The Fintech Times

MARCH 18, 2025

The UK’s Financial Conduct Authority (FCA) has approved Atoa Payments , an open banking-enabled payments provider, to operate as an Authorised Payment Institution (API). Now, with FCA authorisation, Atoa is accelerating its mission to bring fast, secure, and cost-effective payments to larger enterprises.

Processing Costs 59

Processing Costs Payment Security Process Security 59

The Fintech Times

FEBRUARY 20, 2025

Real-time Pay by Bank delivers substantial benefits over traditional payment methods, eliminating intermediaries to reduce processing costs and increase cash flow. Without manual entry of sensitive data, users authenticate payments directly from their mobile banking app for a fast, convenient and secure payment experience.

User Authentication 59

User Authentication B2C Embedded Payments Processing Costs 59

Stax

MAY 23, 2025

Choosing the Right Payments Partner The success of your integrated payment initiatives will hinge largely on the partner you choose to power your merchant services. Industry experience and credibility Payments are complex, regulated, and fast-moving. to be able to resolve customers’ payment processing issues.

ISVS 88

ISVS Best Practices Payment APIs and Integration Enrollments 88

Stax

MARCH 11, 2025

Now that we have established all the players and platforms involved in the online card payment process, here is a high-level breakdown of the steps involved in the transfer of the funds from your customers bank account to your business bank account. You should also listen to customer feedback.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

Fintech Finance

MARCH 13, 2025

This milestone marks a significant step in Atoa’s rapid expansion, allowing the company to extend its innovative payment services to larger businesses across the UK. Virtual Account Services – Powering bulk settlement payouts for enterprise clients in collaboration with leading UK financial institution ClearBank.

Payments Institute 66

Payments Institute Security Payment APIs and Integration Payments 66

Fintech Finance

JUNE 4, 2024

By leveraging Token.io’s Hosted Pages, we can elevate the Pay by Bank experience for our merchants, enabling them to capitalise on the growing potential of open banking-enabled payments,” Stephen Culligan, Chief Product Officer at Prommt commented. We’re thrilled to continue our collaboration with Token.io

Alternative Payment Methods 52

Alternative Payment Methods Real Time Payments Instant Payments Processing Costs 52

Stax

SEPTEMBER 24, 2024

It’s meant to incentivize customers to pay using cash and reduce the costs associated with accepting electronic payment methods. On the other hand, surcharging passes the processing cost to the customer. On the other hand, surcharging passes the processing cost to the customer.

Credit Cards 88

Credit Cards Electronic Fund Transfer Act (EFTA) Push-to-Card Debit Card 88