Stax

MARCH 11, 2025

This article will show all you need to know about online credit card processing and how you can select the best payment services provider for your needs. The payment processor : this is the payment services provider that handles the verification and transfer of data and funds between the financial institutions involved in that transaction.

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Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

Stax

NOVEMBER 21, 2024

TL;DR Credit card payment processing encompasses the series of activities that enable your small business to accept credit card payments from customers and facilitate the transfers of relevant funds from the buyer’s bank account to your business account.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

Clearly Payments

DECEMBER 3, 2023

In the rapidly evolving world of e-commerce and digital transactions, the choice of a payment gateway is a crucial decision for businesses. A payment gateway serves as the bridge between the customer and the merchant, facilitating secure and seamless transactions. BlueDog: Payment processing solutions (United States).

Payment Gateways 105

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 105

Stax

JANUARY 22, 2024

In this article, we’ll dive into the intricacies of two types of players in the eCommerce ecosystem: payment gateways and payment facilitators. The high-level difference is when and how to deploy them as part of the payment process. What is a Payment Gateway? This is the payment gateway.

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Payment Gateways Gateways Facilitators PCI DSS 88

Clearly Payments

MARCH 14, 2025

From the cardholder to the merchant, and all the way through the financial institutions and payment processors, each participant brings something essential to the table. Payment Processor Facilitates communication between acquiring and issuing banks. Card Network Card networks route transactions between banks (e.g.,

Credit Cards 52

Credit Cards Transactions PCI DSS Online and Mobile Banking 52

EBizCharge

NOVEMBER 27, 2024

An Internet merchant account (IMA) is a type of banking account that allows online businesses to accept credit and debit card payments. It serves as an intermediary between a merchant and a payment processor, facilitating the transfer of funds during online transactions. How do payment gateways work?

Accounts 52

Accounts Payment Gateways Gateways Payment APIs and Integration 52

Stax

SEPTEMBER 17, 2024

A payment gateway is a must-have for online stores. In fact, research from 2023 shows that 69% of Americans said they’ve used a digital payment method in the past 3 months when making a purchase. And the best way for online businesses to start accepting payments is with a payment gateway.

Payment Gateways 88

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 88

EBizCharge

MARCH 11, 2025

Acumatica allows businesses to accept and process credit cards, debit cards, Automated Clearing House (ACH) payments/eChecks, and other transactions seamlessly by integrating with payment gateways. That said, the ability to process payments isnt free, and most payment processing solutions come with multiple fees.

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Processing Costs Process Credit Cards Payment Gateways 52

Segpay

FEBRUARY 24, 2025

There seems to be a lot of misunderstanding about the differences between a Payment Gateway, a Payment Processor and a Payment Service Provider (PSP). In the fast-paced world of e-commerce, web merchants navigate a complex landscape of payment solutions. What is a Payment Gateway?

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Payment Gateways Processors Gateways Payment Service Provider (PSP) 45

EBizCharge

MARCH 18, 2025

Thankfully, this article will serve as a complete guide to help you securely process payments inside Sage 100, covering everything from integrating payment gateways into this system to ensuring compliance with security standards. What is Sage 100?

Credit Cards 52

Credit Cards Process Security Data Breach 52

Basis Theory

OCTOBER 1, 2024

Today, the framework introduced in the early 2000s outlines 12 PCI requirements that merchants must satisfy to process credit card transactions on the card networks. Failure to meet these standards could result in fines or bans as a merchant or service, rendering you unable to process payments or send payment data with the major networks.

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PCI DSS Compliance Encryption Assessments 88

Payment Savvy

NOVEMBER 11, 2020

That is the reason why payment gateways were created. How to Define a Payment Gateway. One can define a payment gateway as the technology capturing and transferring online payment data from the customer to the acquiring bank account. As a result, a merchant can accept payments without complications.

Payment Gateways 52

Payment Gateways Gateways PCI DSS Credit Cards 52

Stax

JANUARY 28, 2025

It should be noted that the information being used at this stage of the process is the tokenized data stored in the merchants payment gateway. Step 2: Choose a payment processor or gateway that supports Click to Pay Most modern payment gateways are already equipped with Click to Pay functionality.

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Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

Stax

MARCH 4, 2024

So, let’s dive into payment security, touching on the basics of what you need to know to ensure secure payments. TL;DR The PCI DSS determines security protocols and sets the standards for payment security. A secure payment gateway is one of the main ways merchants can protect their business and customers.

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PCI DSS Payment Security Security MFA 88

EBizCharge

MARCH 3, 2025

In addition to these benefits, integrating a reliable Acumatica payment solution into your system will give your business access to multiple payment methods. This automation ensures that payments are processed consistently, improving cash flow management and minimizing delays.

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

Stax

MARCH 15, 2024

Secure payment systems are easy to implement, as you use your payment processor to create a secure payment gateway. By combining a secure payment system with secure payment habits like not collecting excess data from customers, you’ll go a long way in safeguarding your business against fraud.

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Process Security PCI DSS Encryption 88

Clearly Payments

DECEMBER 2, 2024

This method uses payment gateways integrated with websites to facilitate transactions. The payment gateway encrypts the data and securely transfers it to the card issuer for approval. Approved payments are deposited into the merchant’s account. The transaction is processed similarly to online payments.

Credit Cards 105

Credit Cards Payment Gateways Gateways Point-of-Sale (POS) 105

Stax

SEPTEMBER 17, 2024

TL;DR PCI compliance is essential because it helps prevent data breaches, ultimately cultivating customer trust. There are 12 requirements under PCI DSS, divided into six major categories. Each requirement plays a critical role in building a secure environment for payment processing. What is PCI Compliance?

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Stax

JULY 9, 2024

It’s just the fees through the payment processors that merchants will need to check. Digital wallet payments Digital wallets lets consumers make contactless payments, linked to their debit card or credit card information, without the need for a physical payment card. What makes online payment gateways unique?

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Digital Payments Online and Mobile Banking Contactless Payments Payments 163

Stax

JANUARY 15, 2024

It offers benefits, such as passing interchange fees to users, boosting profit margins, and encouraging alternative payment methods. PCI DSS compliance, a global framework, mandates specific requirements and best practices for maintaining credit card data security. Utilizing global payment networks (Visa, Mastercard, etc.)

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Paystand

SEPTEMBER 18, 2024

Table of Contents What is a Payment Facilitator (PayFac)? How Do Payment Facilitators Work? Payment Facilitator Payment Gateway Vs. a Payment Facilitator Key Takeaways Payment Facilitators Simplify Transactions : They allow sub-merchants to accept card payments without needing a direct relationship with an acquiring bank.

Processors 40

Processors Facilitators PCI DSS Payment Gateways 40

Clearly Payments

DECEMBER 7, 2023

In the world of eCommerce and online payments, one of the crucial decisions that merchants face is selecting the right online payment gateway. An efficient and secure payment gateway not only streamlines transactions but also contributes to customer trust and satisfaction.

Payment Gateways 52

Payment Gateways Gateways Online and Mobile Banking Payment APIs and Integration 52

EBizCharge

APRIL 22, 2025

Seamless payment processing software can also be synced directly inside of it when partnered with the right payment gateway. Understanding how to leverage Salesforce payments can significantly enhance operational efficiency and customer satisfaction.

Payment APIs and Integration 52

Payment APIs and Integration Payment Gateways Gateways Payments 52

Segpay

MARCH 10, 2025

In the rapidly evolving world of online gaming, having a reliable and secure payment gateway is crucial for both gamers and gaming businesses. A gaming payment gateway allows players to make payments seamlessly while ensuring that their financial information is protected. What is a Gaming Payment Gateway?

Payment Gateways 40

Payment Gateways Gateways Payment Solutions Payment APIs and Integration 40

Stax

FEBRUARY 19, 2025

Expertise in payment security & compliance Processing payments, like all financial transactions, comes with numerous security and compliance concerns. SaaS companies must adhere to industry standards such as PCI DSS to ensure customer transactions are safe.

Payments 88

Payments PCI DSS Compliance Risk 88

Stax

APRIL 10, 2025

Your payment processing company will also charge processing fees on each transaction which can negatively impact your earnings unless the expense is passed onto customers. In a similar vein, you will need to embed or integrate a payment gateway with your website, online app, or SaaS platform to process online credit card payments.

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Small Business Wire Transfer BNPL ACH 88

Stax

DECEMBER 27, 2023

Moreover, many merchant accounts today come bundled with a payment gateway, another crucial component of the online payment process that streamlines transactions and protects against fraudulent activity. Meanwhile, the payment processor facilitates the final transfer of funds.

Accounts 88

Accounts Online and Mobile Banking Payment Gateways PCI DSS 88

Clearly Payments

SEPTEMBER 13, 2024

A Payment Orchestrator is a service that enables businesses to manage and optimize their payment processing by connecting to multiple payment providers and processors through a single platform. They also ensure compliance with industry standards like PCI DSS.

Payment APIs and Integration 104

Payment APIs and Integration Multi-Currency Payments Gateways 104

Stax

APRIL 30, 2024

Learn More How Merchant Processing Works When a customer pays through a card, digital wallet, or other electronic payment method, the payment goes through several entities before reaching the merchant. These entities include the issuing bank, the acquiring bank, the card or digital payment company, and the payment processor.

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Process Online and Mobile Banking PCI DSS Debit Card 88

Clearly Payments

DECEMBER 5, 2023

This comprehensive guide aims to unravel the complexities and distinctions among three primary types of payment processors: Acquirers, Independent Sales Organizations (ISOs), and Aggregators. These accounts offer more control over the payment process and reduce the collective risk associated with shared merchant accounts.

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Processors ISOs Payment APIs and Integration Payments 52

Segpay

JANUARY 30, 2025

Whether it is to accept subscription fees for AI-powered software, micropayments for API calls, or licensing fees, AI companies need to partner with a secure payment service provider. Payment processors, PSPs, acquiring banks and payment gateways operate under strict regulations.

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Merchant Payment Processing Processors AI Process 52

EBizCharge

MARCH 12, 2024

Online payment gateways: Online payment gateways act as intermediaries between merchants and financial institutions. When a customer purchases on a merchant’s website, the payment gateway securely collects and transmits the payment information to the payment processor or acquiring bank for authorization.

Credit Cards 52

Credit Cards ACH Payment Gateways PCI DSS 52

Stax

AUGUST 29, 2024

The payment gateway connection will be responsible for transmitting your customer’s payment information between your own customer-facing platforms and your PSP and other relevant financial institutions. Basically, the difference between payment gateways and PSPs is the extent of tasks they complete.

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Payment Service Provider (PSP) Service Provider Payment Gateways Online and Mobile Banking 88

Stax

FEBRUARY 26, 2024

Once authorized, payment service providers take the lead in automating payments within the payment gateway. Role of payment gateways and processors Payment gateways and processors act as the backbone of recurring payments.

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Best Practices Payment APIs and Integration Payment Gateways Payments 88

EBizCharge

MARCH 27, 2025

A payment portal facilitates electronic transactions between merchants and their customers, providing a seamless way to pay and collect invoices quickly and securely. Your payment processor will provide the necessary payment portal software to authorize and transfer funds from customers accounts to your businesss account.

Payments 52

Payments PCI DSS Processors Process 52

Payment Savvy

OCTOBER 27, 2020

Tokenization is most commonly available via PCI-DSS Level 1 processors. The token then passes on down the payment processing highway to prevent hacking. When a consumer either swipes or enters payment details, the payment gateway creates a token. Tokenization denies access to account details.

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PCI DSS Gateways Payment Gateways Processors 52

Stax

MAY 7, 2024

Also referred to as swipe fees, these are simply fees that the merchant pays to the credit card company or credit card service providers to accept the payment. Credit card merchant fees are split between multiple key players- merchants, credit card networks, banks, and processors. These fees also vary depending on the card network.

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Credit Cards Process Processors Online and Mobile Banking 88