The Fintech Times

AUGUST 28, 2024

On 28 August 2024, HKMA officially launched the Project Ensemble Sandbox, which will test a wide range of tokenisation use cases, including the settlement of tokenised real-world assets (such as green bonds, carbon credits, aircraft, electric vehicle charging stations, and treasury management).

Interbank Settlement 134

Interbank Settlement CBDC Settlement Use Case 134

Tearsheet

FEBRUARY 16, 2024

This extended partnership will focus on integrating additional instant payment use cases across a range of payment flows for consumers, businesses, and governments. FedNow and RTP are eyeing new use cases to compete for bank partnerships, however, achieving widespread adoption remains a shared hurdle for both instant payment rails.

Instant Payments 119

Instant Payments RTP TCH Visa 119

Fintech News

AUGUST 12, 2024

DBS has initiated the pilot of the “DBS Treasury Tokens”, a blockchain-based solution designed for next-generation treasury and liquidity management, in collaboration with Ant International.

Treasury 97

Treasury Blockchain Cross-Border Payments Multi-Currency 97

PYMNTS

JANUARY 8, 2021

In short, the global pandemic has ushered in rising usage — and use cases — for TCH’s RTP ® network, and Whisler doesn’t see that slowing down anytime soon. One thing is customer service, but the other is liquidity management or cash flow forecasting, and that's new to a lot of organizations.”.

RTP 139

RTP TCH Funding Agent Continuing Education 139

Fintech Finance

SEPTEMBER 13, 2024

The new guideline, developed by the FPC’s Operational Considerations Work Group, sponsored by Endava , dives deep into the practical considerations FIs must address to successfully implement instant payments, from liquidity management to fraud mitigation, business continuity, and staffing requirements.

Instant Payments 131

Instant Payments Faster Payments FPC Real Time Payments 131

Fintech Finance

OCTOBER 30, 2024

As part of Fnality’s vision to develop a regulated FMI that addresses a variety of pain points across the financial market, these successfully settled margin transfers are a first step in exploring the potential use of £FnPS for cleared margin payments in the future, subject to further regulatory analysis.

Distributed Ledger Technology (DLT) 96

Distributed Ledger Technology (DLT) Liquidity Management Central Bank Payments 96

Finovate

JULY 2, 2025

In contrast, tokenized deposits stay on the bank’s balance sheet, making the funds usable for lending, investing, and general liquidity management. Use cases also differ between stablecoins and tokenized deposits. This reduces the money multiplier effect and may even weaken bank balance sheets over time.

Stablecoins 52

Stablecoins FDIC Blockchain Treasury 52

Fintech News

DECEMBER 11, 2023

G+D’s non-DLT-based CBDC system, Filia, was used in the direct model, demonstrating its interoperability and can be integrated into both traditional account-based environments and DLT solutions. The participants noted significant improvements in the efficiency, cost, speed, and transparency of cross-border transactions.

CBDC 113

CBDC Distributed Ledger Technology (DLT) Cross-Border Central Bank 113

PYMNTS

OCTOBER 28, 2020

We are not saying that [RTPs] are going to cannibalize the credit card business, but there are new use cases, mainly coming from reducing user cash and other opportunities like loyalty programs.”. Digital Transactions Up, Data Center Usage Down.

Emerging Payments 109

Emerging Payments Real Time Payments RTP Payments 109

Trade Credit & Liquidity Management

JUNE 19, 2025

Discover why the explosion of new data vendors and emerging use cases, from credit and supplier risk to KYC and fraud prevention, compliance, and B2B marketing, are changing how companies assess risk and find new customers.

Fraud Prevention 52

Fraud Prevention Use Case Assessments Consulting 52

PYMNTS

NOVEMBER 10, 2020

Banks must understand that shift in order to uncover the most valuable B2B use cases, he said – and that means not only embracing new payments technology, but also adopting new business models that can address the shifting needs of corporates. Uncovering The B2B Use Cases. A Payments Culture Shift.

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B2B Real Time Payments Value Added Service ISO 20022 117

Fintech Finance

JUNE 5, 2024

Clear Junction is a great fit for Ripple,” said Cassie Craddock, Managing Director, Europe at Ripple. From the word go, it was able to support all of our use cases, including providing GBP and EUR payout coverage for our clients sending payments into the UK and European Union.

Cross-Border Payments 98

Cross-Border Payments Cross-Border Multi-Currency IBAN 98

The Payments Association

MAY 7, 2025

Tokenisation addresses each of these challenges, dramatically cutting operational costs, enabling real-time settlement, and using smart contracts to automate processes. This use case and its benefits have been demonstrated by several major banks that have already executed tokenised bond issuance on both permissioned and public blockchains.

Settlement 88

Settlement Liquidity Management Treasury Blockchain 88

Trade Credit & Liquidity Management

MARCH 6, 2025

In today's fast-paced and data-driven world, the business information marketplace is crucial in supporting a wide range of use cases. In future articles, I will expand on these use cases and report on the increasing universe of vendors and data providers in this space.

Financial Analysis 52

Financial Analysis Use Case Compliance B2B 52

The Payments Association

JANUARY 13, 2025

This will require operational safeguards and possibly stricter liquidity management to meet new compliance benchmarks. These partnerships can accelerate the development of interoperable systems and new use cases for digital assets.

Legal 88

Legal Stablecoins Cross-Border Due Diligence 88

Fintech Finance

JANUARY 11, 2024

Faster Payments Council (FPC) , a membership organization devoted to advancing safe, easy-to-use faster payments in the United States, today published its latest research report, titled The Practicalities of Cross-Border Payments in a Faster Payments World.

Cross-Border Payments 93

Cross-Border Payments Cross-Border Faster Payments ISO 20022 93

PYMNTS

MARCH 6, 2019

Blockchain is increasingly garnering headlines and attention for its use cases beyond cryptocurrencies. One area where elimination of such processes can be of benefit is treasury management — specifically, reconciliation of transactions and liquidity management.

Treasury Management 75

Treasury Management Treasury Blockchain Distributed Ledger Technology (DLT) 75

Finextra

JUNE 9, 2025

Nacha’s Smarter Faster Payments conference highlighted the progress that is now being made to expand use-cases and benefits. While this is creating opportunities for banks – such as improving liquidity management, meeting demand for embedded finance, and expanding into new sectors – it is also a major operational shift.

ISO 20022 52

ISO 20022 ISOs FedNow TCH 52

PYMNTS

DECEMBER 12, 2019

There are some really strong use cases [of real-time payments] that could address inefficiencies in government payments, if you look at it from a perspective of what the government could get done in areas like tax payments and disbursements like social security,” said Killam. “You What’s especially noteworthy in the current U.S.

RTP 72

RTP Real Time Payments Faster Payments Cross-Border 72

Faster Payments Council

SEPTEMBER 23, 2023

Few use cases have the potential for growing volumes as do commerce payments yet paying a merchant with a credit push transfer isn't easy. Thise session envisions the art of the possible for commerce use cases in the U.S. (Foundry Ballroom) Payment networks need volume to scale and keep costs low.

FPC 88

FPC Federal Reserve RFP Faster Payments 88

PYMNTS

NOVEMBER 19, 2020

That means opportunities to wield real-time payments for liquidity management, while the payment rails that facilitate real-time transactions are also embracing the movement of data that can be especially valuable to business end users, he said. TOMIA and Clear Embrace Blockchain for Telecom B2B Payments.

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B2B Blockchain Real Time Gross Settlement (RTGS) Real Time Payments 104

The Fintech Times

OCTOBER 3, 2024

Holvi is enhancing its services by integrating a liquidity management solution leveraging lemon.markets’ investment API. To serve the various use cases of its partners, the Brokerage-as-a-Service platform offers access to a broad universe of investment products – such as ETFs, funds and, in the future, stocks.

Accounts 59

Accounts Liquidity Management Treasury Use Case 59

PYMNTS

OCTOBER 12, 2020

Montgomery noted that in terms of initial use cases, the Fed has been focusing its instant payments efforts on low- and moderate-income individuals and families that have a need to make sure that, for instance, rent and other payments are settled in a timely manner. Digital Dollars, Too? .

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Instant Payments FedNow Fed Interoperability 97

Trade Credit & Liquidity Management

MAY 27, 2025

The Rise of Digital Fraud Prevention Tools Another Trade Credit & Liquidity Management article, " Automating Fraud Prevention in B2B Credit ,” reports on how Bectran, an order-to-cash software provider, has partnered with Ekata by Mastercard to enhance fraud prevention in B2B credit operations. Do you like this article?

Fraud Prevention 52

Fraud Prevention Fraud Detection Verification Risk Assessment 52

Finovate

JULY 26, 2024

Again, one of the main areas of emphasis is cybersecurity, which MAS identified as a use case for the first pilot project. ” The fresh capital will fuel new capabilities including intraday FX swaps, cross-currency repos, Programmable Enterprise Liquidity Management, and Just-in-Time multi-bank payments.

AI 72

AI Cross-Border Payment APIs and Integration Multi-Currency 72

Fintech Finance

JANUARY 24, 2024

The partnership continues Mastercard’s role as the exclusive instant payments software provider for TCH’s RTP network, enabling both companies to integrate new instant payment use cases across a range of payment flows. Instant payments became a reality in the U.S.

Real Time Payments 52

Real Time Payments RTP Visa Instant Payments 52

PYMNTS

NOVEMBER 28, 2016

Naturally, one of the first use cases to come to mind for real-time payments is P2P payments. “And I think in terms of liquidity management and cash management, corporate treasurers are starting to see the benefits of being able to make instant payments,” Hay added.

Faster Payments 54

Faster Payments Real Time Payments Payments Instant Payments 54

Trade Credit & Liquidity Management

APRIL 30, 2025

This rapid growth underscores the increasing adoption of faster payment methods for a variety of use cases Business-to-Business (B2B) Payments: B2B payments continued robust growth, up 9% to 1.9 The value of Same Day ACH payments jumped 24.8% to $897 billion, nearing the $1 trillion mark in a single quarter.

ACH Network 52

ACH Network ACH Same Day ACH NACHA 52

PYMNTS

JULY 26, 2019

Sooner or later, these systems will need to interoperate to better fulfill the needs that our customers will demand from us.”. Financial institutions are also faced with the back-office adjustment of supporting an always-on service like gpi or Faster Payments, forcing them to enhance their liquidity management strategies, she said.

Cross-Border Payments 64

Cross-Border Payments Cross-Border Innovation Correspondent Bank 64

Trade Credit & Liquidity Management

APRIL 30, 2025

From a Press Release dated April 3, 2025, Hamburg, Germany Serrala, a global finance process automation provider, has been recognized by Forrester in the following report: " Top AI Use Cases for Accounts Receivable Automation in 2025." The firm was also recognized in a similar report on AP automation.

AI 52

AI Automation Audit Cash Management 52

Trade Credit & Liquidity Management

MARCH 27, 2025

Use Cases Cross-Border Payments : Facilitates efficient value transfers between stablecoins or fiat currencies using Mexico’s SPEI system. Furthermore, the Juno Mint Platform provides browser-based and API tools for token issuance, redemption, fiat currency on/off-ramps, and stablecoin-to-stablecoin FX conversions.

International Payments 52

International Payments Cross-Border Payments Cross-Border Stablecoins 52

Fintech Review

MAY 4, 2025

Monavate A UK-based BaaS provider offering card issuing, programme management, and payment services through APIs. Weavr A plug-and-play embedded finance platform designed for non-financial companies, with ready-made use case templates. Best for : Enterprises seeking full treasury and risk management integration.

Payment APIs and Integration 76

Payment APIs and Integration FinTech Multi-Currency Embedded Finance 76

The Fintech Times

DECEMBER 15, 2023

In the new world of borderless transactions, investing the time and technology in improving the cross-border payment experience will be critical to not only frictionless payments but also growth, liquidity management and risk mitigation.”

Cross-Border 59

Cross-Border Cross-Border Payments Interoperability Payments 59

PYMNTS

NOVEMBER 8, 2019

Thus far, commercial payments have lagged behind P2P transactions, finding traction across use cases such as replacing cash on delivery (and where Mastercard has just introduced Pay on Delivery ), making insurance payouts to consumers or paying wages to employees and gig workers.

RTP 40

RTP B2B Real Time Payments P2P 40

PYMNTS

SEPTEMBER 26, 2019

Though the manic blockchain hype of 2018 has died down somewhat, FinTechs, banks and corporates continue to collaborate and innovate as they develop distributed ledger technology solutions for a range of use cases, including faster cross-border transactions. Frazier offered the example of a U.S.

Blockchain 61

Blockchain Cross-Border Cross-Border Payments Liquidity Management 61

Faster Payments Council

MARCH 30, 2022

Financial institutions require 24/7 connectivity, real-time settlement and liquidity management, customer interfaces, and fraud mitigation tools to prepare their underlying systems for instant payments.

FPC 88

FPC Faster Payments Cross-Border Financial Inclusion 88

Fintech News

DECEMBER 15, 2024

The PoC findings also revealed that DLT-based solutions could enhance liquidity management and security, ensuring seamless integration with both domestic and cross-border systems. The “Garuda Project: Wholesale Rupiah Digital Cash Ledger PoC Report” is available on Bank Indonesia’s official website.

CBDC 113

CBDC Distributed Ledger Technology (DLT) ISO 20022 Cross-Border 113