PYMNTS

NOVEMBER 3, 2020

In this week's roundup of payment rail innovation, PYMNTS finds B2B payments use cases serve as an important driver of adoption, with FinTechs and financial service providers embracing payment rails old and new to enable real-time B2B payments and foreign exchange. But it's not only consumers driving demand for real time.

Use Case 56

Use Case B2B Distributed Ledger Technology (DLT) ISO 20022 56

PYMNTS

OCTOBER 15, 2020

There may be some tailwind, he said, as recent research has shown that the coronavirus can live for weeks on banknotes and other surfaces. Against that backdrop of moving away from paper payments, and toward ubiquitous real-time payments, TCH’s Waterhouse said there’s probably not a use case “that’s going to tip the scale here.”

Real Time Payments 125

Real Time Payments NACHA SWIFT TCH 125

Faster Payments Council

AUGUST 23, 2024

Financial Institutions are enabling use cases and improving send reach that allows customers to manage their cash on hand and easily disburse payments up to the due date while maintaining a positive account status and avoiding late fees. We will wrap up with an interactive session for feedback on our research efforts.

FPC 128

FPC ISO 20022 Federal Reserve Instant Payments 128

Finextra

JUNE 9, 2025

Similarly, a record 98 million transactions were made through The Clearing House (TCH-RTP) network in Q4 2024 [3]. Nacha’s Smarter Faster Payments conference highlighted the progress that is now being made to expand use-cases and benefits. FedNow is also reporting significant growth, with more than 1.3

ISO 20022 52

ISO 20022 ISOs FedNow TCH 52

PYMNTS

APRIL 2, 2019

When The Clearing House (TCH) unveiled the Real-Time Payments (RTP) system in 2017, it propelled swifter payments and brought about the next generation of fund transfers. Payment solution providers are now also getting in on the real-time game and supporting a growing list of RTP use cases that use the network for rapid transaction speeds.

Real Time Payments 49

Real Time Payments RTP Payer Irrevocability 49

PYMNTS

NOVEMBER 13, 2020

Real-time payments (RTP) methods aren’t much use if few people understand what they are, where to find them and how to use them. PYMNTS’ research reveals that a fair share of consumers do not fully understand what real-time payments are or which payment methods support real-time transfers. Consumerizing RTP.

Real Time Payments 56

Real Time Payments RTP Consumer P2P 56

PYMNTS

DECEMBER 4, 2019

Recent analysis from Juniper Research found that blockchain-powered cross-border B2B payments are expected to reach a $4.4 While firms like Diamante and SatoshiPay embrace blockchain, traditional players like Wells Fargo and HSBC are relying on RTP to accelerate corporate payments. HSBC Loops Into RTP.

B2B 52

B2B RTP Cross-Border FPC 52

PYMNTS

DECEMBER 18, 2019

New research from Tipalti, conducted by Levvel Research, found that when it comes to cross-border B2B payments, wire transfers remain the most common method (cited by 69 percent of survey respondents), despite the high fraud risks and sluggish speed of the tool. Credit Unions Embrace RTP. Profituity Aims To Elevate ACH.

B2B 52

B2B Credit Union Electronic Funds Transfer (EFT) RTP 52

The Fintech Times

MAY 7, 2024

However, the same cannot be said in the US. In fact, less than a third of US banks are signed up to either RTP or FedNow , meaning the vast majority cannot offer instant payments as a service; new research from RedCompass Labs , the payments modernisation company, has revealed.

Instant Payments 59

Instant Payments FedNow Zelle RTP 59

Clearly Payments

DECEMBER 18, 2023

AI’s real-time fraud detection capabilities, as evidenced by an 80% reduction in fraudulent attempts according to Juniper Research, will fortify financial security by swiftly identifying and preventing unauthorized transactions. Real-time cross-border transactions are hurtling towards us, powered by blockchain and other innovations.

Payments Trends 102

Payments Trends Online and Mobile Banking Payment APIs and Integration Contactless Payments 102

PYMNTS

JUNE 26, 2018

At present, payroll and gig worker payments may be the most emphasized use cases for faster payments capabilities in the corporate world, with fewer experts expecting payments acceleration to gain traction in accounts payable and supplier payment scenarios. Faster payments have an uncertain future in B2B transactions.

Real Time Payments 46

Real Time Payments Payments Strategy RTP FinTech 46

Finovate

APRIL 2, 2025

Artificial Intelligence This stream will feature a fireside chat on the real use cases for AI in banking and financial services. Theodora Lau of Unconventional Ventures and Arvind Ayyala of Geodesic Investments will discuss how smart players are using AI to solve real pain points for their businesses and their customers.

AI 66

AI Addressing Payments FedNow 66

PYMNTS

NOVEMBER 23, 2020

RTP Uptake Among SMBs Takes Longer Road to Ubiquity. Meanwhile, research finds that SMBs and consumers say they’re willing to pay for instant money. Potter added that car insurance payments and medical payments, while evolving into digital, will remain major use cases for paper checks in the immediate future.

RTP 57

RTP Checks Small Business Use Case 57

PYMNTS

DECEMBER 20, 2017

PNC recently rolled out real-time payments to customers via TCH’s new Real-Time Payments (RTP) network and the Finastra Fusion Payments payments services hub. Put it all together, and the end result is a payments tool that can be of use to any business, large or small, Ward said. contact-form-7] . About the Tracker.

AI 83

AI Real Time Payments Faster Payments Payments 83

Faster Payments Council

SEPTEMBER 23, 2023

Few use cases have the potential for growing volumes as do commerce payments yet paying a merchant with a credit push transfer isn't easy. Thise session envisions the art of the possible for commerce use cases in the U.S. (Foundry Ballroom) Payment networks need volume to scale and keep costs low.

FPC 88

FPC Federal Reserve RFP Faster Payments 88

PYMNTS

JANUARY 23, 2020

Business-to-consumer (B2C) industries are just beginning to see use cases for these payments and do not appear to be innovating fast enough, as 93 percent of customers recently surveyed by PYMNTS said that payment speed does not quite meet their standards. Cash use is generally declining among consumers, but not at restaurants.

Instant Payments 56

Instant Payments Real Time Payments Online and Mobile Banking Payments 56

PYMNTS

OCTOBER 29, 2020

Firms are also looking at options like same-day ACH and The Clearing House 's RTP network as they explore how to speed up B2B transactions. PYMNTS research found that microbusinesses say they are more likely to partner with payers that deliver rapid payment experiences. percent of payers said they offered them.

Faster Payments 43

Faster Payments Same Day ACH Real Time Payments Payroll 43

Faster Payments Council

SEPTEMBER 12, 2022

How can we look to this rapidly growing business for new use cases for instant payments? In fact, 83% report they already use digital wallets or fintech mobile apps and 62% plan to use faster payments more. RTP) looks like right now, best practices in implementation, and lessons from the market.

FPC 88

FPC Federal Reserve Cross-Border Payments Faster Payments 88

Tearsheet

NOVEMBER 19, 2024

And when the right payment technology finds the right use case, the effects can multiply and impact societies. Understanding barriers to adoption Investigating what makes or breaks a payment technology can help us understand what future tech like CBDCs and still nascent tech like RTP needs to do to gain widespread traction.

Payments 52

Payments Debit Card Online and Mobile Banking Push-to-Card 52

Fintech Finance

FEBRUARY 27, 2024

Backbase, leveraging Alacriti’s Orbipay Payments Hub , will support end-to-end payment orchestration and processing through the RTP® network, the FedNow® Service, Visa Direct, Fedwire, and ACH payment rails. Through this partnership, Backbase clients will be able to offer instant payment capabilities to their customers.

Instant Payments 52

Instant Payments Payment Solutions ISO 20022 FedNow 52

Wharton Fintech

MAY 2, 2024

Davi: If you look at real-time payments in the US, most of the activity is happening on the pay-out side or the account-to-account side of things. It hasnt really gone from that particular use case to the pay-in use case, at least not at scale. So thats the use case that we are focusingon.

Global Payments 130

Global Payments Payments Small Business Use Case 130

PYMNTS

JULY 27, 2020

In the case of banks, Edward said, they’ve done part of the job in some instances by connecting to some rails, but they haven’t built the tech or processes to properly offer instant payment solutions. Super large traditional businesses are desperately trying to modernize. Instant As A New Revenue Flywheel.

On-Demand 91

On-Demand Instant Payments Push-to-Card Treasury 91

PYMNTS

NOVEMBER 5, 2019

Jack Henry Associates announced last week that it has on-boarded an additional 15 financial institutions to The Clearing House’s RTP network in the latest sign of faster payments gaining traction in the U.S. Faster Payments Council released new research on the nation’s faster payments progress. A new report from the U.S. 4), the U.S.

Faster Payments 40

Faster Payments Interoperability FedNow ACH 40

CB Insights

DECEMBER 11, 2017

Download our research briefing to dive into private market trends, startups working on ‘general AI’ or human-like intelligence, and the most prominent industries using AI algorithms. Some of the startups are specializing in specific use cases within the industries. Top company categories. Healthcare AI. Cybersecurity AI.

AI 78

AI Cybersecurity CRM Regulatory Compliance 78

The Paypers

JUNE 27, 2025

The platform includes high-limit virtual and physical prepaid debit cards, ACH/RTP/FedNow bank transfers, and a full-service cardholder support system, as well as a live interpreter network that operates in over 25 languages. This is key for underserved or unbanked individuals, as no SSN or ID is required.

Debit Card 36

Debit Card Payment APIs and Integration BSA Stablecoins 36