The Payments Association

JUNE 3, 2025

With more than 130 jurisdictions now researching or developing CBDCsranging from early-stage exploration to live deploymentsglobal momentum is steadily building. Enable cross-border functionality: Focus on interoperability infrastructure, using shared standards like ISO 20022.

CBDC 88

CBDC Cross-Border Central Bank Cross-Border Payments 88

Finextra

JUNE 18, 2025

The initial protocols were refined, expanded, and formalized into a globally recognized suite of ISO 20022-based standards. Future-proofing with ISO 20022 compliance, worldwide migration to this modern structure providing flexibility for new and future services (cards, Instant Payment, CBDC, e-Invoicing, …).

ISO 20022 52

ISO 20022 Transactions Payment APIs and Integration Cross-Border 52

Finextra

JUNE 13, 2025

171 Report Share Channels /security /payments Comments: (0) Sign in to comment James Richardson Global Head of Solutions Bottomline Member since 09 Nov 2012 Location London Followers 0 Following 0 Opinions 2 Follow Unfollow Getting banks ISO 20022 ready – are you prepared? It expresses the views and opinions of the author.

Data Security 59

Data Security Payments Data Security ISO 20022 59

The Fintech Times

NOVEMBER 14, 2024

According to new research from payments modernisation firm RedCompass Labs , 91 per cent of banks worldwide are juggling multiple, multi-year, multi-million dollar modernisation projects, however, many are struggling to meet modernisation demands. The choice is ours.

ISO 20022 59

ISO 20022 AI FedNow RTP 59

Finextra

JUNE 29, 2025

Sign in Sign up News Latest news Company updates Long reads TV Research Events All Conferences Webinars Popular Community Community latest Latest expert opinions Groups Search members Jobs APIs Sign in Sign up News Back News Latest news Company updates Long reads TV Research Events Back Events All Conferences Webinars Popular Community Back Community (..)

Cross-Border Payments 52

Cross-Border Payments Cross-Border Stablecoins Payments 52

Finextra

JUNE 19, 2025

Increased geo-political and trade uncertainty; intensifying currency diversification needs; shifting client demands; and the impending ISO 20022 migration deadline are accelerating the need for cost-effective access to multi-currency clearing and settlement.

Multi-Currency 52

Multi-Currency On-Demand Settlement Economy 52

The Paypers

JUNE 25, 2025

The upcoming ISO 20022 migration deadline in November 2025 further intensified the need for banks to upgrade core systems or risk operational inefficiencies and non-compliance. Free Headlines in your E-mail Every day we send out a free e-mail with the most important headlines of the last 24 hours.

Global Payments 36

Global Payments Process ISO 20022 Payment APIs and Integration 36

Payments Dive

JULY 11, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Fed’s ISO ‘big bang’ hits next week The Federal Reserve’s shift of trillions of dollars in payments to the new ISO 20022 standard Monday will reverberate around the world.

ISOs 218

ISOs ISO 20022 FedWire Federal Reserve 218

The Paypers

JUNE 25, 2025

The sandbox will conform to ISO 20022 standards, introducing various new features enabled by enriched data, such as optimised data flow alongside transactions. This rich data facilitates the development of augmented methods for improving fraud detection and reduction and supports future enhancements.

Visa 59

Visa ISO 20022 Payment APIs and Integration Payments 59

The Payments Association

JANUARY 22, 2025

Combine digital ID, AI and new rich data standards like ISO 20022, and I’m excited to see what can be done. You can find more insights from our research expert, Oliver Jackson, here. Imagine buying an airline ticket, being onboarded, and checking out in one click. Thats smart, convenient and secure.

Security 88

Security Online and Mobile Banking Credential Verification 88

Trade Credit & Liquidity Management

MAY 29, 2025

However, the industry is moving toward best practices and standardized data formats such as ISO-20022 to ease cross-border invoicing. The Importance and Impact of ISO-20022 ISO 20022 is an international standard for financial messaging developed by the International Organization for Standardization (ISO).

ISO 20022 52

ISO 20022 ISOs Compliance Cross-Border 52

Fintech Finance

APRIL 24, 2024

With just over 18 months to go until the ISO 20022 compliance deadline, leading Quality Engineering company, Roq , is urging UK financial institutions to take the necessary measures now to finalise their plans and focus on the execution of a programme that is, by all published metrics, some way behind the curve.

ISO 20022 145

ISO 20022 Cross-Border Payments ISOs Cross-Border 145

The Fintech Times

FEBRUARY 5, 2024

The adoption of digital payments is rapidly developing markets to the point that the value of B2B payments are set to grow by 40 per cent by 2028, from $89trillion in 2024 according to research from Juniper Research , the market research firm.

Cross-Border Payments 119

Cross-Border Payments Cross-Border ISO 20022 Research 119

Fintech Finance

OCTOBER 23, 2024

The research aimed to evaluate the state of instant payments across the European banking sector. The survey also revealed that 50% of banks are still in the process of adopting the ISO 20022 standard, which is gaining traction across the financial services sector.

Instant Payments 105

Instant Payments ISO 20022 Regulations Fraud Detection 105

The Paypers

FEBRUARY 6, 2023

Integration software and services company SEEBURGER has partnered research and advisory firm Celent to conduct a global survey on the ISO 20022 readiness of banks and corporates.

ISO 20022 41

ISO 20022 ISOs Research 41

PYMNTS

MARCH 21, 2017

According to Nordea research, a quarter of corporates say their largest payments challenge is a lack of standardization across formats between banks — and 60 percent said this is one of their top three challenges. Enter: ISO 20022. But perhaps the most complex chlalenge is awareness.

ISO 20022 77

ISO 20022 ISOs B2B Message Standards 77

Fintech Finance

NOVEMBER 12, 2024

Banks worldwide are juggling multiple, multi-year, multi-million-dollar modernization projects, such as ISO 20022, SEPA Instant in Europe, and FedNow and RTP in the US. Over nine in ten (91%) banks now consider payments modernization a high priority, but research shows most are struggling to meet demands. The choice is ours.

ISO 20022 98

ISO 20022 AI FedNow RTP 98

PYMNTS

SEPTEMBER 29, 2020

Separately, research finds B2B payments as the key driver behind surging instant payments volume in the years ahead. According to a new report from Juniper Research , Western Europe is a world leader in this market and will continue to drive adoption of instant payments, according to the report.

Instant Payments 129

Instant Payments B2B Innovation ISO 20022 129

Faster Payments Council

AUGUST 23, 2024

2:20pm-3:00pmMT: Concurrent Breakout Session – The Power of ISO 20022: Unlocking Efficiency and Global Reach in Payments (Capitol Ballroom 7) The world of payments is undergoing a major transformation with the adoption of ISO 20022. We will wrap up with an interactive session for feedback on our research efforts.

FPC 128

FPC ISO 20022 Federal Reserve Instant Payments 128

Fintech Finance

JANUARY 11, 2024

Faster Payments Council (FPC) , a membership organization devoted to advancing safe, easy-to-use faster payments in the United States, today published its latest research report, titled The Practicalities of Cross-Border Payments in a Faster Payments World.

Cross-Border Payments 93

Cross-Border Payments Cross-Border Faster Payments ISO 20022 93

PYMNTS

AUGUST 16, 2019

Recent American Express research found that greater transparency is one of the top priorities for firms that regularly make international payments. Last month, SWIFT released its first set of guidelines for financial institutions using the ISO 20022 payments messaging standard to complete cross-border transactions.

Cross-Border Payments 81

Cross-Border Payments Cross-Border ISO 20022 ISOs 81

The Fintech Times

OCTOBER 24, 2024

The survey also revealed that 50 per cent of banks are still in the process of adopting the ISO 20022 standard, which is gaining traction across the financial services sector. Meanwhile, 25 per cent said they are not ready to comply with these deadlines at all.

Instant Payments 59

Instant Payments ISO 20022 Fraud Detection ISOs 59

Fintech Finance

SEPTEMBER 10, 2024

New research from RedCompass Labs , a world leader in payments modernization, has revealed that over half (54%) of banks are planning to leverage generative artificial intelligence (AI) for the shift to instant payments and other payments modernization projects, while four in ten (42%) are actively considering the possibility.

Instant Payments 111

Instant Payments AI ISO 20022 Payments 111

PYMNTS

AUGUST 1, 2019

More recently, SWIFT also announced new guidelines for financial institutions to adopt the ISO 20022 payments messaging standard, a way to streamline communication and transmission of data between service providers to facilitate cross-border transactions in a more efficient manner. Across the pond, meanwhile, the U.S.’s

Interoperability 61

Interoperability ISO 20022 Cross-Border Correspondent Bank 61

PYMNTS

AUGUST 21, 2020

” Research into digital payments, of course, is nothing new for the Fed — and as Cunha offered by way of example, a few years ago his bank published research that found value in mobile payment tokenization. It’s not about going to production.” To get there, interoperability is key, said Cunha.

CBDC 107

CBDC Fed Federal Reserve ISO 20022 107

PYMNTS

OCTOBER 15, 2020

There may be some tailwind, he said, as recent research has shown that the coronavirus can live for weeks on banknotes and other surfaces. Standards, such as ISO 20022 are critical to fostering interoperability, they agreed (Scola pointed to SWIFT gpi, a standard for global payments, as an example).

Real Time Payments 125

Real Time Payments NACHA SWIFT TCH 125

PYMNTS

SEPTEMBER 12, 2019

PYMNTS research released last October in the “ Bringing Corporate Payments Out of the Dark Ages ” webinar revealed 64 percent of B2B payments are made with checks, despite consumer payments’ acceleration toward electronic tools. The paper check continues to be a prominent — and, in many cases, dominant — payment method in B2B transactions.

AFP 51

AFP Checks ISO 20022 Cross-Border 51

Fintech News

DECEMBER 10, 2023

With data gathered from over two million fraud attempts across 224 countries and territories, Sumsub’s Identity Fraud Report 2023 breaks down the changing yet pervasive outlook for identity scams this year.

FinTech 124

FinTech Cross-Border Cross-Border Payments ISO 20022 124

PYMNTS

SEPTEMBER 23, 2019

The industry push for SWIFT’s ISO 20022 adoption continues to encourage financial institutions to adopt the payments messaging standard for more efficient transmission of transaction data, which can have particular impact for high-value cross-border B2B payments.

B2B 49

B2B ISO 20022 Payment APIs and Integration ISOs 49

PYMNTS

MARCH 9, 2018

In an announcement on Thursday (March 8), SWIFT said its DLT (distributed ledger technology) PoC for Nostro reconciliation went “extremely well,” according to SWIFT Head of Research and Development Damien Vanderveken in a statement.

SWIFT 43

SWIFT ISO 20022 Blockchain Liquidity Management 43

PYMNTS

AUGUST 7, 2020

Drilling down a bit into why real-time payments are taking on more urgency for retailers, Brainard said research showed that households “with the least liquid resources” — marked by relatively lower income and savings — boosted their spending starting on the day they received emergency-relief payments. A Liquidity Boost? .

Fed 75

Fed Instant Payments FedNow Interbank Settlement 75

PYMNTS

FEBRUARY 7, 2018

These points of friction lead companies to miss out on more than $5 billion in savings, researchers said. Payments Canada highlighted the potential in adopting the ISO 20022 payments messaging standard as a way to enrich transaction data.

Process 49

Process ISO 20022 Cross-Border Payments Payment Message 49

PYMNTS

AUGUST 16, 2019

Recent research found that access to greater visibility is one of the top priorities for firms that regularly make international payments. A More Transparent Process. The study surveyed 300 treasury professionals involved in international business across several industries and found that 64 percent want real-time tracking capabilities.

Cross-Border Payments 54

Cross-Border Payments Cross-Border ISO 20022 Interoperability 54

Fintech Finance

FEBRUARY 27, 2024

This partnership prepares financial institutions (FIs) to effectively respond to payments industry changes, such as the evolution of ISO 20022 messaging standards and the launch of the FedNow Service.

Instant Payments 52

Instant Payments Payment Solutions ISO 20022 FedNow 52

The Fintech Times

MAY 28, 2024

The portion we’ve set aside for research and development will also allow us to grow the platform’s capabilities in fraud and error prevention, bank statement data and reconciliation automation, and ISO 20022 data transformation.

ISO 20022 59

ISO 20022 Payment APIs and Integration ISOs Finance 59

PYMNTS

JULY 2, 2019

PYMNTS research found that 82 percent of businesses said real-time payments could resolve many of their existing payment challenges. The newer real-time payment systems around the world, he added, will conform to the ISO 20022 standard, enabling the movement of rich data with the funds. In addition, standards are emerging.

RTP 68

RTP Real Time Payments Visa ISO 20022 68

PYMNTS

APRIL 20, 2016

SWIFT maintains in the paper that more research is needed in order to make determinations over whether DLT systems would be fully interoperable with existing, legacy infrastructure; and whether DLTs work well across multiple counterparties.

SWIFT 40

SWIFT ISO 20022 IRS Regulatory Compliance 40