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Detecting NFC Relay and Ghost Tap Attacks Using Metadata and Real-Time Rules

Finextra

Sign in Sign up News Latest news Company updates Long reads TV Research Events All Conferences Webinars Popular Community Community latest Latest expert opinions Groups Search members Jobs APIs Sign in Sign up News Back News Latest news Company updates Long reads TV Research Events Back Events All Conferences Webinars Popular Community Back Community Community latest Latest expert opinions Groups Search members Jobs APIs payments markets retail wholesale wealth regulation crime crypto sustainabl

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FCA Sets Out Changes to Payment Safeguarding Rules

Fintech Finance

FCA safeguarding rules 2026 are set to enhance consumer protection when using payment firms. These UK payment safeguarding reforms aim to ensure that customer funds are better safeguarded, with mandatory audits, daily reconciliation checks, and improved planning for firm failures. These changes will improve safeguarding practices among payment firms.

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Stopping Fraud at the Gate: The New Imperative for Registration & Transaction Monitoring

Fintech News

The Asia-Pacific fintech landscape is thriving, fueled by the rapid adoption of digital payments, online banking and alternative lending solutions. With over a billion users projected to access digital financial services by 2026, the region is ripe with opportunity — and equally vulnerable to escalating fraud threats. The region faces a wave of sophisticated attacks: payment fraud losses are forecast to surpass US$362 billion between 2023-2028 , and identity fraud is rising sharply, exacerbated

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View From My Market with Paymentology: Fintech 2.0 – What Europe Is Getting Right in 2025

The Fintech Times

As Europe’s fintech sector moves beyond the growth-at-all-costs era, a new phase is emerging – one built on value, regulation and infrastructure, writes Julie Sutton, head of growth Europe at Paymentology. Julie Sutton, head of growth Europe, Paymentology European fintech is entering a new phase which is less about volume, more about value. While investment has been quieter over the last few years, funding in Europe is expected to grow by 19 per cent in 2025 , with investors prioritising l

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Breaking The Commerce Bottleneck: Your SAP Exit Plan Starts Now

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

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The cost of standing still: Why payment innovation belongs on every SME’s strategic agenda

The Payments Association

SMEs that modernise payments can unlock growth, improve cash flow and build trust—while those that delay risk revenue loss and reputational damage. Many small and medium-sized enterprises (SMEs) have traditionally regarded payments as little more than a necessary utility. Something that rarely qualifies as a strategic concern, but things have changed.

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The Biggest Trends Driving Innovation in Payments Modernisation

Finextra

Joining the FinextraTV studio at EBAday 2025 in Paris, Conor Colleary, Senior Vice President, Oracle Financial Services discusses ISO20022 developments. Describing the variations in preparedness - from fully prepared to more technically compliant - Colleary explains how the new messaging standards will enable massive data opportunities.

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How Many Credit Cards Are in the USA in 2025 and Other Statistics?

Clearly Payments

In 2025, the United States remains the world’s largest credit card market, with more than 631 million active credit card accounts and total revolving credit card debt exceeding $1.18 trillion. Credit cards are used not only for credit, but for rewards, online spending, fraud protection , and everyday purchases. This article provides a data-rich overview of U.S. credit card trends in 2025, including total cards issued, demographics, average balances, utilization, delinquencies, and market share.

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PingPong Picks ClearBank to Enable Client Access to UK Payment Schemes

The Fintech Times

ClearBank , the real-time clearing and embedded banking enabler, is teaming up with PingPong , an embedded cross-border payment solution provider, to enhance PingPong’s UK offering with virtual business accounts, GBP collections, and Confirmation of Payee (CoP) functionality. Through the new collaboration, PingPong will leverage the local agency banking solution from ClearBank, enabling it to issue virtual accounts and IBANs under its own brand identity.

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Revitalising card issuing in the UK: Why agility and innovation are no longer optional

The Payments Association

UK card issuers must modernise platforms, prioritise digital experiences, and embrace innovation to meet rising expectations and compete in a rapidly evolving market. Over the years, many traditional banks have been delivering traditional card payment services. Along the way, they have been joined by a growing number of new players tapping into the opportunities and unresolved growth potential of the card payments industry.

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Finzly preps support for stablecoin and tokenized deposits

Finextra

Finzly, a leader in modern, API-first payment infrastructure, announced its preparation to support stablecoin and tokenized deposits —adding to its platform that already supports Fedwire, RTP, FedNow, ACH, SWIFT, and cross-border rails.

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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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PingPong Payments Enhances Global Capabilities Through Partnership With ClearBank

Fintech Finance

ClearBank PingPong Partnership is enabling new embedded cross-border payment capabilities in the UK. PingPong will leverage ClearBank’s agency banking platform to offer virtual business accounts, GBP collections, and Confirmation of Payee (CoP) services—supporting efficient and secure financial operations. ClearBank’s cloud-based solution will allow PingPong to issue virtual accounts and IBANs under its own brand identity.

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Implementing ACH Payments in NetSuite for B2B Transactions

EBizCharge

When it comes to B2B transactions, speed, security, and cost all matter. That’s why more and more businesses are turning to ACH—Automated Clearing House—as their preferred payment method. Unlike traditional paper checks or even credit cards, ACH transfers offer a balance of efficiency and affordability that’s hard to beat. If you’re using NetSuite, you’re already in a strong position to streamline your payment workflows.

ACH
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Credit Card Fraud in Canada: Latest 2024 Statistics, Trends & Prevention Tips

Clearly Payments

In 2024, Canadians reported over CAD $638 million in fraud losses, according to the Canadian Anti-Fraud Centre (CAFC). Credit card and payment fraud remain major threats to both consumers and merchants, with card-not-present (CNP) scams and identity theft driving the majority of losses. You can also read our report on 2024 credit card fraud in the USA.

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AI in fintech customer operations: Balancing innovation with empathy

The Payments Association

Explore how AI is transforming Fintech customer support, enhancing efficiency, enabling personalisation, and preserving essential human touch. Artificial intelligence (AI) is no longer a futuristic concept; it is a present-day catalyst reshaping industries, and nowhere is this transformation more evident than in customer support operations within fintech.

AI
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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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TransferMate receives in-principle approval from Singapore to add payment services

Finextra

TransferMate, the world's leading provider of embedded B2B payments infrastructure as a service (IaaS), today announced TransferMate Pte. Ltd. has received in-principle approval from the Monetary Authority of Singapore (MAS) to add account issuance, domestic money transfers and e-money issuance to its Major Payment Institution (MPI) license.

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Treasury and Payments Platform Finmo Enhances Transaction Security with Confirmation of Payee Rollout in Australia

Fintech Finance

Finmo Confirmation of Payee is now live in Australia, reinforcing its fraud prevention strategy and trust commitment. Businesses now have more speed, security, and control over modern payments through to this CoP integration, which instantly verifies the recipient’s bank information. As the country begins its industry-wide CoP rollout, Finmo is among the first payment platforms to adopt the safeguard.

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Choosing the Right NetSuite Payment Processor: A Comprehensive Evaluation

EBizCharge

Choosing the right payment processor isn’t just about handling credit card transactions—it’s about ensuring your entire finance system runs efficiently. For businesses using NetSuite, this decision is especially important. The right NetSuite payment processor can improve billing accuracy, automate receivables, and reduce hours of manual work every month.

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Bluefin Forges Strategic Partnership with Cassa Centrale Raiffeisen, ICIT, and Worldline

Finovate

Payment and data security company Bluefin has teamed up with Cassa Centrale Raiffeisen, ICIT, and Worldline to enhance payment and data security to All-in-One (AIO) payment devices. The partnership will focus initially on serving businesses in Italy’s prosperous South Tyrol region. Bluefin demonstrated its technology at Finovate’s developer’s conference, FinDEVR, in 2014.

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Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

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My EU Pay presents mass payouts for an integrated cross-border payments experience

The Payments Association

My EU Pay launches a real-time mass payouts platform, streamlining global bulk payments with full compliance, FX support, and seamless API integration. My EU Pay, an established financial technology firm specialising in cross-border payments and modern payments services, has announced the launch of its integrated m ass payouts solution designed to help businesses streamline and simplify bulk payments cross-border.

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Paymentology launches digital card platform in South Africa

Finextra

Paymentology, the leading global issuer-processor, has launched a new mobile-first card management platform, PayoCard, to help digital banks and fintechs in South Africa extend fast, secure, and intuitive card services to their customers.

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Metadomo and FTS.Money Announce Strategic MOU to Expand Payment Solutions in Key Developing Markets

Fintech Finance

Metadomo FTS.Money Partnership marks a strategic step in expanding localised payment options for Web3 adoption. Metadomo has signed an MoU with Hong Kong-based fintech FTS. Money to enable local payments and payouts in developing markets, including Pakistan, India, Sri Lanka, Vietnam, Cambodia, Bangladesh, and the Philippines. This collaboration empowers Metadomo to deliver seamless crypto on-ramp and loyalty payment solutions as regulations evolve.

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Mastercard vs. Visa: Diverging Paths to Global Payment Connectivity

Trade Credit & Liquidity Management

In today's rapidly evolving financial landscape, global payment networks are increasingly exploring innovative partnerships and technologies to enhance connectivity, efficiency, and user experience. Two recent collaborations—Mastercard partnering with Fiserv and Visa teaming up with RS2—highlight distinct strategic approaches to advancing global payment ecosystems.

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Secrets of a Successful Sale: Optimizing Your Checkout Process

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

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EverC Announces Merger with G2 Risk Solutions

Finovate

AI risk classification platform EverC revealed today that it is joining forces with G2 Risk Solutions (G2RS). The two are combining to pursue a collective mission to protect global digital payments and defend e-commerce from threats. The transaction is expected to close in the third quarter of this year. Moving forward, the two will leverage EverC’s AI capabilities and bring G2RS’s risk and compliance capabilities to the payments risk ecosystem.

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Paymentology Unveils PayoCard, Simplifying Mobile Card Services in South Africa

The Fintech Times

Paymentology , the global issuer-processor, has launched a new mobile-first card management platform, dubbed PayoCard, to help digital banks and fintechs in South Africa extend fast, secure, and intuitive card services to their customers. PayoCard is a cloud-first digital card platform which Paymentology says will simplify mobile card services, which have been historically complex and costly for banks and fintechs.

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GoCardless rolls out AI tool for same-day direct debit settlement

Finextra

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EdfaPay Cements Position as MENA Fintech Leader with Unprecedented Triple PCI Security Certification

Fintech Finance

EdfaPay PCI milestone establishes the company as a regional leader in digital payment security. EdfaPay is the first in MENA to obtain the coveted PCI MPoC certifications, which cover Solutions, Software, and Services. This strengthens confidence and encourages innovation in mobile payment platforms. This monumental accomplishment positions EdfaPay as the first company in Saudi Arabia and the Middle East and North Africa (MENA) region to earn this prestigious triple recognition, firmly cementing

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From Rigid To Resilient: Why Enterprises Need Modular Commerce Now

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

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Skyee Obtains Major Payment Institution (MPI) License from the Monetary Authority of Singapore (MAS)

Fintech News

Skyee Pte. Ltd. (“Skyee”) is pleased to announce that it has been granted a Major Payment Institution (MPI) license by the Monetary Authority of Singapore (MAS) , issued on August 1, 2025. This significant milestone marks a new chapter in Skyee’s expansion across Southeast Asia, reinforcing its commitment to compliance, innovation, and operational excellence.

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How embedded finance is becoming a key solution

The Payments Association

Embedded finance is no longer optional—it’s how brands remove friction, retain users, and unlock new revenue streams without added regulatory burden. Embedded finance emerged as a trending topic in the technology sector, especially within the FinTech and E-Commerce environments. Businesses of all kinds are focused on providing seamless and frictionless experiences for their customers throughout their journey.

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Cashflows and Blink Payment Join Forces to Develop Merchant Payment Acceptance Capabilities

The Fintech Times

To develop payment acceptance capabilities for businesses across a range of sectors, Cashflows , the business payment platform, has partnered with Blink Payment , the payment solutions provider, for taking and reconciling payments. The partnership positions Cashflows as a Blink Payment key acquiring partner, enabling Blink Payment to leverage Cashflows’ robust and responsive acquiring infrastructure.

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DLocal launches SmartPix payments in Brazil

Finextra

dLocal, the leading cross-border payment platform specialized in emerging markets, today announced the launch of SmartPix, , a groundbreaking payment solution that enables merchants in Brazil to process tokenized Pix payments, including recurring and on-demand charges, without requiring customers to manually authorize each transaction.

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The Evolving Retailers Fulfillment Strategy: Meeting Demands with Agility

Speaker: Becky Parisotto and John Vurdelja

Fulfillment is no longer just about getting products from point A to point B – it's about crafting seamless, scalable, customer first experiences. Flexible fulfillment strategies are more important than ever for those aiming to stay ahead and build resilience as retail enters a new era in 2025. Learn how to optimize fulfillment processes, tackle complex, multi-vendor orders, and create seamless customer experiences – from white-glove delivery for high-value items to quick-ship solutions for ever