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PCI DSS Process Transactions 
VISTA InfoSec
MARCH 13, 2025
These figures reflect Australia’s heavy reliance on digital payments and card-based transactions for everyday purchases and online commerce. Source – credit card debt statistics 2025 and Australian debit card statistics ) As digital transactions continue to grow, so do the challenges of protecting sensitive customer data.
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VISTA InfoSec
MAY 24, 2024
In an era where digital transactions reign supreme, ensuring the security of payment card data is paramount for businesses. In this blog, we’ll explore what PCI DSS compliance is, its benefits, and how small businesses can achieve it. Conduct PCI DSS training for all employees.
243 
VISTA InfoSec
NOVEMBER 12, 2024
PCI DSS is a set of requirements that is applied to every small and large organization that accepts, stores, processes, or transmits cardholder data. In particular, PCI DSS for SaaS companies is essential, as these platforms frequently handle sensitive customer information and must adhere to the latest security standards.
130 
VISTA InfoSec
NOVEMBER 12, 2024
PCI DSS is a set of requirements that is applied to every small and large organization that accepts, stores, processes, or transmits cardholder data. In particular, PCI DSS for SaaS companies is essential, as these platforms frequently handle sensitive customer information and must adhere to the latest security standards.
130 
VISTA InfoSec
APRIL 28, 2024
In today’s digital era, financial transactions are carried out using cards daily. The Payment Card Industry Data Security Standard (PCI DSS) compliance 4.0 In this blog, we will understand PCI DSS compliance 4.0 for banks, its requirements, and the role of PSI QSAs and PSI SAQs in this process.
130 
VISTA InfoSec
JULY 5, 2023
In this blog post, we’ll delve into the significance of PCI DSS compliance in healthcare and explore how it helps protect patient data and privacy. You may be wondering, what is the role of PCI DSS in healthcare if an organization is already HIPAA compliant? What is PCI DSS in the Healthcare Industry?
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VISTA InfoSec
JULY 31, 2023
The PCI DSS Checklist is a crucial first step in securing your business. It’s a tool that helps businesses ensure they’re meeting all the requirements of the Payment Card Industry Data Security Standard (PCI DSS). To get started on your journey towards PCI DSS compliance, we recommend visiting the PCI DSS v4.0
130 
The Payments Association
MAY 16, 2025
Traditionally, payment orchestration platforms were designed to serve a straightforward function: routing transactions between merchants and various payment service providers (PSPs). However, in todays increasingly complex digital commerce landscape, the scope of payment orchestration has expanded far beyond mere transaction routing.
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Clearly Payments
NOVEMBER 13, 2024
In payment processing, one component of the payment processing tech stack involving credit or debit cards is the Bank Identification Number or BIN. Although BINs play a critical role in how payments are processed and authenticated, they often go unnoticed by the average consumer or merchant. Why is the BIN Important in Payments?
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Fintech Finance
DECEMBER 16, 2024
This extensive network, combined with its full-featured backoffice, enables merchants to optimize and manage their payment processes. ” This adds to Praxis Tech’s existing data compliance credentials, including its adherence to the PCI-DSS Level 1 standard for safeguarding card payment data.
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The Payments Association
OCTOBER 28, 2024
The Payments Association (TPA)’s George Iddenden recently sat down with Peter Theunis, senior vice president sales and European managing director at BPC to discuss the remarkable transformation of the payments processing industry, driven by the rise of fintech, the shift towards digital payments, and evolving consumer behaviours.
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Stax
APRIL 8, 2025
For many small business owners, credit card processing fees may seem like a hefty price to pay for providing convenience to customers. Merchants paid a record $172 billion in payment processing fees in 2023. This figure may continue to climb as inflation rises and credit card networks boost their processing rates.
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Stax
JULY 16, 2024
If merchants are exposed to security vulnerabilities when processing digital payments, the risk of cardholder data falling into the wrong hands increases exponentially. This is why PCI DSS compliance is critical. In this article, we’ll discuss why your business needs to ensure PCI compliance and what the 12 PCI DSS v4.0
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Stax
NOVEMBER 21, 2024
In this article, you will discover all you should know about credit card payment processing for small businesses. We have also put together a list of the top three best credit card processing platforms for small businesses. The payment could also be made via digital means.
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Stax
MARCH 11, 2025
As a business owner, you must have a clear understanding of how online payments processing works to be able to create a hassle-free checkout process that will keep buyers coming back to your eCommerce store. Talk to sales How Online Payment Processing Works On the surface, online credit card processing happens in seconds.
Stax
MARCH 5, 2025
And how can you find a reliable payment processing solution for your business? To further shed light on payment processing, weve put together this guide outlining the benefits of online selling and how to implement digital payments properly. How Can Internet Card Payment Processing Help My Business?
Stax
MARCH 18, 2025
billion transactions and $9.76 To address evolving customer demands and accept electronic payments, you need a payment processing system. This article dives into what a payment processing system is, how it works, and its benefits. Talk to sales What is a Payment Processing System? trillion in value.
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Fintech News
APRIL 17, 2025
The card is designed to streamline international transactions and help reduce operational costs for businesses. Security features include Payment Card Industry Data Security Standard (PCI DSS) certification, transaction verifications like 3DS/AVS, and user-set spending limits.
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VISTA InfoSec
MAY 12, 2024
Work with PCI DSS Compliant Vendors While the PCI DSS (Payment Card Industry Data Security Standard) is not a legal requirement, it is a sign that an organization or a product is up to par when it comes to combating common cyber threats.
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Fi911
FEBRUARY 26, 2025
The Payment Card Industry Data Security Standard (PCI-DSS) is a set of global standards developed to safeguard cardholder data. It applies to any entity that processes, stores, or transmits credit card information making it especially relevant to banks and financial institutions. Requirements : SAQ and quarterly external scans.
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Basis Theory
NOVEMBER 12, 2024
Today, we can tokenize anything from credit card primary account numbers (PAN) to one-time debit card transactions or social security numbers. How tokenization applies to being PCI compliant and meeting the 12 PCI DSS requirements. The token vault offers a secure and PCI-compliant location to store original data (e.g.,
157 
Clearly Payments
MARCH 14, 2025
A credit card transaction is a process involving multiple entities, complex technology, and rigorous security protocols. This article covers the anatomy of a credit card transaction and provides insight into the technological infrastructure that supports modern commerce. Credit Card Use Overview in USA and Canada In the U.S.,
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Stax
JANUARY 21, 2025
said theyve used electronic payment methods to make a transaction in the past three months. Ensure the gateway offers PCI DSS compliance, encryption, tokenization, and fraud prevention tools to safeguard transactions. Every business model has unique transaction needs, security requirements, and customer expectations.
Fi911
MAY 14, 2025
Encryption is the process of converting plain text data into an unreadable format (ciphertext) using algorithms and encryption keys. When a customer initiates a transaction, their data is instantly encrypted and remains secure during transmission, storage, and retrieval. What Is Encryption? Tokenization may be the easier path.
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VISTA InfoSec
NOVEMBER 9, 2023
In the world of digital transactions, businesses handling payment cards must demonstrate their data security measures through the Payment Card Industry Self-Assessment Questionnaire (PCI SAQ). Completing the SAQ is a key step in the PCI DSS assessment process, followed by an Attestation of Compliance (AoC) to confirm accuracy.
130 
Fintech Finance
NOVEMBER 27, 2024
Lloyds Bank Merchant Services, the bank’s card payments processing and acceptance unit, is encouraging retail merchants to ensure that their payment platforms are ready to capitalise on the volume surges expected over Black Friday.,
105 
Fintech Finance
FEBRUARY 20, 2025
Runa , the leading global fintech infrastructure for the next generation of payouts experiences, today announced the launch of Runa Assure, a security suite specifically built to fortify payout processes against threats of fraud, cyberattacks, and compliance risks. And they dont have to lift a finger to benefit.
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Clearly Payments
JANUARY 21, 2025
Challenges in Government Payment Processing Government agencies manage a diverse range of payment types, including tax payments, permit fees, licensing, utility bills, and fines. Compliance Issues: Governments must adhere to strict regulations like PCI DSS, which can be difficult with aging systems.
EBizCharge
FEBRUARY 26, 2025
With an ever-growing reliance on online transactions, understanding the nuances of payment systems is essential. NetSuite offers a comprehensive suite of financial services designed to streamline payment processes. Consider the gateways payment processing capabilities. Transaction fees are another factor to consider.
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The Fintech Times
APRIL 3, 2025
Whether for family support, school fees, business transactions, or essential expenses. Giving customers confidence and security Security is also at the core of Send App, as it is PCI-DSS Level 1 certified, the highest security standard in the payments industry.
72 
Stax
JANUARY 23, 2025
The merchant underwriting process is a critical step that payment processors and financial institutions use to assess the risk associated with onboarding new businesses. Merchant account underwriting is the evaluation process payment processors use to assess whether a business meets the criteria for accepting credit card payments.
68 
Stax
APRIL 3, 2025
Evaluate your business size, transaction volume, industry considerations, total cost, and customer experience. Talk to sales Understanding Ecommerce Payment Solutions An eCommerce payment solution is the underlying infrastructure that allows eCommerce businesses to accept and process card and online payments seamlessly and securely.
EBizCharge
MARCH 11, 2025
As companies transition to online payment platforms, the complexities of payment processing costs can often lead to unexpected expenses that eat into margins. With numerous fees associated with each transaction, businesses must navigate a tangled web of charges that can vary by industry and business model.
EBizCharge
MARCH 18, 2025
As data breaches evolve and advance, a robust payment processing system that protects sensitive financial information is essential. For companies using Sage 100, understanding how to process credit cards securely is not just an option it’s a necessity.
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The Payments Association
MARCH 25, 2025
The fintech sector is evolving rapidly, transforming financial transactions, but it is also facing growing regulatory scrutiny and risks, such as fraud and cybersecurity threats. Sends leverages AI to mitigate risks, comply with FCA, PSD2, and PCI DSS, and enhance client experience with secure and innovative services.
Stax
JANUARY 15, 2024
Are you struggling with resource constraints caused by soaring credit card processing costs? Learn how to achieve payment processing compliance when surcharging to improve your company’s financial stability and reputation. It offsets the card processing costs, transferring the financial obligation to the latter.
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Clearly Payments
MAY 2, 2024
Merchant services contracts for payment processing are complex. Contracts are not standardized and there is no strict regulation on payment processing pricing so it is very difficult to compare payment processing offers. This period can vary from one to several days after the transaction. They are long and convoluted.
105 
Clearly Payments
JANUARY 8, 2024
In the rapidly advancing world of payments and eCommerce, merchants find themselves navigating a landscape of risk in payment processing. In this guide, we go into the topics of risk management in payment processing, equipping merchants with the knowledge and strategies needed to secure their transactions.
Ikajo
MAY 19, 2021
However, in 2019, the share of fraud in total card transaction volume started to decrease. One of the key factors making it possible is the industry’s joint efforts to enhance card transactions security, reflected in PCI DSS. What is PCI DSS? This way, PCI DSS 2.0 In its turn, PCI DSS 3.0
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EBizCharge
MAY 22, 2025
Billing and invoicing, while often used interchangeably, serve unique roles in financial transactions. Thankfully, this article will guide you through best practices for streamlining invoicing and billing processes to transform financial management and operations. What is billing? What is invoicing?
52 
Stax
SEPTEMBER 17, 2024
There are 12 requirements under PCI DSS, divided into six major categories. Each requirement plays a critical role in building a secure environment for payment processing. These include penalties, legal repurcussions, and the revocation of credit card processing privileges. What is PCI Compliance?
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Fintech Finance
FEBRUARY 17, 2025
Leveraging artificial intelligence (AI) technology, PhotonPay has further streamlined anti-money laundering (AML) and counter-terrorism financing (CFT) processes, enhanced its risk management system and effectively reduced financial crime risks. “Compliance is the foundation of trust in global payments.
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Stax
MAY 5, 2025
A payment gateway solution is a service that authorizes credit card payments and processes them on behalf of the merchant. By integrating a payment gateway into your mobile app, you can streamline the payment process and make it more convenient for customers. This, in turn, will lead to more repeat business. Other features are unique.
EBizCharge
MARCH 3, 2025
With increasing reliance on online transactions, understanding how to streamline payment solutions has never been more essential. Thankfully, leading integrated enterprise resource planning (ERP) systems like Acumatica cater to diverse business needs by integrating robust credit card processing tools into its platform.
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