The Fintech Times

JUNE 10, 2025

Cross River , a banking infrastructure provider, has launched Request-for-Payment (RfP) on the RTP® network, with fintech platform Plaid as the first user enabling instant pay-ins for online used car seller Carvana. The RfP capability aims to address delays in inbound payments, which often rely on traditional ACH and wire transfers.

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Request for Payment RFP Same Day ACH Payer 45

PYMNTS

NOVEMBER 25, 2020

Bloh recently spoke with Karen Webster about the opportunities to optimize B2B payments through A2A capabilities that support a variety of payment modalities — including real-time payments (RTP) — and how data connectivity with the ERP further closes the gap between buyer and supplier. Everybody calls RTP a faster payment.

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B2B RTP Payments Real Time Payments 116

PYMNTS

JANUARY 28, 2020

This week’s examination of the latest innovation initiatives finds this to be true both for innovators exploring ways to improve existing rails — like ACH — as well as those that have embraced the development of entirely new rails, including real-time payments (RTP) and blockchain-powered transactions. Same-Day Boosts ACH Adoption.

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Same Day ACH RTP NACHA ACH 79

Payments Dive

JUNE 12, 2025

While 48% of cash-paying drivers use cash for budgeting reasons, 17% of cash-payers don’t have bank accounts, and 12% aren’t credit or debit cardholders, according to the February survey of 1,548 U.S. Here’s why.

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Digital Payments Payments Privacy Push-to-Card 88

PYMNTS

APRIL 2, 2019

When The Clearing House (TCH) unveiled the Real-Time Payments (RTP) system in 2017, it propelled swifter payments and brought about the next generation of fund transfers. Payment solution providers are now also getting in on the real-time game and supporting a growing list of RTP use cases that use the network for rapid transaction speeds.

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Real Time Payments RTP Payer Irrevocability 49

PYMNTS

SEPTEMBER 26, 2019

Push, or credit, transactions see payers instructing their banks to send money from their accounts to recipients’ accounts, whereas pull, or debit, transactions have recipients’ banks extract money from payers’ accounts. Payers provide PINs or signatures, which grant recipients permission to extract funds.

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Payer Push-to-Card Real Time Payments Payee 67

PYMNTS

JUNE 4, 2020

Regional bank holding company Huntington is now using the RTP network, meaning it now has a new real-time payments option to help people get money nearly instantly, according to a press release. RTP is offered through The Clearing House and is touted as the first new payments rail in the U.S.

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Real Time Payments RTP Consumer Online and Mobile Banking 52

PYMNTS

NOVEMBER 13, 2020

Real-time payments (RTP) methods aren’t much use if few people understand what they are, where to find them and how to use them. This lack of understanding may occur in part because payers receive instant confirmation upon making a payment, regardless of the method used and the time it takes for the receiver to access funds.”.

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Real Time Payments RTP Consumer P2P 56

PYMNTS

NOVEMBER 13, 2019

as service providers old and new introduce more options for consumer and business payers to move money quickly and, in some cases, instantly. However, real-time payments (RTP) have a long way to ubiquity, and while each payment rail has its advantages, each also has drawbacks that could stifle efforts for near-universal adoption.

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Real Time Payments Faster Payments Federal Reserve RTP 51

PYMNTS

OCTOBER 21, 2019

The decision will be made based upon an array of factors, including which payment method offers the lowest cost to the payer, enables the fastest delivery and other parameters pre-established by the treasurer client. If not, the payment will then automatically be initiated via ACH.

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Faster Payments Automation Same Day ACH RTP 40

PYMNTS

OCTOBER 29, 2020

Firms are also looking at options like same-day ACH and The Clearing House 's RTP network as they explore how to speed up B2B transactions. PYMNTS research found that microbusinesses say they are more likely to partner with payers that deliver rapid payment experiences. percent of payers said they offered them.

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Faster Payments Same Day ACH Real Time Payments Payroll 43

PYMNTS

JANUARY 14, 2020

Wells Fargo recently released an API supporting payment initiation over The Clearing House’s Real-Time Payments (RTP) rail, a solution Haider said is important in enabling “me-to-me” transactions in which clients move money between their accounts at different FIs. Businesses also crave immediacy when paying vendors.

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API Payment APIs and Integration Cross-Border Payments Payments 52

PYMNTS

OCTOBER 31, 2019

I think there is so much complexity here because there are people that want to be paid by different mechanisms, there are different billing infrastructures, different ERPs, and millions of payees and payers that need to find connections,” he said. “So The Path to Integration.

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Lockbox Remittance Data Checks RTP 43

PYMNTS

OCTOBER 23, 2019

As reported in this space in tandem with the Pay on Delivery announcement, the solution leverages the RTP network from The Clearing House for real-time payments clearing and settlement capabilities. Much as is the case with the Payment on Delivery, he said, data that accompanies the transaction is rich — and, to the payers, reassuring.

Visa 41

Visa Real Time Payments Online and Mobile Banking Payments 41

PYMNTS

DECEMBER 27, 2019

There is no single correct road map, Edwards said, but there are guidelines useful for any interested payer. Serving SMBs as payers — as opposed to mainly as receivers of payments — is one of the next big open frontiers to conquer, he said, once the world of smokestack industries and large corporate treasury departments are dealt with.

Instant Payments 52

Instant Payments Payments Push-to-Card Payer 52

The Fintech Times

FEBRUARY 4, 2025

Consequently, the RTP Network , the payment processing network used to send money electronically between banks in the United States, operated by The Clearing House , has seen a huge uptake in usage, surpassing one billion payments. This milestone has been reached just 18 months after the RTP Network crossed the 500 million transaction mark.

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RTP Real Time Payments Instant Payments On-Demand 59