PYMNTS

NOVEMBER 27, 2020

Consumers have meanwhile transitioned even more toward payment solutions that allow them to send or receive money in real time, with P2P apps like Zelle and Venmo reporting jumps in user activity during the first half of 2020. One study by TCH observed that 56 percent of checking account holders in the U.S.

Real Time Payments 106

Real Time Payments P2P B2B Zelle 106

PYMNTS

OCTOBER 16, 2020

How Visa, FIS, TCH, SWIFT, Nacha And Circle See The Future Of Faster, Real-Time Payments Rails . NEW DATA: How We Will Pay 2020: With Connected Devices, At Home And During The Week. Zelle: The Role Of AI In Stopping COVID-Related P2P Payment Scams . Trackers and Reports.

Instant Payments 95

Instant Payments Card Issuer Online and Mobile Banking Federal Reserve 95

PYMNTS

AUGUST 12, 2019

Such as how the Fed plans get a critical mass of participants on board, which The Clearing House (TCH) is struggling to do now. FedNow is positioned as a competitor to the private systems, with TCH as its only real-time domestic account-to-account competitor, but it also competes with cards and ACH. Slowing Innovation.

Real Time Payments 78

Real Time Payments FedNow TCH Fed 78

PYMNTS

MARCH 18, 2019

Connecting these two dots suggests a few important things that, for banks and card networks, might be the 2020 hindsight that could have come in handy had they stopped to look backwards a few years ago: That the Fed has much more than a passing interest in how faster payments are run in the U.S. the other being the Fed. as of January 2019.

Faster Payments 80

Faster Payments Fed RTP Same Day ACH 80

PYMNTS

AUGUST 19, 2019

Venmo Steps up Its Game Against Zelle. Venmo is using the JPMorgan connection to the TCH RTP rails to enable the instant account-to-account transfer option. But Venmo faces active and aggressive competition in the form of bank-backed P2P payments service Zelle. More than 64 percent of U.S. Visa Checkout Gets Ready to Check Out.

Venmo 51

Venmo Zelle P2P Underwriting 51

PYMNTS

NOVEMBER 30, 2020

PYMNTS’ November 2020 Real-Time Payments Report , done in collaboration with The Clearing House , is rich in facts and figures on what’s become the rapid rise of RTP and related technologies.

Real Time Payments 68

Real Time Payments RTP Payroll P2P 68

PYMNTS

JANUARY 23, 2020

Instant payments started 2020 on a high note, however, with the adoption of real-time payments and other speedy disbursement methods increasing over the past few years. The Clearing House (TCH) has its Real-Time Payments (RTP) network, and the Federal Reserve is promoting its FedNow platform, which has yet to be released.

Instant Payments 56

Instant Payments Real Time Payments Online and Mobile Banking Payments 56