Alternative Payment Methods and Process

Alternative Payment Methods

Clearly Payments

DECEMBER 11, 2024

Alternative Payment Methods (APMs) have become a big part of todays evolving fintech landscape, as consumers seek faster, more convenient, and secure ways to pay. This guide provides an overview of popular Alternative Payment Methods, their impact, and why theyre becoming critical for businesses worldwide.

Alternative Payment Methods

Alternative Payment Methods Online and Mobile Banking BNPL Payments

The Price of Convenience: Is There Such a Thing as Free Credit Card Processing?

Stax

JULY 7, 2025

In a consumer landscape where convenience is always a priority, credit card processing has become an essential mechanism for businesses to accept payments seamlessly. Traditionally, merchants would shoulder these costs in the form of credit card processing fees. Learn More What Does “Free Credit Card Processing” Really Mean?

Credit Cards

Credit Cards Process Processors Debit Card

Ecommpay Adds Swish to Payment Platform to Improve Checkout Experience for Swedish Customers

Fintech Finance

JANUARY 22, 2025

Inclusive global payments platform, Ecommpay , has added Swedish banking app, Swish , to its growing list of Alternative Payment Methods (APMs). By adding it to the Ecommpay payment platform for payments in SEK, merchants targeting the Swedish market will be able to optimise checkout performance.

Multifactor Authentication

Multifactor Authentication Alternative Payment Methods Payments Authentication

Want the Cheapest Credit Card Processing? Surcharging May Be the Answer

Stax

JUNE 24, 2025

Running a business comes with numerous costs, and credit card processing fees are among the most significant. There is no such thing as a “free” payment processor, but there is a solution that can help to alleviate the financial burden: surcharging. These fees include interchange fees, assessment fees, and processing fees.

Credit Cards

Credit Cards Process Processors Laws

ACI Worldwide Survey Shows Nearly 40% of Taxpayers Will Use Refunds for Debt Relief

Fintech Finance

APRIL 10, 2025

This year’s survey also highlights an uptick in digital payment methods, with 65% of respondents preferring to pay digitally and paper-based checks declining year-over-year (YoY) to only 15%, largely contributed by Baby Boomers and Gen X. credit cards, loans, etc.) 20% would make minor purchases (e.g.,

Tax Refunds

Tax Refunds IRS Identity Theft Alternative Payment Methods

Aevi and Paydock join forces to revolutionise omni-channel payment orchestration

The Payments Association

NOVEMBER 21, 2024

This empowers ISVs, enterprises, payment services providers and acquirers to seamlessly orchestrate payments across both online and physical channels. The payments landscape is increasingly complex, with businesses often managing multiple providers, payment types, and integration challenges.

ISVS

ISVS Alternative Payment Methods BNPL Payments

dLocal and Spreedly Strengthen Partnership to Expand Global Payment Access in Emerging Markets

Fintech Finance

DECEMBER 4, 2024

The enhanced agreement will expand the companies’ collaborative efforts beyond Latin America into Africa and Asia-Pacific (APAC), offering customers access to dlocal’s over 900 alternative payment methods (APMs) and the extensive benefits of Spreedly’s vast payment ecosystem in these high-growth regions.

Global Payments

Global Payments APACS Alternative Payment Methods Debit Card

Strategic Partnership Between Bamboo and Coda Simplifies Gaming Payments in LATAM

Fintech Finance

DECEMBER 18, 2024

The collaboration aims to redefine the gaming payment experience in Colombia, unlocking growth opportunities for both companies by optimizing local payment methods and streamlining integration processes. For publishers, leveraging local payment methods is critical to enhancing user conversion rates in the region.

Payment APIs and Integration

Payment APIs and Integration Alternative Payment Methods Cross-Border Payments Cross-Border

How Do You Offset Credit Card Processing Fees?

EBizCharge

MAY 1, 2025

Every swipe or tap of a credit card comes with processing fees that can hinder a businesss profitability if not properly managed. This article will provide helpful strategies for merchants to offset these fees to minimize the costs of accepting credit card payments. These fees typically range from 1.5%

Credit Cards

Credit Cards Process B2G Processors

Worldpay Expands APAC Footprint with Entry into Thailand

Fintech News

JULY 7, 2025

This enables local and international merchants to process transactions in Thai baht and offer local payment methods. Thai merchants will be able to settle card payments locally and access four widely used alternative payment methods: LINE Pay, TrueMoney, PromptPay, and online banking.

APACS

APACS Alternative Payment Methods Disputes Acquirers

Payment Orchestrator BR-DGE Expands APM Coverage with AstroPay

Fintech Finance

JUNE 10, 2025

BR-DGE has announced the latest global alternative payment method (APM) supported on its platform, through a strategic partnership with AstroPay , the global digital wallet service. Founded in Edinburgh in 2018, BR-DGE now processes millions of transactions monthly on behalf of high-volume customers.

Alternative Payment Methods

Alternative Payment Methods Cross-Border Payments Multi-Currency

Flutterwave 2024 report highlights record growth, expansion, and innovation

The Payments Association

FEBRUARY 27, 2025

Founded in 2016, Flutterwave has become a leader in African enterprise payments, processing over 890 million transactions valued at $34 billion to date. The company improved card velocity by five times, boosting fraud detection capabilities and saving hundreds of thousands in card processing fees.

Innovation

Innovation Cross-Border Payment APIs and Integration Alternative Payment Methods

Paydock and Forter: Empowering merchants and financial institutions with seamless payments and fraud prevention

The Payments Association

NOVEMBER 21, 2024

A strategic layer for agnostic fraud prevention Paydock serves as a strategic layer in the payment stack, allowing merchants to integrate Forter’s powerful fraud prevention solution independently of their chosen downstream payment providers.

Fraud Prevention

Fraud Prevention Payment APIs and Integration Alternative Payment Methods Fraud Detection

Yuno Bridges the Gap in Asia Pacific’s Fragmented Payment Ecosystem

Fintech News

DECEMBER 19, 2024

It not only helps businesses unlock new customer segments like the younger underbanked, who prefer using alternative payment methods, but also saves costs, improves efficiency, and helps scale faster across geographies.

APACS

APACS Payments Alternative Payment Methods Credit Cards

Orchestr Launches to Simplify and Supercharge Global Payments for Merchants

Fintech Finance

JULY 8, 2025

Founded by industry veterans with over 40 years of combined experience in online payments, Orchestr brings deep domain expertise to the growing complexity of modern commerce. The platform is designed to unify fragmented payment processes, eliminate unnecessary costs, and give merchants full control and visibility over their payment flows. “We

Global Payments

Global Payments Cross-Border Alternative Payment Methods Cross-Border Payments

Instalment Payments Boost Revenue of Global Companies in Brazil by 40%, Reveals EBANX

Fintech Finance

DECEMBER 19, 2024

Offering instalment payments has already proven to be a key growth strategy for merchants in Brazil. For instance, after introducing this payment solution, a gaming platform processing transactions through EBANX saw a 169% increase in AOV over the course of one year.

Alternative Payment Methods

Alternative Payment Methods Payments Transactions Payment Solutions

PXP and PayXpert Ltd. Break Down Borders: Unleashing Asian Market Potential for UK Merchants

Fintech Finance

APRIL 2, 2025

Simon Brayshaw, VP Solutions Ecosystem & Innovation of PXP, commented: “This partnership enables UK merchants to instantly tap into the £30 billion Chinese tourist market through familiar payment methods like Alipay+ and WeChat Pay. The ability to process QR-based payments familiar to Asian visitors via PayXpert Ltd.

Alternative Payment Methods

Alternative Payment Methods Global Payments Mobile Payments Payments Trends

The Ultimate Guide to Ecommerce Payment Solutions

Stax

APRIL 3, 2025

Talk to sales Understanding Ecommerce Payment Solutions An eCommerce payment solution is the underlying infrastructure that allows eCommerce businesses to accept and process card and online payments seamlessly and securely. The eCommerce payment solution infrastructure involves several key players.

Payment Solutions

Payment Solutions Payment APIs and Integration Payment Gateways Gateways

Powering retail’s future: PXP brings Castles Technology’s Android terminals to global merchants

The Payments Association

JUNE 25, 2025

Versatile terminal solutions: The new terminal lineup includes sleek, space-efficient designs engineered for today’s point-of-sale environments, offering enhanced connectivity, lightning-fast transaction processing, and support across multiple form factors, including mobile, countertop, and unattended terminals.

Online and Mobile Banking

Online and Mobile Banking Alternative Payment Methods ISVS Acquirers

Temu Expands Global Payment Options With Nuvei Partnership

Fintech Finance

FEBRUARY 28, 2025

. “Providing localized payment options is an important part of improving convenience for customers, and we are always looking for ways to optimize our payment processes to meet the needs of different markets.

Global Payments

Global Payments Alternative Payment Methods Payments Authorization

PXP expands its solutions ecosystem with FXsolutions from Moneycorp

The Payments Association

JULY 24, 2025

PXP’s powerful technology is already a proven force in global payments, supporting online, mobile, and in-store channels with a rich suite of features, including in-house global acquiring, fraud prevention, support for all primary payment methods (cards, digital wallets), and robust data analytics.

Cross-Border

Cross-Border Cross-Border Payments Online and Mobile Banking Alternative Payment Methods

2024 Payment Methods Report: Overview, Insights, and Statistics

Clearly Payments

OCTOBER 31, 2024

Regional Penetration : In North America, over 70% of online purchases are made via credit cards, while only 10% of European consumers prefer this method. Growth Trends : Despite the rise of alternative payment methods, credit card transactions continue to grow in sectors like travel, accounting for 60% of all travel bookings globally.

Online and Mobile Banking

Online and Mobile Banking RTP BNPL Debit Card

Nuvei Integrates Google Pay in Latin America, Enabling Online Merchants to Stay Competitive

The Fintech Times

DECEMBER 17, 2024

Canadian fintech Nuvei Corporation is expanding its global partnership with Google to integrate Google Pay, enabling merchants across Latin America to accept the payment option. As Google Pay and other mobile payment methods become increasingly popular worldwide, they are becoming essential for online merchants. .”

Alternative Payment Methods

Alternative Payment Methods On-Demand Mobile Payments Economy

Introducing the Paytiko GrowthHub: The future of payment technology

The Payments Association

JUNE 23, 2025

Consumer expectations have evolved; they now require not only quickness but also flexibility, reliability, and personalised experiences during the checkout process. This necessitates businesses to adjust in real time to a payments landscape that is frequently fragmented and dynamic. Its intelligence is founded upon this triumvirate.

Technology

Technology Payments Wire Transfer Processors

Ecommpay Grows Processing Volume by 25% in 2024

Fintech Finance

MAY 27, 2025

Inclusive global payments platform, Ecommpay , is breaking through the noisy payments services marketplace with its unwavering commitment to being a Next Gen PSP 2.0. Underpinned by its clear focus on financial inclusivity, Ecommpay has grown transaction volume by 19% and processing volume by a remarkable 25% year-on-year.

Volume

Volume Process Alternative Payment Methods PayPal

Checkout.com Review: Next Gen Payments

Fintech Review

MAY 6, 2025

Company Overview: From Niche Provider to Global Checkout.com began as a cross-border payments solution focused on emerging e-commerce markets. Over time, it expanded into a full-service payment service provider, offering acquiring, processing, gateway, and fraud management services through a single, unified platform.

Payment APIs and Integration

Payment APIs and Integration Payments Processors Alternative Payment Methods

Merchant survey 2025: Navigating the payment innovation divide

The Payments Association

JUNE 16, 2025

The data demonstrates clear correlations between payment sophistication and business performance, with implications for customer acquisition and operational resilience. For payments leaders, the findings underscore the importance of strategic thinking beyond traditional processing.

Innovation

Innovation Cross-Border Fraud Prevention Payments

B2B Credit Card Surcharging Strategies and Best Practices

EBizCharge

JUNE 18, 2025

But with rising credit card processing fees, B2B businesses are caught between convenience and margin protection. That’s where credit card surcharging comes in: a legal and innovative way to offset processing costs. A surcharge is an additional fee passed to the customer to cover the cost of credit card processing.

Best Practices

Best Practices Credit Cards B2B Alternative Payment Methods

Exclusive PXP Research Reveals Key Insights into Payment Preferences

Fintech Finance

JANUARY 15, 2025

The whitepaper is designed to help businesses understand not just the how but the why behind consumer payment choices, while offering the payments industry a clear roadmap for establishing alternative payment methods (APMs) as trusted, long-term options alongside cash and cards.

Research

Research Debit Card Alternative Payment Methods Payments

Nuevei becomes direct local acquirer in Canada

Finextra

JUNE 30, 2025

As the company becomes a direct local acquirer, Canadian businesses gain access to faster, more reliable card processing and an enhanced customer experience. By processing transactions directly through Nuvei, merchants can now capture more sales, reduce lost transactions, and deliver a smoother experience to customers.

Acquirers

Acquirers Alternative Payment Methods Reconciliation Authorization

Gen X prioritises security over convenience in payment choices, PXP report finds

The Payments Association

JULY 23, 2025

Powered by a suite of financial services, multiple acquiring connections – including an in-house acquiring licence – and diverse alternative payment methods, PXP processes over €30 billion annually through our unified gateway.

Security

Security Credit Cards Alternative Payment Methods Payments

Verifone and PagBrasil Launch Exclusive International Pix Payment Solution for Brazilian Shoppers in the U.S.

Fintech Finance

JULY 23, 2025

PagBrasil and Verifone have partnered to launch an in-store alternative payment method (APM) enabling Brazilian shoppers to pay in Brazilian Reais (BRL) using Pix while shopping in the United States. merchants to accept the Brazilian payment method. Lower Processing Costs and Fewer Chargebacks for U.S.

Payment Solutions

Payment Solutions Alternative Payment Methods Payments Credit Cards

Mobile first, security always: Millennials reshape payment landscape, PXP survey reveals

The Payments Association

JUNE 10, 2025

Powered by a suite of financial services, multiple acquiring connections – including an in-house acquiring licence – and diverse alternative payment methods, PXP processes over €30 billion annually through our unified gateway.

Security

Security Debit Card Payments Alternative Payment Methods

dLocal and Coda Announce Global Strategic Partnership to Expand Gaming Payment Streams in Emerging Markets

Fintech Finance

MARCH 12, 2025

As part of this partnership, Coda is strengthening its payment solutions by leveraging dLocal’s robust payment network in over 11 emerging markets. This partnership also lays the groundwork for future innovation in gaming monetization, with plans to streamline transactions and improve payment experiences in countries like Brazil.

Alternative Payment Methods

Alternative Payment Methods Payments Credit Cards Payment Solutions

dLocal and PayPal Expand Access to Local Payments Across Emerging Markets

Fintech Finance

MAY 7, 2025

dLocal (NASDAQ: DLO), a leading cross-border payment platform for emerging markets, announces today an expanded relationship with PayPal to offer businesses access to payment processing and local payment methods in more than 40 new untapped emerging markets. Making complex and global, simple and local.

PayPal

PayPal Cross-Border Alternative Payment Methods Cross-Border Payments

Exclusive PXP research reveals key Insights into payment preferences

The Payments Association

FEBRUARY 4, 2025

The whitepaper is designed to help businesses understand not just the how but the why behind consumer payment choices while offering the payments industry a clear roadmap for establishing alternative payment methods (APMs) as trusted, long-term options alongside cash and cards.

Research

Research Debit Card Alternative Payment Methods Payments

Nuvei Partners with flaconi to Power Beauty and Fragrance Retailer’s European growth

Fintech Finance

JULY 10, 2025

As flaconi’s payments partner, Nuvei empowers consumers to make online purchases using cards and all major regional alternative payment methods (APMs) in each market where it operates. Nuvei’s Authorization Optimization Suite enables flaconi to optimize its payments function and accelerate revenue growth.

Alternative Payment Methods

Alternative Payment Methods Fraud Prevention Agreements Authorization

Exactly.com Helps UK Businesses Scale with Enhanced Coverage in Spain

Fintech Finance

JULY 4, 2025

Exactly.com , a payment provider for SMEs and micro businesses, has enhanced its offering by integrating Bizum—a leading Spanish alternative payment method. Bizum has emerged as a well-established mobile payment solution in Spain, offering instant transfers directly between bank accounts via users’ mobile numbers.

Alternative Payment Methods

Alternative Payment Methods Online and Mobile Banking Payment Solutions Visa

Alternative Payment Adoption Continues to Rise Across Emerging Markets, Reveals EBANX

The Fintech Times

MARCH 14, 2025

Digital-first financial institutions have become key drivers behind cards’ sustained presence and growth in rising economies, according to new data revealed by EBANX , the global payment service provider (PSP).

Continuity

Continuity Debit Card Push-to-Card Credit Cards

Ecommpay Adds Swish as Payment Option, Helping Merchants Optimise Swedish Checkout Performance

The Fintech Times

JANUARY 23, 2025

Ecommpay , an inclusive global payments platform, has added Swedish banking app, Swish , to its portfolio of Alternative Payment Methods (APMs), in a move to help merchants targeting the Swedish market optimise their checkout performance.

Multifactor Authentication

Multifactor Authentication Alternative Payment Methods Payments Authentication

Trek Taps Gr4vy for Online-to-Offline Payment Capabilities

Finovate

MARCH 25, 2025

These changes in preferences, however, come at the same time that retailers and manufacturers are facing payment processing and inventory management challenges that pose checkout issues and stock shortages. To successfully execute BOPIS, retailers must ensure accurate inventory updates and a reliable payment system.

Payment APIs and Integration

Payment APIs and Integration Fraud Prevention Alternative Payment Methods BNPL

The Top Payment Methods For Small Businesses

Stax

APRIL 10, 2025

You will need POS terminals to accept and process in-person card payments. Your payment processing company will also charge processing fees on each transaction which can negatively impact your earnings unless the expense is passed onto customers.

Small Business

Small Business Wire Transfer BNPL ACH

How to Add a Credit Card Surcharge: A Step-by-Step Guide

EBizCharge

JUNE 19, 2025

If you’re a business owner looking for ways to cut down on credit card processing costs, adding a surcharge might be one option worth considering. The goal is simple: to help offset the credit card processing fees you’re already paying to accept those cards. Even your own credit card processing fees might shift over time.

Credit Cards

Credit Cards Debit Card Card Network Rules Processors

Which Wallet Solution Matches Your Business Model: eWallet or Digital Wallet?

Finextra

JULY 3, 2025

It expresses the views and opinions of the author.

eWallet

eWallet Payment APIs and Integration PCI DSS Online and Mobile Banking