PYMNTS

AUGUST 19, 2019

In the latest Mobile Order-Ahead Tracker , PYMNTS explores the latest developments in the world of QSR rewards programs and how credential stuffing and account takeovers are plaguing the industry. Chipotle has been using artificial intelligence (AI) and machine learning (ML) for risk assessment with human assistance when necessary.

Account Takeovers 63

Account Takeovers Data Breach Bots Credential 63

PYMNTS

OCTOBER 13, 2017

During the holidays, it takes an A-plus effort from Emailage and the merchants who use it to really stay on top of transaction risk assessment and approval. The startup’s clients should not have to wait longer for risk assessment results just because there’s more traffic, said Emailage Director of Marketing Dorothy Wolden.

Risk Assessment 46

Risk Assessment Account Takeovers Fraud Detection Assessments 46

M2P Fintech

MARCH 24, 2025

AI, ML, and blockchain enhance risk assessment and security. Emphasis on Cybersecurity and Data Privacy Digital lending faces rising threats: data breaches from hacking, fraud via synthetic identities, account takeovers exploiting weak security , ransomware disrupting operations, and insider threats.

Payment APIs and Integration 52

Payment APIs and Integration Blockchain Regulatory Compliance Underwriting 52

PYMNTS

JULY 21, 2020

The most recent example comes from a conglome rate of 31 FIs and trade groups, including the American Bankers Association (ABA) and the Bank Policy Institute , which recently announced the creation of the Cyber Risk Institute (CRI). For more on these and other financial crime news items, download this month’s Playbook.

Crime 66

Crime Financial Crimes FBI Cybersecurity 66

Fintech Finance

FEBRUARY 29, 2024

Deepfakes, synthetic identities and account takeover fraud are growing threats that require advanced identity proofing and risk assessment. Socure’s predictive machine learning models coupled with Trustly’s Open Banking authentication and data mitigate these emerging risks.

Fraud Prevention 52

Fraud Prevention Process FinTech Online and Mobile Banking 52

PYMNTS

NOVEMBER 6, 2017

billion each year and that account takeovers have seen a sharp spike of 45 percent in Q2 2017. Nelson said the organization was alerted by the FBI in 2009 regarding a rise in corporate account takeovers. percent from Q2 2016 to Q2 2017. At the time, they were seeing about 80 cases a week,” Nelson said. “It

FS-ISAC 47

FS-ISAC Cybersecurity Account Takeovers NACHA 47

FICO

NOVEMBER 30, 2017

And looking further down the customer lifecycle, what if we use this intelligence to improve how we detect transactional fraud, including non-monetary transactions that may indicate an account takeover (ATO) or financial transactions that indicate payments fraud?

Risk 82

Risk Fraud Detection Assessments Origination 82

PYMNTS

APRIL 22, 2020

There has been greater interest among FIs for tools that can provide the same level of service and satisfaction regardless of channel, with 88 percent of banks’ fraud executives stating that key use cases for risk assessment tools are ones that improve onboarding experiences.

Security 53

Security Online and Mobile Banking Authentication Account Takeovers 53

Seon

JUNE 24, 2024

Credit card fraud accounted for 34% of these statistics, indicating fraud’s pervasive and industry-agnostic nature. Cybercriminals often employ sophisticated tactics, such as synthetic identities, account takeovers (ATOs) and exploiting unsuspecting individuals through socially engineered schemes.

Risk Management 52

Risk Management Mitigation Risk Identity Theft 52

PYMNTS

AUGUST 1, 2019

Such boxes represent a small segment of the broader subscription market, but they face the same challenges, including fraud attempts like card-and-wallet tests and account takeovers (ATOs). Stitch Fix Kids , for example, sends out a selection of kids’ clothing each month, while GiftLit focuses on curated children’s books.

Security 43

Security Account Takeovers Risk Assessment Risk 43

Seon

JUNE 29, 2023

It achieves this through transaction and behavior monitoring, risk assessment, and alert generation. Risk assessment: KYT is informed by data sources such as politically exposed person (PEP) lists, high-risk jurisdiction lists, and negative media and sanctions lists.

Transactions 52

Transactions Due Diligence Money Laundering AML 52

The Fintech Times

MARCH 18, 2024

These malicious scammers are growing in number and refining their strategies, employing ever more sophisticated methods, including account takeovers, synthetic identity fraud, and social engineering scams. In the UK alone, fraudsters syphoned off £1.2billion in 2022, with almost 80 per cent of app fraud cases starting online.

Fraud Prevention 59

Fraud Prevention AI Fraud Detection Payments 59

Nanonets

MAY 31, 2023

Account Takeover: Criminals gain unauthorized access to customer accounts, allowing them to make fraudulent transactions or transfer funds. Regularly review and update internal control procedures to address emerging fraud risks. According to the Federal Trade Commission, USA, over 1.4

Fraud Detection 52

Fraud Detection Payments Audit Fraud Prevention 52

Fintech Labs Insights

AUGUST 16, 2016

Castle uses behavioral analysis in its security API to help online businesses avoid account takeover. Totum Wealth’s digital client engagement analytics tool helps financial advisors and individual investors improve risk assessment questionnaires by using interactive visualization of portfolio performance.

Payment APIs and Integration 14

Payment APIs and Integration Online and Mobile Banking API Database 14

Fintech Labs Insights

AUGUST 22, 2024

Neener Analytics: Social media analytics for risk assessment, expanded into new financial markets. Spycloud : Raised $169M, cybersecurity firm focusing on preventing account takeovers, broadened offerings. Glia: Strengthened market presence with new AI-driven customer support solutions.

Online and Mobile Banking 15

Online and Mobile Banking Acquirers Payment APIs and Integration AI 15