EBizCharge

JUNE 27, 2025

Whether you’re a local shop, a service-based business, or an eCommerce brand, the fees you pay to accept credit card payments can eat into your profits. This guide will walk you through the basics of credit card surcharging in Canada, from legal background and card network rules to disclosure requirements and best practices.

Credit Cards

EBizCharge

JUNE 25, 2025

If your business accepts credit cards, you’ve likely wondered whether you can pass processing fees on to your customers. Credit card surcharging lets you do just that but doing it the right way is essential. Between card network rules, signage requirements, and state regulations, there’s a lot to keep track of.

Compliance

EBizCharge

JUNE 30, 2025

Major card networks, like Visa, Mastercard, American Express, and Discover, all have their own sets of rules designed to protect consumers and ensure transparency. These typically include: Mandatory registration with the card network before adding a surcharge.

Credit Cards

EBizCharge

JUNE 28, 2024

Fee amount The amount that can be charged for CC fees is determined by credit card company regulations. Credit card networks impose a cap on surcharges, typically restricting them to no more than the merchant’s cost to process credit card transactions or up to 3%, whichever is lower.

Credit Cards

Segpay

FEBRUARY 28, 2024

Try negotiating caps after volume thresholds or bundled transaction pricing. Transparent Pricing There are no hidden fees or margin stacking – just published interchange-plus costs across all card brands. Simple month-to-month agreements and dedicated analysts make optimization easy.

Processors