Finezza

FEBRUARY 18, 2025

The Micro, Small, and Medium Enterprise (MSME) sector continues to be a promising yet underserved segment in the credit market. Therefore, […] The post Maximizing MSME Loan Portfolios: AI-Driven Risk Assessment Strategies appeared first on Finezza Blog. The total valuation of the loan portfolio increased to INR 64.1

Risk Assessment

PYMNTS

MARCH 10, 2020

Inaccurate and slow credit risk assessment for [small- to medium-sized business (SMB)] commercial loan requests is one of the major reasons that over 50 [percent] of loans are currently declined by financial institutions (FIs),” said Roger Vincent, chief innovation officer at Trade Ledger.

Risk Assessment

FICO

MARCH 25, 2020

By overcoming the information limitations of traditional scoring and utilizing the FICO Score to optimize risk assessment, Home Credit has created a successful credit scoring model and, in the process, provided lending to underserved consumers.”.

Risk

The Payments Association

MAY 9, 2025

Common issues include: Standardised risk assessments that overlook innovative or early-stage firms. Initiatives targeting underserved groups, such as women-led businesses or those outside the South East, will ensure that financial access supports broad-based economic growth.

Finance

PYMNTS

MARCH 18, 2020

The Archa corporate card will be powered by i2c technology, and it leverages artificial intelligence (AI), machine learning (ML) and multiple data sources in an attempt to streamline risk assessment and allow for instant lines of credit for employee expense accounts.

Payment APIs and Integration

Fintech News

MAY 20, 2024

Register Here AI in Finance: Risk Management Challenges and Opportunities May 28 2024, 18:00 CEST The financial landscape is undergoing rapid transformation, with AI playing a central role. Experts anticipate that by 2028, the majority of banking, investment, and insurance processes will be assisted or driven by AI technologies.

FinTech

Fintech News

OCTOBER 16, 2024

In line with the global push for inclusive finance, the festival will also address the strategies and tools that will enable equitable access and usage of financial services and products to the underserved.

FinTech

The Fintech Times

FEBRUARY 22, 2024

Tell us more about CapitalBox and its offering Mantvydas Štareika , CEO of CapitalBox CapitalBox provides alternative funding and lending solutions to small and medium-sized enterprises in Europe that have been traditionally overlooked and underserved by old-school financial institutions and lending models.

Risk Assessment

FICO

MAY 23, 2022

From the perspective of the country’s banks, there was a large opportunity to bring this underserved market into the credit mainstream. Solving the credit evaluation problem would ensure that loans could be underwritten more quickly and with appropriate risk assessments.

Financial Inclusion

M2P Fintech

MARCH 25, 2025

They will integrate seamlessly with ULI through standardized APIs, enhancing risk management by leveraging comprehensive borrower data. This integration will help reduce operational costs, making credit more accessible to underserved populations and aligning with ULI’s goal of financial inclusion.

Payment APIs and Integration

PYMNTS

JUNE 12, 2018

Now, the tech-driven underwriting models that promised to assess risk more accurately, and extend credit more efficiently, may be confirmation that traditional risk and lending business models may have more going for them than their new, FinTech challengers once thought. The Coming Risk Assessment Reset.

Underwriting

Seon

APRIL 24, 2024

The advent of cryptocurrency has also introduced a new layer of complexity and uncertainty in evaluating financial risk. This context sets the stage for exploring how alternative data can provide deeper insights into creditworthiness, especially for those traditionally underserved by banking institutions.

Assessments

FICO

JUNE 5, 2023

But as more providers take steps towards extending mobile phone leasing to underserved markets, new demographics and segments with thin credit files, while offering the lasts handsets and access to high-speed services, they face a multitude of challenges.

Finance

The Payments Association

MAY 14, 2025

Underserved jurisdictions are becoming increasingly accessible, enabled by improved connectivity and more sophisticated partnerships. As de-risking continues to reshape correspondent banking, large institutions are reassessing their partnerships and increasingly turning to fintechs and regtechs to extend their reach.

Cross-Border Payments

M2P Fintech

APRIL 29, 2025

Microfinance institutions (MFIs) play a crucial role in driving financial inclusion by providing a suite of financial services tailored specifically for the underserved and unbanked populations in remote and rural areas. Case Study A prominent player in the banking domain, provides microfinance and small loans to underserved communities.

Technology

The Fintech Times

JANUARY 24, 2025

Its being done in the name of risk management and appetite, but its a difficult situation as an increasingly larger part of the market is being excluded from being able to use financial services. This prevents the largest part of exclusion and helps to improve inclusivity.

Financial Inclusion