The Payments Association

MAY 16, 2025

Traditionally, payment orchestration platforms were designed to serve a straightforward function: routing transactions between merchants and various payment service providers (PSPs). However, in todays increasingly complex digital commerce landscape, the scope of payment orchestration has expanded far beyond mere transaction routing.

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Transactions PCI DSS Payments Settlement 88

Clearly Payments

JANUARY 15, 2025

However, what many merchants dont realize is that there can be a whole range of extra, often hidden costs buried in their processing agreements. In this article, well walk you through the not-so-obvious side of payment processing, covering everything from seemingly small charges like statement fees to big hits like chargeback fees.

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Process Processors Gateways Push-to-Card 105

Fintech Finance

JANUARY 9, 2025

AI-powered payment optimizations bundled in a single product suite are trained on Adyens global transaction dataset. Adyen has processed payments for over one billion consumers globally, giving its AI solutions a strong basis to differentiate good shoppers from fraudsters. To learn more about Adyen Uplift, click here.

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AI Transactions Payment Solutions Payments 98

Stax

APRIL 8, 2025

For many small business owners, credit card processing fees may seem like a hefty price to pay for providing convenience to customers. Merchants paid a record $172 billion in payment processing fees in 2023. This figure may continue to climb as inflation rises and credit card networks boost their processing rates.

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Credit Cards Process Processors Push-to-Card 88

The Payments Association

OCTOBER 28, 2024

The Payments Association (TPA)’s George Iddenden recently sat down with Peter Theunis, senior vice president sales and European managing director at BPC to discuss the remarkable transformation of the payments processing industry, driven by the rise of fintech, the shift towards digital payments, and evolving consumer behaviours.

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Process Payment APIs and Integration Processors Payments 100

Stax

NOVEMBER 14, 2024

Credit card processing can be overwhelming, expensive, and confusing. And 80% of those transactions are under $25. The first step to creating a more positive payment processing experience is to gain a better understanding of exactly what you’re being charged for and what options are at your disposal.

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Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

Stax

MARCH 18, 2025

billion transactions and $9.76 To address evolving customer demands and accept electronic payments, you need a payment processing system. This article dives into what a payment processing system is, how it works, and its benefits. Talk to sales What is a Payment Processing System? trillion in value.

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Process Payment APIs and Integration Processors Online and Mobile Banking 88

Stax

NOVEMBER 21, 2024

In this article, you will discover all you should know about credit card payment processing for small businesses. We have also put together a list of the top three best credit card processing platforms for small businesses. The payment could also be made via digital means.

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Credit Cards Small Business Process Credit Card Payment Processing 88

Stax

MARCH 11, 2025

As a business owner, you must have a clear understanding of how online payments processing works to be able to create a hassle-free checkout process that will keep buyers coming back to your eCommerce store. Talk to sales How Online Payment Processing Works On the surface, online credit card processing happens in seconds.

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Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

Fintech Finance

JANUARY 13, 2025

With Group Payments, users can divide the payment of the transaction between several people, personalising the amounts and making it more accessible to deal with this type of expense, even generating payment links. We are very pleased to have these solutions in our online purchasing process. when the first card payment is made.

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Process Credit Cards Payments Fraud Prevention 95

Fintech Finance

JANUARY 9, 2025

By combining FinGoal’s advanced transaction analysis and DeepTarget, financial institutions can transform routine transaction data into actionable insights that power highly personalized product recommendations and offers. and FinGoal. Every purchase, deposit, and transfer tell a story about what your accountholders need next.

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Transactions Credit Union AI Community Banks 98

Stax

MARCH 5, 2025

And how can you find a reliable payment processing solution for your business? To further shed light on payment processing, weve put together this guide outlining the benefits of online selling and how to implement digital payments properly. How Can Internet Card Payment Processing Help My Business?

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Credit Card Payment Processing Credit Cards Process Payment Gateways 88

The Fintech Times

MARCH 19, 2025

This will be greatly appreciated by the industry as according to research from Sollers Consulting and Ipsos , 63 per cent of UK customers consider a quick claims handling process as one of their top expectations from their insurer. Ultimately, the biggest benefit is speed and with the VCN, the entire claims process will be streamlined.

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Payment Solutions Product Process Reconciliation 104

Fintech Finance

NOVEMBER 21, 2024

As highlighted during the inaugural TreviPay Crossroads conference in October, merchants who optimize the O2C process improve the B2B payments experience and build long-term buyer loyalty. The post TreviPay Embeds Dynamic Trade Credit Application Into B2B Buyer Onboarding Process appeared first on FF News | Fintech Finance.

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Bank Automation

APRIL 2, 2025

Payments solutions provider Spire has launched a pay-by-bank solution designed to cut transaction fees and boost consumer rewards. The Pay with Spire platform uses the Discover Network to facilitate ACH point-of-sale transactions with 50%-90% lower merchant processing fees than the respective industry averages of 2.5%

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Fintech Finance

FEBRUARY 26, 2025

This partnership marks a significant extension of Network’s portfolio of issuer processing collaborations throughout the African continent. Network International will provide a comprehensive range of services, including transaction processing, card management and online fraud prevention.

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Process FinTech Fraud Prevention Financial Inclusion 90

Fintech Finance

DECEMBER 11, 2024

With a proven track record in transforming financial data collection across different sectors, Armalytix has developed a sophisticated platform that streamlines Source of Funds (SoF) verification, addressing long-standing challenges in legal financial processing.

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Laws Transactions FinTech Legal 98

Stax

JANUARY 21, 2025

With payment methods like credit cards and mobile payments being table stakes these days, the Canadian payment processing landscape has gotten quite crowded with numerous processors and merchant service providers vying for business, each offering different features and fee structures. TL;DR Looking for payment processing in Canada?

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Credit Card Payment Processing Credit Cards Process Payment APIs and Integration 88

Stax

MAY 6, 2025

To give you some clarity, here’s a practical guide that answers the most common questions small business owners have about credit card processing. Learn More What is Credit Card Payment Processing? Credit card processing refers to the series of steps involved in facilitating transactions made using credit cards.

Credit Cards 88

Credit Cards Online and Mobile Banking Payment APIs and Integration Credit Card Payment Processing 88

Stax

MAY 13, 2025

In this blog, we’ll explore how to approach credit card processing like an opportunity instead of just another expense. Fast deposits, flexible checkout options, and transaction insights can improve cash flow, raise conversions, and inform smarter decisions. Talk to sales What Are Credit Card Merchant Services?

Credit Cards 88

Credit Cards Payment APIs and Integration Processors Process 88

Stax

DECEMBER 12, 2024

They enable secure, efficient in-store and online payment processing and offer flexible payment options that customers demand today. TL;DR Merchant services are integrated solutions that allow businesses to process diverse payment methods across multiple channels. Check processing. They work through a dedicated merchant account.

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Small Business Online and Mobile Banking Volume Checks 88

Fintech News

JANUARY 7, 2025

With its new license, XTransfer plans to roll out services aimed at simplifying international trade transactions for SMEs in Singapore. It enables secure and compliant transactions, with 24/7 payment settlement capability, offering uninterrupted fund circulation throughout the trade process.

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Cross-Border Payments Cross-Border Payments Settlement 126

Fintech News

OCTOBER 30, 2024

By utilising blockchain technology, the exchange of cash and securities becomes near-instantaneous, a significant improvement over traditional repo markets where the process can take at least one business day. OCBC reportedly completed its first reverse repo transaction on 11 October 2024, with a maturity of less than 120 minutes.

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Stax

MAY 6, 2025

From handling higher transaction volumes to enabling new revenue models, the right system should grow with you and streamline both your operations and your customers checkout experience. From handling spikes in transactions to supporting subscriptions, omnichannel sales, and new markets, your payment processor should make expansion easier.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Volume Payments 88

Fintech Finance

JANUARY 7, 2025

The integration will streamline the payment process, reduce friction, and boost overall operational efficiency for merchants across various sectors. End users of noqodis platform can now enjoy greater convenience with faster and smoother transaction processes, leading to quicker payment processing times.

Payment Gateways 98

Payment Gateways Fraud Prevention Payments Gateways 98

Fintech News

FEBRUARY 19, 2025

Thunes, a global payments company specialising in cross-border transactions, has expanded its Direct Global Network to Taiwan. The expansion strengthens Thunes ‘ global network by establishing direct connections with banks in Taiwan, enabling faster and more efficient transactions. billion, a 4.4% increase from January 2024.

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Real Time Payments Payment Networks Cross-Border Cross-Border Payments 137

Stax

MARCH 13, 2025

Behind every seamless payment card transaction is a complex network of banks, credit card companies, and payment systems working together to transfer money from the customer to the merchant. TL;DR Interchange fees make up the bulk of the processing fees merchants pay to accept cards.

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Debit Card Credit Cards Processors Processing Costs 88

Fintech News

NOVEMBER 5, 2024

LTA gains full transparency over the use of these funds, with a real-time overview of transactions and bank balances. By automating the process through smart contracts, payments are automatically released to contractors once pre-defined conditions are met.

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Authorization Blockchain Payments Payment Solutions 107

Fintech Finance

JANUARY 2, 2025

This innovative system bridges the gap between traditional retail and crypto, offering contactless and borderless transactions. KuCoin Pay is committed to reducing transaction fees and facilitating immediate settlement of crypto payments, simplifying the process for businesses to manage transactions efficiently.

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Payments Blockchain Settlement Cryptocurrency 97

Fintech Finance

DECEMBER 3, 2024

Pix, Brazil’s instant payment system developed and managed by the Central Bank, has changed how transactions are made in the country. With over 170 million users and 90% of Brazil’s adult population using the system, Pix is now integral to payment processing for businesses across sectors.

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Regulations Account Validation Compliance Automation 98

Fintech Finance

OCTOBER 30, 2024

The FTC’s new “click-to-cancel” rule, designed to simplify the process of ending subscriptions, has created a stir, putting additional pressure on subscription businesses to reassess their strategies. 60% feel businesses don’t provide enough information when transactions are declined.

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Research FTC Payment Issues Payments 98

Fintech Finance

JANUARY 10, 2025

This new service cements TCB Pays position as an innovator in payment technology, delivering greater flexibility, security, and efficiency for businesses managing their transactions.

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ACH Credit Cards Wire Transfer ACH Processing 105

Fintech Finance

JANUARY 3, 2025

These recently-released findings come as eCommerce merchants process more card-not-present transactions than any other time of year. In the world of transaction disputes, a response rate measures how often a merchant challenges chargebacks by engaging in the representment process. consumers spent a record $41.1

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The Payments Association

MARCH 19, 2025

The payments landscape is evolving with digital assets, real-time transactions, and new regulationsbusinesses must adapt to stay efficient and compliant. Transaction volumes are surging, payment methods are diversifying, and businesses are under pressure to adapt. Transactions are now settled in minutes instead of days.

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Cross-Border Reconciliation Compliance Payments 88

Open Banking Excellence

FEBRUARY 6, 2025

We assess a whole end-to-end process and look to remove all the pain points to streamline that journey, effectively reducing any friction and drastically cutting the time it would take to perform these tasks. By digitising the process, people should be able to register a car in just five or 10 minutes.

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Fintech Finance

DECEMBER 17, 2024

This integration provides users with an unprecedented payment experience, allowing faster and safer transactions while redefining how Colombians shop. With this integration, many Google users will have access to a method that facilitates secure transactions in just two clicks. billion by 2025, compared to $59.74

Payment Gateways 97

Payment Gateways Gateways Online and Mobile Banking Payments 97

Fi911

DECEMBER 31, 2024

A chargeback rate is a metric that measures the percentage of transactions disputed by customers and ultimately reversed by the merchant’s bank. It is calculated by dividing the number of chargebacks by the total number of transactions within a specific period. The result is then typically expressed as a percentage.

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Disputes Processors Visa Verification 98