EBizCharge

JUNE 19, 2025

A surcharge is added only when a customer uses a credit card. A convenience fee, on the other hand, is charged for offering an alternative payment method—like paying online instead of in person. If you skip the notice, you’re opening yourself up to penalties or disputes that could have been easily avoided.

Credit Cards

EBizCharge

JUNE 17, 2025

At EBizCharge, we help businesses implement surcharge programs that reduce costs without violating card network rules or state laws. What Is a Credit Card Surcharge? Debit card surcharges are prohibited by card brand rules. To be compliant: Only charge the fee for alternative payment methods.

Credit Cards

EBizCharge

JUNE 18, 2025

A credit card surcharge vs. convenience fee comes down to when and why the fee is applied. A surcharge is added specifically for using a credit card, while a convenience fee is charged for offering an alternative payment method, like paying online instead of in person.

Credit Cards

Stax

JANUARY 15, 2024

TL;DR Credit card surcharging involves adding a fee to transactions with credit card payments, offsetting processing costs. It offers benefits, such as passing interchange fees to users, boosting profit margins, and encouraging alternative payment methods. Encouraging Alternative Payment Methods.

Credit Cards

Clearly Payments

FEBRUARY 8, 2024

Through transparent disclosures, dispute resolution mechanisms, and limits on consumer liability, regulations shield consumers from deceptive practices and ensure their financial well-being. These rules cover various aspects such as interchange fees, transaction routing, card acceptance requirements, and data security standards.

Regulations