Processing Costs Rules Use Case 
EBizCharge
JUNE 19, 2025
But with rising credit card processing fees , B2B businesses are caught between convenience and margin protection. That’s where credit card surcharging comes in: a legal and innovative way to offset processing costs. A convenience fee is charged for using an alternative payment method, like an online portal.
EBizCharge
JUNE 18, 2025
But with rising credit card processing fees, B2B businesses are caught between convenience and margin protection. That’s where credit card surcharging comes in: a legal and innovative way to offset processing costs. A convenience fee is charged for using an alternative payment method, like an online portal.
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EBizCharge
JUNE 17, 2025
As payment processing costs continue to rise, many businesses are looking for ways to offset these fees. Two popular options—credit card surcharges and convenience fees —can help recover some of these costs. This fee helps businesses recoup the costs of processing those transactions. What Is a Convenience Fee?
EBizCharge
JUNE 26, 2025
Each type of fee has its own use cases and legal implications. Surcharges are specifically tied to credit card use and are usually a fixed percentage. Federal Overview Surcharging is legal at the federal level in the United States but businesses must follow rules set by credit card networks like Visa and Mastercard.
EBizCharge
JUNE 19, 2025
Compliance and Legality Before you roll out a surcharge program, you need to understand the rules that govern how it must be implemented. You need to check state laws and card network rules. How It Works Cash discounting works by encouraging customers to pay using methods that avoid credit card fees, such as cash, check or ACH.
Stax
JUNE 23, 2025
Businesses use ACH API integration to lower payment processing costs, streamline high-volume or recurring payments, and improve payment status visibility. An ACH API is a type of application programming interface that enables businesses to initiate, process, and track ACH payments electronically through the ACH network.
EBizCharge
JULY 1, 2025
states (though not all), and there are specific rules governing its disclosure and calculation. While the term ‘customer processing fee’ may be used informally to describe this added charge, the actual method used and how it’s labeled matter both legally and practically. It’s legal in most U.S.
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