2007 Origination Underwriting 
FICO
DECEMBER 8, 2022
If we think of a lending portfolio as an exclusive night club, its underwriting policy acts as the doorperson, checking IDs and making sure anyone trying to enter meets minimum acceptance criteria. Traditional underwriting risk management strategy approach in stressed versus unstressed economy. Senior Director, Scores.
CB Insights
DECEMBER 7, 2017
By the end of 2017, nearly $1.8T worth of mortgages will have been originated in the United States this year, according to government-backed mortgage lender Freddie Mac. Originating, processing, and underwriting a home loan with a large bank lender still requires faxes and snail mail and take almost as long as it did 20 years.
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FICO
MAY 25, 2021
If we think of a lending portfolio as a night club, its underwriting policy acts as the doorperson, checking IDs and making sure anyone trying to enter meets documented criteria. FICO® Scores, often an important contributor to underwriting strategies, are designed to provide valuable risk rank-ordering through all economic cycles.
PYMNTS
DECEMBER 10, 2016
I crossed paths with Laplanche back in 2007 and wanted to back him right away,” Petrushka said. When I founded my first startup, it got me thinking — banks are middlemen that can and should be disrupted,” Laplanche noted in a 2007 interview on how he came up with the idea of Lending Club. The Billion-Dollar IPO. IPO of the year.
Fintech News
MAY 7, 2024
Through its software platforms and products, Perfios helps financial institutions take big leaps by shaping their origination, onboarding, decisioning, underwriting and monitoring processes at scale and speed. Founded in 2007, Oobit provides the gateway to spending crypto in traditional commerce settings.
PYMNTS
NOVEMBER 27, 2018
The Mortgage Bankers Association (MBA) reports that new home mortgage originations are at their lowest levels in years. That said, originations are also down 5 percent year on year. And it is a decline likely to be felt, as non-bank lenders now represent the majority of mortgage underwriting done in the U.S.
Fintech Labs Insights
MAY 13, 2015
RAGE LiveCredit is a flexible, scalable origination and servicing solution that can enable the design and launch of any financing product end-to-end from ordination to underwriting to booking and servicing. Founded: 2007. Presenting Aashish Mehta (SVP, Banking Solutions) and Nick Adams (VP, Banking Solutions).
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