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An Overview of Payment Regulation In The USA

Clearly Payments

By enforcing compliance with legal frameworks, regulation not only upholds the integrity of the financial system but also safeguards national security interests. Consumer Financial Protection Bureau (CFPB): Established in response to the 2008 financial crisis, the CFPB is tasked with protecting consumers in the financial marketplace.

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Killing The I-Bank: The Disruption Of Investment Banking

CB Insights

For about 7 years following the crisis in 2008, short-term interest rates in the US stayed at just above zero, encouraging investors to look for other places to put their money. Between 2008 and 2013, investors increased the amount of money under management in ETFs by more than 3x, with nearly half of that going into ETFs issued by BlackRock.