Remove Address Verification System (AVS) Remove Authorization Remove Payment Gateways
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Accepting Online Payments with Internet Merchant Accounts

EBizCharge

They provide a secure platform for processing transactions, ensuring the consumer’s payment information and the merchant’s funds are protected. This account is typically integrated with a payment gateway, which is responsible for the safe transmission of transaction data. How do payment gateways work?

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A Complete Guide to Securely Process Credit Cards in Sage 100

EBizCharge

Thankfully, this article will serve as a complete guide to help you securely process payments inside Sage 100, covering everything from integrating payment gateways into this system to ensuring compliance with security standards. What is Sage 100?

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What are Payment Reversals? Why Do They Happen & How Can Merchants Stop Them?

Fi911

They can occur through multiple financial channels, including credit card transactions, bank transfers, and digital payment services. Different types of payment reversals exist, each with distinct procedures and implications. The most common types include chargebacks, refunds, and authorization reversals. What is a Refund?

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Understanding Payment Processing Terminology Glossary for Merchants

PayHawk

Address Verification Service (AVS) A fraud prevention tool that checks the billing address provided by the cardholder against the address on file with the card issuer. Approval Code A code provided by the payment processor to indicate that a transaction has been approved.

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Reasons Why Credit Cards Get Declined

Clearly Payments

Incorrect Card Information (15-25% of declines) Errors in entering card details—such as the card number, expiration date, CVV , or billing address—are especially common in online transactions. These mistakes prevent payment processors from authorizing the charge. Encourage them to check for balance issues or fraud alerts.