The Fintech Times

MAY 2, 2025

In its latest white paper, ‘ ISO 20022 Migration 101: Steps and Strategies for Banks ‘, BPC offers a guide tonavigating one of the most critical transitions in the global financial ecosystem: the shift to ISO 20022 messaging standards.

ISO 20022

Finextra

AUGUST 7, 2025

Lack of interoperability across borders creates bottlenecks This lack of connectivity causes delays, compliance risks, and limited access. Adopt interoperable systems that speak a global language You must choose a solution that supports ISO 20022 and connects to national clearing systems.

Payment APIs and Integration

Fintech News

JULY 23, 2025

The Role of Standards: ISO 20022 and the Power of Interoperability Javeri described ISO 20022 as “not new, but the foundation” for future-ready payments. It enables interoperability and opens the door to building next-layer capabilities,” he said. Regulation gave banks the budget and the urgency,” he said.

APACS

The Payments Association

JUNE 11, 2025

Sustainable growth depends on interoperable risk frameworks, shared scam indicators, and coordinated responses, especially as fraudsters grow more agile and cross-border by design." Consequently, the cost of fraud prevention now reaches $4.61 Static, manual-heavy models are no longer viable.

Risk

The Payments Association

JANUARY 22, 2025

The widespread shift to online reliance has created a greater demand for accessing various services online, including government public services and online retail payments. Additionally, standardisation of digital IDs is required to ensure they are interoperable with TSA systems.

Security

Trade Credit & Liquidity Management

MAY 29, 2025

This shift demands that billers stay informed and proactive, as compliance and efficiency heavily depend on understanding complex regulations and effectively leveraging service providers. However, the industry is moving toward best practices and standardized data formats such as ISO-20022 to ease cross-border invoicing.

ISO 20022

Fintech Finance

MARCH 1, 2024

The impending March 2025 migration deadline of FedWire to the ISO 20022 standard by all financial institutions (FIs) presents a strategic opportunity to revolutionize their payment infrastructure and services, according to a new Datos report, sponsored by Finzly , the pioneering provider of modern payments systems.

ISO 20022

Fintech News

AUGUST 8, 2024

As the industry evolves, adopting robust standards like ISO 20022 becomes crucial for driving these benefits. B2B payments service provider Bottomline ‘s on-demand webinar, “Championing Swift Connectivity for Private Banks and Asset Managers in APAC,” explores these critical developments in depth.

ISO 20022

PYMNTS

APRIL 29, 2019

An interoperable cross-border solution could remove these frictions and provide smooth transfers between two real-time payment systems, while a single, globally accessible faster payments service could offer swift end-to-end transfers. Smooth communications between players must be supported if payment schemes are to be interoperable.

Interoperability

PYMNTS

NOVEMBER 27, 2019

Among corporates, there is an increasing demand that their global payment activity is able to keep up with the pace of doing business. The ISO 20022 payments messaging standard — and faster payment networks’ adoption of it — has proven to be a significant value-add to financial service providers’ faster payments offerings.

ISO 20022

PYMNTS

AUGUST 1, 2019

In corporate payments, high-value transactions with tall demands for compliance, transparency, speed, efficiency and security aren’t just placing a burden on the businesses sending and receiving funds. ISO 20022 will modernize international and domestic payment rails, enabling right and new payment services.”.

Interoperability

Fintech Finance

JULY 11, 2024

Finastra will continually evolve the service, allowing banks to respond quickly to changing customer, industry and regulatory demands. It is based on the ISO 20022 messaging standard which Switzerland has been using for several years. ” SIC5 is developed by the Swiss National Bank (SNB) and SIX.

Instant Payments

Fintech Finance

JULY 10, 2024

It will enable interoperability among PayNet, RENTAS, and SWIFT using ISO 20022 standards. As the industry adopts ISO 20022 globally, this modernisation solution meets regulatory mandates, improves system resilience, and integrates future payment services.

ISO 20022

Fintech Finance

JANUARY 11, 2024

The Practicalities of Cross-Border Payments in a Faster Payments World also highlights the challenges faced by fintech companies, providing insights into regulatory compliance, security, foreign exchange rate risks, lack of transparency, high costs, interoperability, data privacy, competition with financial institutions, and liquidity management.

Cross-Border Payments

PYMNTS

OCTOBER 15, 2020

All of these new instant payments systems around the world are being built on the ISO 2002 standard,” said Waterhouse. But the transition is one that must consider, and maybe even embrace, several emerging options and payment rails in a bid to move data and money more quickly across borders, and move, decisively, away from paper checks.

Real Time Payments

The Fintech Times

JULY 15, 2024

Finastra’s 24/7 instant payment service, which includes real-time sanctions screening and fraud prevention, processes transactions within seconds and will continue to evolve to meet changing demands. Gareth Lodge, principal analyst at advisory firm Celent, says banks face significant challenges in meeting instant payments deadlines.

Instant Payments

The Payments Association

MAY 16, 2025

Regulatory developments previously confined to financial institutions and payment service providers are now extending to the systems, practices, and commercial relationships of merchantsparticularly where digital payments, cross-border transactions, and customer data are concerned. Engage with PSPs and terminal providers to confirm EAA readiness.

Regulations

PYMNTS

NOVEMBER 18, 2020

He said the movement toward standards – particularly the messaging standard ISO 20022 and its marriage of data to payment flows – will enable banks to help their clients reduce manual reconciliation and expand their own businesses. In the United States alone, for example, The Clearing House’s RTP network serves 70 percent of all DDAs.

Real Time Payments

PYMNTS

OCTOBER 2, 2019

Some of them have been mandated by governments, readying for anticipated demand. The increased use and adoption of P2P technologies, like Zelle and Venmo, demonstrates the consumer demand for this type of frictionless payment option. Along with demand for faster payments , the information conveyed in them has significant value.

C2B

PYMNTS

AUGUST 16, 2019

Consumers and businesses have grown accustomed to having various speedy services available on demand — they can order food, request car rides or send money all from their smartphones. Some FIs are also turning to blockchain-based solutions to improve transparency and interoperability.

Cross-Border Payments

PYMNTS

JANUARY 2, 2019

A third driver, said Houseman, is tied to consumer demand, which has meant balancing the twin goals of making sure the platform works well operationally and technically while at the same time allowing for commercial success, enough so that the banks and service providers are motivated to actually use NPP. In a recent example, in the U.S.,

Real Time Payments

The Fintech Times

JULY 20, 2024

This involves re-engineering the architecture towards modular, microservices-based frameworks, enhancing interoperability, and investing in robust cybersecurity. This has included using new technology and messaging standards (ISO 20022) to improve performance, data quality and operational efficiency.

Payments

PYMNTS

JANUARY 25, 2019

We might be at a tipping point in the market, [in which] the market just demands faster payments,” said Matt Richardson, head of product solutions at Citizens Bank. . The rail was built on the ISO 20022 messaging standard, which sends data and payments together. However, the current payments environment in the U.S.

Real Time Payments

PYMNTS

DECEMBER 3, 2018

On the one hand,” he said, the initial uptake of the SEPA scheme shows that that “makes sense,” and that initial use cases and transaction limits (more on both in a moment) satisfy at least some demands coming from the markets. Data formats rely on ISO 20022, as the EPC has stated in the past. 21 of 2017.

Instant Payments

Seon

JULY 27, 2023

In any event, the message follows the ISO 20022 standard, which according to the Federal Reserve will bring “interoperability, end-to-end efficiency of payments, and future innovation” to the FedNow Service. What Is FedNow? This payment message either goes directly to the FedNow Service or via a service provider.

FedNow

Finovate

JULY 12, 2024

“It enables AFFIN to deliver integrated, value-driven payment solutions that cater to the diverse needs of today’s dynamic business landscape and customer demands. The technology will enable Affin Bank to process 20%+ more transactions, and enable interoperability among PayNet, RENTAS, and SWIFT using ISO 20022 standards.

ISO 20022

Fintech News

JANUARY 22, 2025

This shift underlines the global race to upgrade core systems, particularly with looming deadlines for regulatory mandates like ISO 20022. APACs focus on cross-border interoperability, in addition to domestic improvements, highlights the regions commitment to maximising the benefits of real-time payments. the previous year.

Real Time Payments

The Payments Association

APRIL 14, 2025

Immediate focus areas include fraud prevention, ISO 20022 readiness, and stablecoin regulationbut longer-term success depends on active engagement with consultations, operational resilience, and global alignment. What’s next? This roadmap is designed to support decision-making at both strategic and operational levels.

Regulations