26, 2024

The World Bank flagged in October 2023 that the region’s burgeoning economies would decelerate to 4.5% 1 SafeGold (India) SafeGold operates a digital gold platform, allowing customers to buy, sell, gift, and redeem gold online. 3 SafexPay (India) SafexPay provides a comprehensive payment solution for businesses globally.

FinTech

EBizCharge

AUGUST 8, 2024

Flexibility: The agility and adaptability of Salesforce payment integrations means businesses can choose from various payment gateways and options tailored to their specific requirements. Encryption, fraud detection systems, and regular security audits protect business financial information and customer payment data.

Processors

M2P Fintech

JULY 28, 2023

Debit cards are pivotal to a bank’s digital payment mix. With minimal credit and regulatory risks involved, they are safe digital payment facilitators that deliver convenient transactions, freedom from debt, and rewards. In India, the number of debit cards in circulation is projected to witness a steady increase of 84.6

Debit Card

EBizCharge

APRIL 25, 2024

To accomplish this, your company will need a merchant account and reliable software to provide convenient customer payment options and effectively manage funds. Apply for a merchant account A merchant account is typically set up through a payment processor or acquiring bank.

Online and Mobile Banking

EBizCharge

MAY 20, 2024

Payment portals NetSuite’s payment portal enables businesses to offer a self-service experience where clients can view their billing history, update payment information, and make payments online. Payment processor: A NetSuite payment processor handles credit card payment details.

Process

Payment Savvy

JULY 3, 2024

When a customer uses their debit card to make a purchase, the funds are directly withdrawn from their checking account, as opposed to credit card transactions where the funds are borrowed from the issuing bank. Contactless Payments : Using NFC (Near Field Communication) and RFID (Radio Frequency Identification) for debit card transactions.

Debit Card

Stax

JANUARY 10, 2024

Basics of Credit Card Fees Credit card fees refer to a range of charges that are imposed by credit card issuers on cardholders and merchants for completing credit card payments, either online or in person. They are set by the network and passed on to merchants through their bank and the card brands they accept.

Credit Cards

Stax

APRIL 11, 2024

Imagine cash flow as a river—cash management oversees the whole flow, while payment management ensures water gets in and out smoothly. Your PMS is a central hub to manage payment requests and store banking information (like your routing and bank account number for ACH payments ).

Payments

Core

JULY 6, 2023

* Last Updated: July 6, 2023 Electronic billing presentment and payment (EBPP) is the process of electronically delivering bills or invoices to customers or constituents, allowing them to make payments online. The first option is to go the traditional route and send bills via mail or online, and receive electronic payments.

Payment Solutions