PYMNTS

JUNE 24, 2019

In B2B payments, corporates’ continued use of paper checks confounds FinTech firms working to give businesses more affordable, faster and more efficient payment options. “The majority of our customers are using ACH,” he told PYMNTS in a recent interview. even without regulatory mandates as seen in areas like the U.K.

ACH 74

ACH Payment APIs and Integration Business Payments Checks 74

Fintech Finance

JUNE 11, 2025

Experienced leadership – Benefits from a team of industry leaders that propelled FIBT to one of only six community banks on the Nacha’s top-50 ACH originators list. Versatile architecture – Cloud-native, API-driven technology layer adaptable to various business models beyond typical BaaS use cases.

Payment APIs and Integration 96

Payment APIs and Integration FinTech Credit Union ACH Origination 96

Trade Credit & Liquidity Management

APRIL 30, 2025

From a Press Release dated April 23, 2025, Reston, Virginia The ACH Network reported significant growth in both standard and Same Day ACH transactions during the first quarter of 2025. This demonstrates continued momentum in electronic payments, with significantly rapid growth in Same Day ACH. year-over-year, reaching 8.5

ACH Network 52

ACH Network ACH Same Day ACH NACHA 52

PYMNTS

JANUARY 26, 2021

At most, a manual approach to spend management can attempt to uncover potential patterns: an employee that is continually breaching internal spend policy, for instance. In fact, he continued, Oversight analysis suggests that risk levels are up threefold compared to this time last year. Spending Disparity.

Audit 75

Audit Continuity Automation Risk 75

Payment Savvy

SEPTEMBER 5, 2024

You’ve probably heard the term “ACH deposit,” but what does it really mean? ACH stands for Automated Clearing House, a network that handles electronic payments and transfers. So, what is an ACH deposit? ACH direct deposits are common. What Is an ACH Deposit? So, what does an ACH deposit mean?

ACH 52

ACH ACH Network Wire Transfer Direct Deposit 52

Clearly Payments

OCTOBER 31, 2024

Growth Trends : Despite the rise of alternative payment methods, credit card transactions continue to grow in sectors like travel, accounting for 60% of all travel bookings globally. Regional Penetration : In North America, over 70% of online purchases are made via credit cards, while only 10% of European consumers prefer this method.

Online and Mobile Banking 98

Online and Mobile Banking RTP BNPL Debit Card 98

The Fintech Times

MAY 3, 2025

The bank will continue to invest in expanding supported use cases, countries, and currenciesenhancing the infrastructure to meet the evolving needs of fintech partners and enabling more businesses and consumers to move money globally with speed, security, and confidence. .”

International Payments 69

International Payments Cross-Border Cross-Border Payments Same Day ACH 69

Fintech Finance

AUGUST 19, 2024

Unit21 , a global risk and compliance leader that proactively mitigates risks tied to fraud, money laundering, and other financial crimes, today announced a new bundle of features for Automated Clearing House (ACH) transactions.

ACH 52

ACH Fraud Prevention AI Same Day ACH 52

Fintech Finance

JUNE 10, 2025

As real time payment adoption continues to rise, companies can explore new applications such as just-in-time supplier payments, complete real-estate transactions, and account to account money movement. RTP uses ISO 20022, the international standard for financial messaging. Besides U.S.

Real Time Payments 69

Real Time Payments RTP ISO 20022 Transaction Limits 69

Nanonets

MARCH 21, 2023

What is an ACH transfer? ACH (Automated Clearing House) payments are basically EFTs ( electronic fund transfers ) that use the ACH network to move funds between bank accounts in the United States. ACH is most commonly used for direct deposit of payroll, payment of bills, and business-to-business payments.

ACH 52

ACH RDFI ACH Network ODFI 52

Nanonets

APRIL 13, 2023

The Automated Clearing House (ACH) payment system facilitates the movement of billions of dollars every day, operating behind the scenes in the U.S. In this article, we'll explore the ACH network and ACH payments, how ACH payments function, and the ways in which it impacts our daily financial transactions.

ACH 52

ACH Same Day ACH NACHA ACH Network 52

EBizCharge

JULY 18, 2024

Understanding an EDI payment and how it differs from Automated Clearing House (ACH) and Electronic Funds Transfer (EFT) is pivotal for efficient financial operations in an increasingly digital world. What are the differences between EDI, ACH, and EFT payments? What is an EDI payment?

ACH 52

ACH Transactions Payments Funds Transfer 52

PYMNTS

OCTOBER 15, 2020

Moving Beyond ACH . ACH might be among the most readily visible paper check killers — and as Nacha’s Larimer noted, “we need more than just ACH to make huge inroads [against checks]. Real time and the ACH network can actually work together to displace paper checks.” Interoperability In Focus .

Real Time Payments 125

Real Time Payments NACHA SWIFT TCH 125

Fintech Finance

SEPTEMBER 5, 2024

Working together, Trustly and Newline will drive innovation across the money movement landscape, including payments via the Automated Clearing House (ACH) and Real Time Payments (RTP) networks, and Trustly’s pay-by-bank ecosystem. The first payment products on which the parties will collaborate are deposits and withdrawals via ACH and RTP.

RTP 96

RTP Innovation ACH Agreements 96

Fintech Finance

JUNE 9, 2025

However, while outbound payments have become instant, inbound funding has lagged — dependent on ACH and wire transfers that operate on batch processing and limited banking hours. Cross River is continuing its mission to modernize financial services and provide real-time tools that reflect the pace of today’s economy.

RFP 52

RFP Request for Payment RTP Same Day ACH 52

Payments Dive

JUNE 12, 2025

Skip to main content CONTINUE TO SITE ➞ Dont miss tomorrows Payments industry news Let Payments Dives free newsletter keep you informed, straight from your inbox. We continue to invest a lot in the U.S. By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy. You can unsubscribe at anytime.

Privacy 107

Privacy Push-to-Card Debit Card Addressing 107

Finovate

DECEMBER 24, 2024

“FINTOP’s and JAM FINTOP’s partnership is a strong market indicator of the solution fit for Infinant in the market and will allow us to continue to grow to meet the needs of financial institutions.”

Security 65

Security FedNow Wire Wires 65

Finovate

JUNE 3, 2025

“Partnering with ThetaRay empowers us to stay ahead of increasingly sophisticated financial threats, while continuing to deliver seamless, trusted payment experiences for our customers worldwide,” Spayce Co-Founder and Partner Debra LePage said.

Cross-Border Payments 52

Cross-Border Payments Cross-Border Financial Crimes Crime 52

PYMNTS

FEBRUARY 11, 2020

The latest data from Nacha found a new record-high growth rate for adoption of ACH payments , with B2B payments showcasing a surge in adoption of the legacy payment rail that has recently turned to technologies that can augment the service, from the movement of transaction data with an ACH payment to the deployment of Same Day ACH.

B2B 89

B2B Same Day ACH NACHA ACH 89

Fintech Finance

JULY 23, 2024

Bank of America continues its winning streak in the annual benchmark that evaluates the online and mobile experience for small business customers of the top 11 national and regional banks that focus on small business digital banking. .”

Small Business 98

Small Business Digital Payments Online and Mobile Banking Wire 98

PYMNTS

MAY 27, 2020

For payments technology players, finding the opportunities to build upon existing infrastructure continues to open up new doors in B2B payments improvements. Payroll and human capital management solution provider Paycor recently revealed that it secured NACHA Certification through its ACH processing. Adflex Eyes Card Rails For B2B.

Blocks 92

Blocks NACHA RTP Credit Union 92

PYMNTS

JANUARY 26, 2021

As the digital economy continues to mushroom, we’re seeing more and more accounts embedded in third-party apps, so the proliferation of account credentials is starting to cause an increased fraud risk,” he said. Currently, actual instances of fraud are low, but Waterhouse said it’s better to be proactive. “As

Real Time Payments 109

Real Time Payments RTP RFP TCH 109

PYMNTS

DECEMBER 3, 2020

Corporate buyers continue to drive commercial card adoption in order to take advantage of capital float and rewards programs. Nacha Drives Corporate ACH Adoption. Nacha is rolling out a new resource center designed to help corporates embrace the ACH Network. CardUp Mixes Rails To Enable Card Payments.

B2B 88

B2B NACHA Innovation Nacha Operating Rules 88

PYMNTS

JANUARY 28, 2020

This week’s examination of the latest innovation initiatives finds this to be true both for innovators exploring ways to improve existing rails — like ACH — as well as those that have embraced the development of entirely new rails, including real-time payments (RTP) and blockchain-powered transactions. Same-Day Boosts ACH Adoption.

Same Day ACH 79

Same Day ACH RTP NACHA ACH 79

Clearly Payments

MARCH 31, 2025

Larger enterprises, however, are more likely to integrate advanced electronic payment systems, including ACH transfers and custom corporate payment solutions. In larger enterprises, electronic payments dominate, particularly for B2B transactions , where ACH and wire transfers account for a significant portion of total revenue.

Small Business 59

Small Business Electronic Funds Transfer (EFT) Credit Cards Payments 59

Fintech Finance

SEPTEMBER 13, 2024

As instant payments continue to transform the payments ecosystem, financial institutions face unique challenges in adapting their systems and processes to this new real-time paradigm. With contributions from industry experts, the guideline aims to help FIs enhance their operational readiness for real-time payments, including RTP® and FedNow®.

Instant Payments 131

Instant Payments Faster Payments FPC Real Time Payments 131

PYMNTS

OCTOBER 1, 2020

Consumers might not recognize similar payment options as distinct from each other, like standard ACH and same-day ACH. The PYMNTS study found that 61 percent of consumers and 67 percent of microbusinesses are at least somewhat more likely to continue doing business with firms that offer fee-free instant payments. Fast Fact No.

Instant Payments 122

Instant Payments Payee Same Day ACH Non-Bank 122

Clearly Payments

NOVEMBER 6, 2024

payment processing market remains a major player in the global economy, with transaction volumes that highlight the sector’s vast scale and continued expansion. market’s total transaction volume in 2023 was over $10 trillion, encompassing credit and debit card transactions as well as Automated Clearing House (ACH) payments.

Process 105

Process ISOs Credit Cards Online and Mobile Banking 105

Fintech Finance

MAY 1, 2025

Gareth Lodge, principal analyst at Celent commented, “Payments are the one thing that unite every customer at every bank, and as their expectations continue to change, they expect more. While our Dimensions research found that 45% of U.S.

Payment APIs and Integration 59

Payment APIs and Integration OFAC Payments Fraud Detection 59

EBizCharge

NOVEMBER 12, 2024

As digital payments continue to grow in popularity, a frictionless payment processing system is vital. A merchant account is a business bank account that allows companies to accept payments, such as debit and credit card transactions, electronic funds transfers (EFTs), and Automated Clearing House (ACH) payments.

Accounts 52

Accounts Online and Mobile Banking MSPS Debit Card 52

PYMNTS

AUGUST 10, 2020

Learning from past mistakes will be important, he said, considering that there were roughly 120 million ACH, 36 million checks and about 4 million debit cards issued in the first funding round. In addition, he continued, FIS has brought its first bank onto the platform, and shortly 400 banks will have access to RTP.

Real Time Payments 138

Real Time Payments RTP TCH Federal Reserve 138

Fintech Finance

MAY 10, 2024

Businesses can make fast and cost-effective transfers through ACH, mailed checks, and wire transfers. These platforms simplify payroll management and improve access to funds, fostering continuous innovation and adaptability. Zil US simplifies financial management by offering an all-in-one solution for various needs.

Facilitators 105

Facilitators Transactions Wire Transfer Cross-Border 105

PYMNTS

APRIL 30, 2020

This week’s examination of the latest in payments rails innovation finds financial service providers innovating on top of existing rails to address the friction of ACH, checks and other bank transfer infrastructure. ACH Gets A Boost In The Public Sector. Invoiced Tackles The Friction of Check.

Innovation 73

Innovation Global Payments ACH Cross-Border 73

Stax

APRIL 3, 2025

They can range from traditional payments, such as credit/debit cards and ACH payments , to modern alternative methods, such as digital wallets, mobile transactions, Buy Now Pay Later (BNPL), and cryptocurrency. Growth of alternative payment methods Online customers continue to demand faster, more flexible payment options.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

PYMNTS

JUNE 23, 2020

New payments infrastructure continues to gain traction with financial service providers looking to modernize their services for business clients. ” “Supporting real-time payments through the RTP network is an important step for us,” he continued. In the U.S., And when it comes to legacy rails, the U.S. .”

Federal Reserve 106

Federal Reserve RTP Payment APIs and Integration Fed 106

Clearly Payments

DECEMBER 11, 2024

As digital transformation continues, new payment methods have grown beyond traditional credit and debit cards, reshaping the way businesses accept payments and how customers choose to make them. Popular Examples : SEPA in Europe, ACH in the U.S., In the U.S., iDEAL in the Netherlands.

Alternative Payment Methods 59

Alternative Payment Methods Online and Mobile Banking BNPL Payments 59

Fintech News

JANUARY 30, 2024

This integration enables organisations worldwide to incorporate various payment methods, such as card payments and instant bank transfers, including ACH transactions in the U.S., Nuvei aims to continue exploring collaborative opportunities with Microsoft across various geographies and use cases.

Reconciliation 113

Reconciliation Near Real-Time Payments Real Time Payments 113