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Accepting Online Payments with Internet Merchant Accounts

EBizCharge

Features like Address Verification Systems (AVs), Card Verification Value (CVV) checks, and encryption protocols protect sensitive customer data and minimize chargebacks. Stay prepared to address chargebacks and disputes promptly to maintain smooth operations and protect your business.

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A Complete Guide to Acumatica Credit Card Processing

EBizCharge

Merchants can process credit cards and Automated Clearing House (ACH) payments or eChecks directly inside Acumatica to accelerate and improve their invoicing operations and overall finances. Another crucial component of integrating credit card and ACH/eCheck payments into Acumatica is its compliance with industry security standards.

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Understanding Payment Processing Terminology Glossary for Merchants

PayHawk

Address Verification Service (AVS) A fraud prevention tool that checks the billing address provided by the cardholder against the address on file with the card issuer. Automated Clearing House (ACH) An electronic network that enables the transfer of funds between bank accounts.

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How Much Do Credit Card Companies Charge Merchants?

Stax

Leveraging technology, monitoring chargebacks, and addressing individual business factors help to reduce credit card fees and improve overall profitability. In some cases, surcharging can encourage customers to use alternative payment methods that incur lower fees for the merchant, such as cash, debit cards, or ACH.

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Reasons Why Credit Cards Get Declined

Clearly Payments

Incorrect Card Information (15-25% of declines) Errors in entering card details—such as the card number, expiration date, CVV , or billing address—are especially common in online transactions. Example : A shopper entering their address incorrectly during an online checkout process. What Should a Merchant Do if a Card is Declined?