Finextra

JUNE 27, 2025

Soon, ISO 20022, a messaging standard designed to improve how payments are processed and communicated, will become the global norm. ISO 20022 was introduced in 2004 and has since been part of a long and complex journey to improve international payment messaging. And unfortunately, more work is ahead for everyone.

Addressing 90

Addressing ISO 20022 ISOs Payment APIs and Integration 90

Finextra

JUNE 30, 2025

Across the globe, countries are embracing AI at vastly different speeds, with Asia and the Middle East taking the lead in enterprise adoption, while the U.S. and UK scale up their generative AI pilots. and UK scale up their generative AI pilots. AI adoption—including generative AI—varies significantly by country and region.

AI 69

AI Finance Fraud Detection Use Case 69

Stax

MARCH 18, 2025

According to the US Federal Reserve in 2022, general-purpose card payments reached $153.3 On top of that, 69% of Americans online in 2023 said they used digital payment methods to make a purchase. To address evolving customer demands and accept electronic payments, you need a payment processing system. trillion in value.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

Finextra

JUNE 11, 2025

These banks introduced formal ledger-based accounting and cheque payments. Cheque System: The cheque emerged as a formal payment instrument, requiring physical movement and manual clearing processes. This was a significant step towards non-cash payments but was slow and prone to errors.

Financial Inclusion 52

Financial Inclusion Real Time Gross Settlement (RTGS) Payment APIs and Integration Funds Transfer 52

Fintech Finance

MAY 20, 2025

As the Financial Conduct Authority (FCA) prepares to take over full responsibility for regulating UK payments, new research from Equals Money reveals that combating fraud and tackling widespread delays are top priorities for higher-risk players in the industry. “Money services firms operate in complex, fast-moving environments.

Risk 96

Risk Finance Embedded Finance Security 96

Finextra

JUNE 26, 2025

And if your customers don’t feel safe while making payments, they won’t return. In this guide, you’ll understand what digital payment security is and what these regulations mean, how they impact your payment operations, and what you need to do to meet them. PCI DSS stands for Payment Card Industry Data Security Standard.

PCI DSS 52

PCI DSS AML Process Payment APIs and Integration 52

Finextra

JUNE 24, 2025

EuroPA is an alliance of national digital payment champions – 𝗕𝗮𝗻𝗰𝗼𝗺𝗮𝘁(Italy), 𝗕𝗶𝘇𝘂𝗺 (Spain), 𝗠𝗕 𝗪𝗔𝗬 (Portugal), 𝗕𝗹𝗶𝗸 (Poland), 𝗜𝗥𝗜𝗦 (Greece), and 𝗩𝗶𝗽𝗽𝘀 𝗠𝗼𝗯𝗶𝗹𝗲𝗣𝗮𝘆 (Nordics). Wero enables instant, account-to-account (A2A) payments without relying on traditional card networks.

Agreements 59

Agreements Payment Networks Digital Payments Payment APIs and Integration 59

Stax

MARCH 11, 2025

Customers in this age of instant gratification always expect a smooth and seamless online payments experience. As a business owner, you must have a clear understanding of how online payments processing works to be able to create a hassle-free checkout process that will keep buyers coming back to your eCommerce store.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

Finextra

JULY 5, 2025

Spoiler: Both companies have overlapping product categories (payments, fraud prevention, in-person solutions, and more), but their strengths and weaknesses can make each a better fit for different customer profiles. The Payments Giants at a Glance It helps to frame the comparison with scale and performance. Let’s dig in.

Product 52

Product Payment APIs and Integration Online and Mobile Banking Authorization 52

Finextra

JULY 7, 2025

Home News Payments Mastercard and Pay4You form spend management partnership Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. Corporate credit cards have long been underused in this area. Sponsored [On-Demand Webinar] Can You Have It All?

Visa 64

Visa Payment APIs and Integration Cross-Border Payments Cross-Border 64

Finextra

JULY 17, 2025

And to organise, analyse and then use that data, they are increasingly turning to AI. One AI-driven approach to unifying, understanding, structuring and then accessing stores of internal data is the LLM (Large Language Model). And like all worthwhile projects, it will take time and effort to build, integrate, and get it right.

AI 59

AI Innovation FinTech Payment APIs and Integration 59

Finextra

JULY 8, 2025

They’ve been dependable, secure, and universally accepted - shaping how we shop, make payments, and interact with the digital economy. The rise of Real-Time Payments (RTP) However, that dominance is no longer guaranteed.

RTP 52

RTP Payment APIs and Integration Cross-Border Real Time Payments 52

Finextra

JULY 15, 2025

Home Announcements Payments Genome and Huch partner for SEPA payments alerts External This content is provided by an external author without editing by Finextra. Payment delays cost businesses revenue, and the speed of payments can never be underestimated, especially in a highly competitive business environment.

Payment APIs and Integration 52

Payment APIs and Integration C2B Payments Real Time Payments 52

Finextra

JULY 14, 2025

AI didn’t just automate services—it began shaping intimate, context-aware journeys that feel less like banking and more like a personal concierge for your financial life. Banking, Tailored: Personalized Banking Experiences AI turns one-size-fits-all into one-size-fits-one, driving double-digit revenue and CSAT jumps. The result?

AI 71

AI Rules Online and Mobile Banking Non-Bank 71

EBizCharge

JANUARY 14, 2025

Finding the right payment gateway for your business in 2025 is a critical step toward ensuring seamless online transactions, boosting customer satisfaction, and securing your revenue streams. What is a payment gateway? Fraud detection and prevention are critical features of a payment gateway.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

Finextra

JULY 22, 2025

Home Announcements Payments Tech Mahindra joins JPMorgan's Payments System Integrator Program External This content is provided by an external author without editing by Finextra. Tech Mahindra joins JPMorgan's Payments System Integrator Program Tech Mahindra J.P. Morgan’s strong payment platform.

Payment APIs and Integration 52

Payment APIs and Integration Payments Real Time Payments Authorization 52

Finextra

JULY 3, 2025

1 Like 0 03 July 2025 Be the first to comment Nikunj Gundaniya Product manager Digipay.guru Location Ahmedabad Followers 12 Opinions 67 Follow Unfollow Your customers expect quick, secure, and smooth digital payments. If you fail to meet that expectation, they’ll look for other options. That’s where wallet solutions come in.

eWallet 52

eWallet Payment APIs and Integration PCI DSS Online and Mobile Banking 52

Finextra

JUNE 11, 2025

In their place stands a more sophisticated and scalable payment conduit: the digital wallet. From biometric-enabled tap-and-go to invisible in-app payments, checkout time is collapsing—and conversion rates are rising. Speed Converts: Digital wallets eliminate physical and cognitive friction.

Consumer 52

Consumer Payment APIs and Integration Payments Microtransactions 52

Finextra

JULY 9, 2025

With APIs, ISO 20022 messaging, and global collaborations, real-time payments are transforming the way companies operate across borders. Waiting days or weeks for international payments to clear used to be the norm. But the rise of real-time payments (RTP) is changing that. That’s no longer the case.

Real Time Payments 52

Real Time Payments Cross-Border ISO 20022 Transactions 52

The Fintech Times

DECEMBER 9, 2024

As 2024 draws to a close, it’s been an eventful year for the payments industry, marked by rapid innovation, unexpected challenges, and evolving consumer expectations. Experts at Aevi , the in-person payment orchestration firm, share their key takeaways, lessons learned, and perspectives on the trends shaping the future of paytech.

Payment APIs and Integration 102

Payment APIs and Integration Online and Mobile Banking Financial Inclusion Push-to-Card 102

Finextra

JUNE 13, 2025

In 2025, banking apps will deliver smarter, more secure, and integrated experiences. Based on industry research and expert insights, here are five pivotal trends redefining mobile banking. AI-Powered Personalisation How Does AI Elevate User Experience? Embedded Finance Integration Why Is Embedded Finance Booming?

Mobile Banking 52

Mobile Banking Payment APIs and Integration Embedded Finance AI 52

Finextra

JUNE 13, 2025

What if loyalty can be tied to the payment? Closed-loop payments make that possible. There are multiple reasons why a closed-loop payment solution is a powerful tool to drive loyalty. Seamless loyalty integration at the point of payment Loyalty doesn’t feel like a chore when it’s embedded in the payment experience itself.

Payment APIs and Integration 52

Payment APIs and Integration Payments Push-to-Card Authorization 52

The Payments Association

JULY 11, 2025

Analysed: The future of point of sales (POS) systems 10 July 2025 by Payments Intelligence What is this article about? How modern point-of-sale (POS) systems are evolving into cloud-native, AI-driven platforms central to retail operations. This transformation extends far beyond processing payments. Why is it important?

Point-of-Sale (POS) 88

Point-of-Sale (POS) Payment APIs and Integration Online and Mobile Banking Compliance 88

The Fintech Times

NOVEMBER 16, 2024

Digital wallets, open banking and instant bank transfers are set to become the main forces transforming the payments landscape in the coming year, according to new research by payabl , the European financial service provider. As Europe’s SEPA Instant payment deadline approaches on 9 January 2025, industry readiness remains uncertain.

Fraud Prevention 59

Fraud Prevention Compliance Regulatory Compliance Fraud Detection 59

Finextra

JUNE 19, 2025

Home News Startups Payment infrastructure startup Polar raises $10 million Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. This funding will help us to scale Polar up while maintaining this dedication to developers and their businesses.”

Payment APIs and Integration 83

Payment APIs and Integration Payments Payee API 83

Finextra

JULY 11, 2025

Home Announcements Payments Cobre introduces real-time interbank B2B payments in Colombia External This content is provided by an external author without editing by Finextra. Cobre introduces real-time interbank B2B payments in Colombia The launch of Cobre Real-Time B2B Payments Colombia is a first for the country.

B2B 52

B2B Payment APIs and Integration Interoperability Payments 52

Finextra

JUNE 10, 2025

Home News Regulation Payments fintech Navro acquires first US licence Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. Integrating New Channels In A New World Of Payments Welcome to Finextra.

Acquirers 64

Acquirers Payment APIs and Integration FinTech Cross-Border Payments 64

Finextra

JULY 8, 2025

But in China, a new and uniquely local solution is emerging—one that bridges the gap between barcode payments and hardware-intensive NFC wallets. But in China, a new and uniquely local solution is emerging—one that bridges the gap between barcode payments and hardware-intensive NFC wallets. What Is “Alipay Tap”? Apple Pay)?

Payment APIs and Integration 52

Payment APIs and Integration Payments EMV Authorization 52

Finextra

JULY 1, 2025

From retail apps offering one-click loans to HR platforms integrating earned wage access, the experience is fast, seamless, and invisible. But each integration, whether for payments, lending, insurance, or wealth management, hinges on third-party entities gaining access to sensitive APIs, systems, and data.

Embedded Finance 59

Embedded Finance Finance Payment APIs and Integration API 59

Finextra

JUNE 11, 2025

Stripe buys crypto wallet startup Privy Payments giant Stripe is acquiring crypto wallet infrastructure startup Privy for an undisclosed fee. Through a single API, clients can spin up wallets rather than use external ones, sign transactions, and integrate any onchain system. billion takeover of stablecoin platform Bridge.

Payment APIs and Integration 69

Payment APIs and Integration Multi-Currency API Privacy 69

Finextra

JULY 2, 2025

Home News Crypto MiniPay and Noah debut global-to-local stablecoin payments Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community.

Stablecoins 64

Stablecoins Payment APIs and Integration Non-Bank Cross-Border Payments 64

Finextra

JUNE 23, 2025

In this blog I share some insights on how we at AdviceRobo do this so you can learn from it and build your own infrastructure of trust with AI. As the world accelerates toward an AI-first economy, one truth is becoming inescapable: no digital transformation will succeed without the right infrastructure.

AI 52

AI Finance Payment APIs and Integration Embedded Finance 52

Finextra

JULY 2, 2025

Home Announcements Wholesale NBO opens API gateway to Oman External This content is provided by an external author without editing by Finextra. NBO opens API gateway to Oman NBO has introduced a new API gateway to support Oman’s digital financial goals. It expresses the views and opinions of the author.

Gateways 52

Gateways API Payment APIs and Integration Authorization 52

Finextra

JULY 10, 2025

When a payment fails — due to fraud checks, technical issues, or user error — it can result in lost revenue and a frustrated customer who may not return. Why Payments Fail Payment failures happen for all sorts of reasons — some financial, some technical, others tied to fraud checks or customer behaviour.

Transactions 52

Transactions Online and Mobile Banking Fraud Prevention Payment APIs and Integration 52

Finextra

JUNE 30, 2025

From riverside camps in the Northeast to homestays nestled in the Himalayas, the rise of UPI and other digital payment systems has opened new doors for travelers and small tourism operators alike. The Unified Payments Interface (UPI), launched by the National Payments Corporation of India in 2016, has changed that story dramatically.

Digital Payments 52

Digital Payments Embedded Finance Payment APIs and Integration Payments 52

Finextra

JULY 8, 2025

China’s Cross-border Interbank Payment System (CIPS) is rapidly emerging as a central artery in the internationalization of the Renminbi (RMB), offering a robust infrastructure for cross-border settlements and reshaping how global institutions engage with China’s markets. What Is CIPS and Why Does It Matter?

Global Payments 52

Global Payments Real Time Gross Settlement (RTGS) Cross-Border Cross-Border Settlement 52

Finextra

JUNE 18, 2025

Our goal was clear: overcome the fragmentation that plagued international merchants, who had to maintain different payment solutions for each country, leading to operational complexity and significant costs.

ISO 20022 52

ISO 20022 Transactions Payment APIs and Integration Cross-Border 52