Trade Credit & Liquidity Management

JUNE 24, 2025

It advances the concept of a “stablecoin-ready banking platform” , making interoperability between digital and traditional currencies a core feature of the financial system. With USDC fully backed by liquid USD assets and redeemable 1:1 for U.S. With USDC fully backed by liquid USD assets and redeemable 1:1 for U.S.

Stablecoins 52

Stablecoins Multi-Currency Interoperability Cross-Border Payments 52

Fintech Finance

MARCH 24, 2025

By introducing the SOMQR standard and establishing the Somalia Payment Switch (SPS) as the scheme manager and operator, CBS aims to reduce reliance on cash, ensure interoperability, and expand financial services across the country. The demand for secure, fast, and modern payment solutions has been pressing.

Instant Payments 69

Instant Payments Settlement Payments Central Bank 69

The Fintech Times

NOVEMBER 6, 2024

Ant International is also working with StraitsX to enable the efficiency and interoperability of payments made via PBM through the Whale platform, Ant International’s treasury management solution.

Product 101

Product Cross-Border FinTech Cross-Border Payments 101

Fintech News

NOVEMBER 5, 2024

This collaboration makes Nium the first fintech payment service provider to join the Partior network, unlocking new capabilities such as programmable enterprise liquidity management and Just-in-Time multi-bank payments for financial institutions.

Cross-Border Payments 129

Cross-Border Payments Cross-Border Multi-Currency Real Time Payments 129

The Fintech Times

MARCH 25, 2025

Additionally, integrated settlement and liquidity management solutions, overseen by the central bank as the clearing and settlement agent, provide real-time net position updates and multiple settlement cycles, while a national QR payment standard known now as ‘SOMQR’ enables fast contactless transactions with a simple scan.

Instant Payments 59

Instant Payments Payments Settlement Central Bank 59

Fintech News

AUGUST 12, 2024

DBS has initiated the pilot of the “DBS Treasury Tokens”, a blockchain-based solution designed for next-generation treasury and liquidity management, in collaboration with Ant International.

Treasury 95

Treasury Blockchain Cross-Border Payments Multi-Currency 95

Fintech News

AUGUST 7, 2024

Partior plans to integrate more currencies and add new capabilities such as intraday FX swaps and programmable enterprise liquidity management. The company, backed by Temasek, DBS, and JP Morgan, is actively expanding its platform development and network reach. In 2023, Partior secured US$56.3

Liquidity Management 109

Liquidity Management Interoperability Blockchain FinTech 109

Fintech Finance

SEPTEMBER 13, 2024

The new guideline, developed by the FPC’s Operational Considerations Work Group, sponsored by Endava , dives deep into the practical considerations FIs must address to successfully implement instant payments, from liquidity management to fraud mitigation, business continuity, and staffing requirements.

Instant Payments 131

Instant Payments Faster Payments FPC Real Time Payments 131

Fintech Finance

JULY 9, 2024

Companies like Banking Circle are powering banks and fintechs with seamless, interoperable solutions to transact across borders.” “We Banking Circle Group offers cross-border payments, accounts, and liquidity management to meet companies’ global financial needs.

Technology 109

Technology Cross-Border Cross-Border Payments Federal Reserve 109

Fintech News

DECEMBER 11, 2023

G+D’s non-DLT-based CBDC system, Filia, was used in the direct model, demonstrating its interoperability and can be integrated into both traditional account-based environments and DLT solutions. The participants noted significant improvements in the efficiency, cost, speed, and transparency of cross-border transactions.

CBDC 113

CBDC Distributed Ledger Technology (DLT) Cross-Border Central Bank 113

Fintech Finance

OCTOBER 21, 2024

The migration of KEPSS to ISO20022 brings significant benefits, including faster settlement times, streamlined processing, and improved liquidity management for financial institutions. ISO20022 is the latest international open standard for financial messaging that is being adopted globally.

Message Standards 98

Message Standards Real Time Gross Settlement (RTGS) Settlement Cross-Border 98

Fintech Finance

OCTOBER 15, 2024

With competitive foreign exchange rates and low international payments fees no longer a sufficient differentiator, RTGS.global’s atomic settlement solution will give PSPs a competitive advantage by enabling more efficient movement of liquidity to payment destinations required by their customers.

Cross-Border 98

Cross-Border Liquidity Management Cross-Border Payments Correspondent Bank 98

Trade Credit & Liquidity Management

MAY 29, 2025

Trade Credit & Liquidity Management is a reader-supported publication. It provides a flexible, common platform and methodology for creating standardized, rich, and structured financial messages that enable interoperability among financial institutions, market infrastructures, and their customers worldwide.

ISO 20022 52

ISO 20022 ISOs Compliance Cross-Border 52

Fintech Finance

JANUARY 11, 2024

The Practicalities of Cross-Border Payments in a Faster Payments World also highlights the challenges faced by fintech companies, providing insights into regulatory compliance, security, foreign exchange rate risks, lack of transparency, high costs, interoperability, data privacy, competition with financial institutions, and liquidity management.

Cross-Border Payments 93

Cross-Border Payments Cross-Border Faster Payments ISO 20022 93

Fintech Finance

OCTOBER 30, 2024

Fnality is realising a multi-jurisdictional vision, where a network of FnPSs, interoperable on a 24/7/365 basis, will facilitate a seamless global liquidity management ecosystem.

Distributed Ledger Technology (DLT) 96

Distributed Ledger Technology (DLT) Liquidity Management Central Bank Payments 96

Fintech News

JULY 14, 2024

The platform’s 24×7 blockchain network can interoperate with real-time local currency payment and RTGS systems globally, facilitating both direct and indirect settlement flows with market players.

Cross-Border 109

Cross-Border Correspondent Bank Multi-Currency Settlement 109

PYMNTS

OCTOBER 12, 2020

These comment letters highlighted the need for features to address accessibility, interoperability, security, liquidity, and fraud prevention,” Montgomery said. Looking Toward Interoperability And Scale . Interoperability is a core component” of FedNow, said Montgomery. Digital Dollars, Too? .

Instant Payments 97

Instant Payments FedNow Fed Interoperability 97

Finovate

JULY 2, 2025

In contrast, tokenized deposits stay on the bank’s balance sheet, making the funds usable for lending, investing, and general liquidity management. This reduces the money multiplier effect and may even weaken bank balance sheets over time. Use cases also differ between stablecoins and tokenized deposits.

Stablecoins 52

Stablecoins FDIC Blockchain Treasury 52

The Payments Association

MAY 7, 2025

Collateral & liquidity management The $16 trillion global repo and collateral market suffers from fragmented settlement processes and slow asset mobility. With tokenisation, banks can realise significant savings through on-chain collateral pledging, real-time transfers and smart contract-based margin management.

Settlement 88

Settlement Liquidity Management Treasury Blockchain 88

PYMNTS

DECEMBER 30, 2020

As Koenigsberg described, interoperability of payment rails old and new will be key to driving the kind of adaptability B2B payments will need in the year ahead. In Mastercard's case, that involves embracing a mix of interoperable payment rails via its Mastercard Track Business Payment Service. The Coexistence Of Rails.

B2B 119

B2B Payer Payments BNPL 119

The Payments Association

JANUARY 13, 2025

This will require operational safeguards and possibly stricter liquidity management to meet new compliance benchmarks. These partnerships can accelerate the development of interoperable systems and new use cases for digital assets.

Legal 88

Legal Stablecoins Cross-Border Due Diligence 88

PYMNTS

NOVEMBER 10, 2020

There is one key opportunity for banks to wield the speed of real-time payments for corporates: liquidity management. In many cases, that may mean upgrading infrastructure to support modern payment capabilities.

B2B 117

B2B Real Time Payments Value Added Service ISO 20022 117

The Fintech Times

DECEMBER 15, 2023

Today our selection of leaders discuss the evolving payment landscape in 2024, touching on trends like convergence of personal and corporate payments, real-time cross-border payments, interoperability’s influence, and the significance of orchestration in streamlining payments in the travel sector.

Cross-Border 59

Cross-Border Cross-Border Payments Interoperability Payments 59

PYMNTS

FEBRUARY 4, 2019

The system would facilitate 24/7 year-round interbank settlements of faster payments and also provide a liquidity management tool to support transfers between Federal Reserve accounts. In a comment letter, TCH also claimed the Fed’s system would likely not be interoperable with RTP nor be implementable by 2020.

Faster Payments 73

Faster Payments Federal Reserve Real Time Payments TCH 73

Payment Savvy

MAY 15, 2023

Liquidity Management Tool To manage liquidity in this system, the FedNow service will offer a liquidity management tool. Cost efficiency: A well-managed liquidity position means banks can use their funds more effectively, maximizing returns on investments and reducing borrowing costs.

FedNow 52

FedNow Federal Reserve Liquidity Management Instant Payments 52

Finovate

NOVEMBER 7, 2024

Not only will today’s partnership with Partior help Nium facilitate global transactions, it will also support new services, including intra-day FX swaps, cross-currency repos, programmable enterprise liquidity management, and Just-in-Time multi-bank payments for banks across the globe.

Real Time Payments 52

Real Time Payments Cross-Border Payments Payment APIs and Integration Cross-Border 52

Finovate

OCTOBER 16, 2024

The Fed also charges a liquidity management fee of $1 per transfer. With instant payments, banks must have sufficient liquidity available at all times, even during weekends and non-business hours. Banks should also establish internal controls to maintain and managing their liquidity reserves effectively.

FedNow 59

FedNow Instant Payments Disputes Federal Reserve 59

PYMNTS

DECEMBER 12, 2019

As more use cases for real-time payments emerge around applications like business-to-business (B2B) supplier payments, real-time liquidity management and “invisible payments,” Killam also noted that more challenges would arise, too, around areas like fraud and integration. In the U.S.

RTP 72

RTP Real Time Payments Faster Payments Cross-Border 72

PYMNTS

JULY 26, 2019

Sooner or later, these systems will need to interoperate to better fulfill the needs that our customers will demand from us.”. Financial institutions are also faced with the back-office adjustment of supporting an always-on service like gpi or Faster Payments, forcing them to enhance their liquidity management strategies, she said.

Cross-Border Payments 64

Cross-Border Payments Cross-Border Innovation Correspondent Bank 64

PYMNTS

JANUARY 25, 2019

Federal support could also come from a proposed real-time liquidity management tool. Richardson noted that RTP’s design was based on federal recommendations and guidelines for a faster payments system, and that it is necessary for a Fed solution to be interoperable with it.

Real Time Payments 67

Real Time Payments Federal Reserve RTP TCH 67

Fintech Review

MAY 4, 2025

Kyriba A global cloud-based treasury management system offering cash and liquidity management, payments automation, and risk mitigation solutions. Best for : Enterprises seeking full treasury and risk management integration. Here are the leading platforms supporting treasury excellence: 89.

Payment APIs and Integration 76

Payment APIs and Integration FinTech Multi-Currency Embedded Finance 76

Faster Payments Council

SEPTEMBER 23, 2023

Here our experts discuss the challenges and opportunities for establishing interoperable directory capabilities in the United States. Cash Management: A Challenge for Real-Time Payments (Foundry Ballroom) Managing unpredictable cash flows for real-time 24x7x365 payments is critical.

FPC 88

FPC Federal Reserve RFP Faster Payments 88

Trade Credit & Liquidity Management

APRIL 10, 2025

Fintech-Enabled Solutions: Platforms like Routable specialize in scaling RTP for vendor/contractor payments, including seamless integration with accounting systems (e.g.,

Real Time Payments 52

Real Time Payments RTP FedNow Payment APIs and Integration 52

The Fintech Times

JULY 24, 2024

Both offer similar services, but FedNow participants can transfer funds from their Federal Reserve master account, which means they have an extra pool of resources for liquidity management. RTP, on the other hand, is interoperable which allows third-party apps like Zelle to access and build products on.

FedNow 59

FedNow Instant Payments RTP Federal Reserve 59

Fintech News

DECEMBER 15, 2024

These tests explored questions on the applicability of DLT for the Rupiah Digital, the integration of smart contracts for transaction efficiency, and the system’s interoperability with Bank Indonesias Real-Time Gross Settlement (BI-RTGS) system and other financial market infrastructures.

CBDC 112

CBDC Distributed Ledger Technology (DLT) ISO 20022 Cross-Border 112

The Payments Association

APRIL 14, 2025

It introduces a richer, more structured data format for payment messages, designed to enhance interoperability, increase efficiency, and reduce ambiguity in financial communications. T+1 also raises challenges around funding and liquidity management, especially for cross-border trades involving time zone differences or currency conversions.

Regulations 88

Regulations ISO 20022 Cross-Border Legal 88