Stax

NOVEMBER 11, 2024

ACH transfers, or payments made through the Automated Clearing House network, account for billions of dollars in payments annually. In fact, NACHA, the nonprofit that governs the ACH payments network reported 6.1% in payment volume growth in Q4 2021. TL:DR ACH Payments are essentially digital check payments.

ACH 88

ACH Checks Identity Theft Payments 88

Stax

JANUARY 17, 2024

Automated Clearing House (ACH) payments are a type of electronic bank-to-bank payment system in the US. Unlike payments facilitated by card networks like Visa or Mastercard, ACH payments are managed by a body called the National Automated Clearing House Association (NACHA). Let’s get started.

ACH 88

ACH Facilitators ISVS Payment APIs and Integration 88

Fintech Finance

JULY 23, 2024

Bank of America continues its winning streak in the annual benchmark that evaluates the online and mobile experience for small business customers of the top 11 national and regional banks that focus on small business digital banking. Bank of America’s Erica is the only virtual assistant to display scheduled payments on request.

Small Business 98

Small Business Digital Payments Online and Mobile Banking Wires 98

Clearly Payments

JANUARY 14, 2025

Mobile Wallets Digital payment methods like Apple Pay, Google Pay, and Samsung Pay have grown quickly. About 45% of businesses now accept some form of mobile wallet payment. Many businesses told us they added mobile wallets to make payments easier and faster for customers, especially if their customers are tech-savvy.

Online and Mobile Banking 105

Online and Mobile Banking Processors Payments Debit Card 105

PYMNTS

FEBRUARY 19, 2019

NACHA, the steward of the ACH Network, announced Tuesday (Feb. 19) that last year was a milestone year for the ACH Network with payment volume climbing to close to 1.5 billion payments. In a press release , NACHA said it is the fourth year in a row that the ACH Network added more than 1 billion new payments.

ACH Network 82

ACH Network ACH Same Day ACH NACHA 82

Stax

APRIL 10, 2025

Well highlight the pros and cons of each payment medium to help you narrow down the right options for your company. TL;DR You get to choose from traditional payment methods like cash and checks, online payment methods like digital wallets and ACH transfers, and emerging payment methods like BNPL services and cryptocurrencies.

Small Business 88

Small Business Wire Transfer BNPL ACH 88

Stax

JUNE 27, 2024

According to a 2023 study by Forrester , 69% of online adults in the US said they’d used electronic payments at least once in the past three months. Brainy Insights valued the digital payments market at $102.60 While they’re both electronic modes of payment, they have stark contrasts when it comes to their processes.

Wire Transfer 88

Wire Transfer Wires Wire ACH 88

Clearly Payments

OCTOBER 31, 2024

Central Bank Digital Currencies (CBDCs) Overview : Central Bank Digital Currencies (CBDCs) are digital forms of a country’s national currency, issued and regulated by the central bank. Security Focus : Advanced payment methods like biometrics and digital wallets provide added security layers, enhancing consumer trust.

Online and Mobile Banking 98

Online and Mobile Banking RTP BNPL Debit Card 98

Clearly Payments

JULY 12, 2025

non-cash payments increased 6%, with card-based transactions accounting for the vast majority of monthly spending as GDP-supported confidence returned. Business payment activity expanded, with 43% of firms increasing investment in digital payment tools—responding to stronger demand and economic stability.

Payments 66

Payments Volume ACH On-Demand 66

The Paypers

SEPTEMBER 29, 2022

ACH Colombia has gone live with a new banking portal featuring digital payments aligned with social media platforms customers use daily.

ACH 69

ACH Digital Payments Payments 69

PYMNTS

APRIL 24, 2020

In-person payments of transactions like parking violation fines or sanitation fees is no longer possible, leaving government entities to accelerate their electronic and online payment acceptance capabilities. It’s been a boon for ACH payments, said Jeff Thorness, president of Forte Payment Systems , a CSG company.

ACH 64

ACH Governance Government G2B 64

Stax

JANUARY 21, 2025

Much like in the United States (and practically the rest of the world, for that matter), Canadian consumers have widely adopted credit cards and digital payments. TL;DR Looking for payment processing in Canada? Research shows that Canada has the world’s highest credit card ownership rate, with 82.7%

Credit Card Payment Processing 88

Credit Card Payment Processing Credit Cards Process Payment APIs and Integration 88

PYMNTS

DECEMBER 3, 2020

The digital shift brought on by the coronavirus has caused treasury banks to reprioritize their support of digital payments as consumers and merchants increasingly demand fast, easy and secure ways to get their money. So moving into digital payments also brings cost efficiencies for companies.”.

Treasury 89

Treasury Visa Digital Payments Debit Card 89

PYMNTS

JULY 30, 2020

The Salt Lake City payment processing platform has joined with Plaid, a Visa subsidiary based in San Francisco, that builds financial technology platforms to connect bank accounts and initiate automated clearing house (ACH) transfers. Plaid is connected to more than 11,000 financial institutions.

ACH 63

ACH Debit Card Authentication Process 63

Fintech Finance

AUGUST 7, 2024

Nacha announced that Visa , a world leader in digital payments, has joined its Preferred Partner Program for ACH Experience, Open Banking and Account Validation. Nacha’s Preferred Partner Program recognizes organizations that contribute to advancing the ACH Network.

NACHA 97

NACHA ACH Network ACH Account Validation 97

PYMNTS

JUNE 24, 2019

According to the company’s Co-founder Tyler McIntyre, the breed of entrepreneur that flocks to a digital-first bank is the type of business owner who uses digital payments over checks. “The majority of our customers are using ACH,” he told PYMNTS in a recent interview. and Europe.

ACH 74

ACH Payment APIs and Integration Business Payments Checks 74

EBizCharge

MAY 8, 2024

ACH fees may not seem like much, but they can make a big difference for even the most prominent businesses. While ACH transactions are everywhere these days, understanding these fees can still feel like navigating a maze. What is ACH? What are ACH processing fees? For instance, a company might be charged a $0.50

ACH 52

ACH Checks Process ACH Network 52

Trade Credit & Liquidity Management

JUNE 12, 2025

This innovation addresses a longstanding imbalance in money movement: while outbound payments have become nearly instantaneous, incoming payments have typically relied on slower methods like ACH and wire transfers, which are limited by batch processing and banking hours.

Request for Payment 52

Request for Payment RFP Same Day ACH RTP 52

EBizCharge

OCTOBER 17, 2023

While payment methods vary depending on location, merchant, and type of transaction, ACH payments are one of the most used electronic payment systems in the U.S. What is ACH? ACH transfers refer to the electronic transfer of funds between banks through the ACH network. What is an ACH return?

ACH 52

ACH Returns RDFI ODFI 52

PYMNTS

JULY 31, 2019

American Express has announced that it plans to acquire acompay, a digital payment automation platform, from ACOM Solutions. Developed in 2016, the acompay platform integrates with enterprise resource planning or accounting systems and supports check, automated clearing house (ACH), and card payments.

Automation 76

Automation Digital Payments Acquirers Payments 76

PYMNTS

JUNE 12, 2019

Bento for Business, a B2B payments company, has introduced a new product called Bento Pay, a digital payments solution that “eliminates the need to write checks and gives businesses the ease and security of paying any supplier confidentially, regardless of their digital payment preferences,” according to a release by the company.

Digital Payments 65

Digital Payments Payment Solutions Payee Real Time Payments 65

Fintech Finance

MARCH 31, 2025

Transaction volume on the EPN ® system, the ACH network operated by The Clearing House Payments Company L.L.C., in 2024, continuing the trend of yearly ACH volume and value growth. ACH commercial volume last year. per year, as businesses and consumers continued to embrace electronic payments.

ACH Network 59

ACH Network ACH Continuity Same Day ACH 59

Clearly Payments

NOVEMBER 6, 2024

The payment processing market in the United States has demonstrated robust growth, driven by rising consumer demand for digital payments, advancements in financial technology, and the expansion of e-commerce. Credit Card Transaction Volume : Credit card payments specifically accounted for around $5.6 trillion 2019 $4.0

Process 105

Process ISOs Credit Cards Online and Mobile Banking 105

Clearly Payments

JANUARY 21, 2025

Key Statistics on Government Payments Citizen Expectations: According to a 2024, 78% of citizens prefer paying government fees online when given the option. Efficiency Gains: Digital payment systems reduce processing costs by an average of 40%, as reported by the Government Finance Officers Association (GFOA).

Government Payments 59

Government Payments Governance Government PCI DSS 59

Fintech Finance

DECEMBER 9, 2024

residents and businesses, offering multiple load options including Fedwire, ACH Direct Deposit, FedNow, P2C, and Visa ReadyLink, ensuring that users have versatile ways to fund their cards. The Ibanera prepaid card program is available to U.S.

Innovation 105

Innovation FedWire FedNow Direct Deposit 105

Payment Savvy

MAY 19, 2021

Given the ever-expanding digital payment options, one must consider modern technologies when creating the perfect payment solution for their business. In today’s world, ACH payments thrive and replace the paper check as the more convenient, safer, and faster payment solution. Low Transaction Costs.

ACH 52

ACH Checks Payments Payment Solutions 52

NACHA

AUGUST 6, 2024

6, 2024 – Nacha announced that Visa, a world leader in digital payments, has joined its Preferred Partner program for ACH Experience, Open Banking and Account Validation. RESTON, Virginia, Aug.

NACHA 94

NACHA Account Validation ACH Digital Payments 94

Fintech Finance

DECEMBER 15, 2023

SAP SE (NYSE: SAP) announced today it has expanded its integration with financial services company, PayPal, through the creation of a digital payments plug-in for the PayPal Braintree platform built on SAP Business Technology Platform (SAP BTP). The Braintree platform provides SAP customers with more payment choices.

PayPal 72

PayPal Digital Payments Venmo Debit Card 72

Stax

MARCH 18, 2025

According to the US Federal Reserve in 2022, general-purpose card payments reached $153.3 On top of that, 69% of Americans online in 2023 said they used digital payment methods to make a purchase. They also require physical presence for payment. billion transactions and $9.76 trillion in value.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

Fintech Finance

SEPTEMBER 5, 2024

Working together, Trustly and Newline will drive innovation across the money movement landscape, including payments via the Automated Clearing House (ACH) and Real Time Payments (RTP) networks, and Trustly’s pay-by-bank ecosystem. Newline’s API platform enables Trustly to transmit payments directly via Fifth Third Bank.

RTP 96

RTP Innovation ACH Agreements 96

Paystand

JANUARY 15, 2025

ACH: Key Differences Overview of Nacha Operating Rules Formats for Nacha Payments Importance of Nacha Compliance How Paystand Enhances Nacha Payments The Future of Digital Payments with Nacha Key Takeaways Nacha payments, governed by Nacha Operating Rules, are efficient and secure. What Is an ACH Payment?

NACHA 40

NACHA ACH Nacha Operating Rules Compliance 40

Paystand

JANUARY 15, 2025

ACH: Key Differences Overview of Nacha Operating Rules Formats for Nacha Payments Importance of Nacha Compliance How Paystand Enhances Nacha Payments The Future of Digital Payments with Nacha Key Takeaways Nacha payments, governed by Nacha Operating Rules, are efficient and secure. What Is an ACH Payment?

NACHA 40

NACHA ACH Nacha Operating Rules Compliance 40

Clearly Payments

MARCH 31, 2025

Cash remains an essential payment method for many SMBs, with 36.4% Larger enterprises, however, are more likely to integrate advanced electronic payment systems, including ACH transfers and custom corporate payment solutions. of those with 20 to 99 employees accepted cash payments. In the U.S., and Canada.

Small Business 59

Small Business Electronic Funds Transfer (EFT) Credit Cards Payments 59

Finextra

APRIL 24, 2025

A special edition for Nacha's Smarter Faster Payments 2025. The US digital payments landscape stands at a transformative crossroads.

Digital Payments 52

Digital Payments FedNow NACHA RTP 52

PYMNTS

AUGUST 3, 2020

. “The more suppliers move to electronic payments, the more customers can save the $3 to $7 average cost of processing a paper check while significantly reducing the risk of check fraud at the same time,” said Sara Jones , RealPage senior vice president of spend management and accounting, according to the release.

Digital Payments 84

Digital Payments Payments Checks ACH 84

Fintech Finance

MARCH 18, 2025

However, according to the ACI Speedpay Pulse 2024 Report, consumer preference for digital payment channels is trending upward, with more than 75% of Americans preferring digital transactions. Digital payment accelerates disbursements, ensuring that consumers receive funds swiftly, especially during times of financial need.

Payments 52

Payments Venmo Embedded Payments Reconciliation 52

The Fintech Times

JUNE 10, 2025

Cross River , a banking infrastructure provider, has launched Request-for-Payment (RfP) on the RTP® network, with fintech platform Plaid as the first user enabling instant pay-ins for online used car seller Carvana. The RfP capability aims to address delays in inbound payments, which often rely on traditional ACH and wire transfers.

Request for Payment 45

Request for Payment RFP Same Day ACH Payer 45