My Payment Savvy

AUGUST 10, 2025

Your payment gateway could be under attack right now. Criminals are running automated scripts to test stolen credit cards through your checkout, probing for weak spots in your fraud detection, and looking for ways to exploit your checkout system to process fraudulent transactions, leading to chargebacks and financial loss. Most business owners don’t realize how vulnerable their payment systems are until it’s too late.

Fraud Detection

Finextra

AUGUST 6, 2025

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Rules

Fintech Finance

AUGUST 6, 2025

FCA safeguarding rules 2026 are set to enhance consumer protection when using payment firms. These UK payment safeguarding reforms aim to ensure that customer funds are better safeguarded, with mandatory audits, daily reconciliation checks, and improved planning for firm failures. These changes will improve safeguarding practices among payment firms.

Rules

Fintech News

AUGUST 7, 2025

The Asia-Pacific fintech landscape is thriving, fueled by the rapid adoption of digital payments, online banking and alternative lending solutions. With over a billion users projected to access digital financial services by 2026, the region is ripe with opportunity — and equally vulnerable to escalating fraud threats. The region faces a wave of sophisticated attacks: payment fraud losses are forecast to surpass US$362 billion between 2023-2028 , and identity fraud is rising sharply, exacerbated

Transactions

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

AI

The Fintech Times

AUGUST 6, 2025

As Europe’s fintech sector moves beyond the growth-at-all-costs era, a new phase is emerging – one built on value, regulation and infrastructure, writes Julie Sutton, head of growth Europe at Paymentology. Julie Sutton, head of growth Europe, Paymentology European fintech is entering a new phase which is less about volume, more about value. While investment has been quieter over the last few years, funding in Europe is expected to grow by 19 per cent in 2025 , with investors prioritising l

Embedded Finance

Finextra

AUGUST 8, 2025

Joining the FinextraTV studio at EBAday 2025 in Paris, Conor Colleary, Senior Vice President, Oracle Financial Services discusses ISO20022 developments. Describing the variations in preparedness - from fully prepared to more technically compliant - Colleary explains how the new messaging standards will enable massive data opportunities.

Innovation

The Payments Association

AUGUST 4, 2025

SMEs that modernise payments can unlock growth, improve cash flow and build trust—while those that delay risk revenue loss and reputational damage. Many small and medium-sized enterprises (SMEs) have traditionally regarded payments as little more than a necessary utility. Something that rarely qualifies as a strategic concern, but things have changed.

Innovation

Fintech Finance

AUGUST 3, 2025

Banking Circle ASL acquisition marks a transformative step in Australia’s payments ecosystem. The combination of Banking Circle’s cross-border infrastructure with ASL’s domestic ADI capabilities delivers real-time payment innovation and financial accessibility. A significant milestone in the evolution of payments in Australia, this strategic acquisition unites ASL’s established ADI licence and deep domestic banking, payments and settlement experience with Banking Circle’s world-class cross-borde

Settlement

The Fintech Times

AUGUST 5, 2025

ClearBank , the real-time clearing and embedded banking enabler, is teaming up with PingPong , an embedded cross-border payment solution provider, to enhance PingPong’s UK offering with virtual business accounts, GBP collections, and Confirmation of Payee (CoP) functionality. Through the new collaboration, PingPong will leverage the local agency banking solution from ClearBank, enabling it to issue virtual accounts and IBANs under its own brand identity.

Cross-Border Payments

Finextra

AUGUST 7, 2025

Finzly, a leader in modern, API-first payment infrastructure, announced its preparation to support stablecoin and tokenized deposits —adding to its platform that already supports Fedwire, RTP, FedNow, ACH, SWIFT, and cross-border rails.

Stablecoins

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

Payments

Clearly Payments

AUGUST 5, 2025

In 2025, the United States remains the world’s largest credit card market, with more than 631 million active credit card accounts and total revolving credit card debt exceeding $1.18 trillion. Credit cards are used not only for credit, but for rewards, online spending, fraud protection , and everyday purchases. This article provides a data-rich overview of U.S. credit card trends in 2025, including total cards issued, demographics, average balances, utilization, delinquencies, and market share.

Credit Cards

The Payments Association

AUGUST 7, 2025

UK card issuers must modernise platforms, prioritise digital experiences, and embrace innovation to meet rising expectations and compete in a rapidly evolving market. Over the years, many traditional banks have been delivering traditional card payment services. Along the way, they have been joined by a growing number of new players tapping into the opportunities and unresolved growth potential of the card payments industry.

Innovation

Fintech Finance

AUGUST 3, 2025

ClearBank PingPong Partnership is enabling new embedded cross-border payment capabilities in the UK. PingPong will leverage ClearBank’s agency banking platform to offer virtual business accounts, GBP collections, and Confirmation of Payee (CoP) services—supporting efficient and secure financial operations. ClearBank’s cloud-based solution will allow PingPong to issue virtual accounts and IBANs under its own brand identity.

Cross-Border Payments

EBizCharge

AUGUST 7, 2025

When it comes to B2B transactions, speed, security, and cost all matter. That’s why more and more businesses are turning to ACH—Automated Clearing House—as their preferred payment method. Unlike traditional paper checks or even credit cards, ACH transfers offer a balance of efficiency and affordability that’s hard to beat. If you’re using NetSuite, you’re already in a strong position to streamline your payment workflows.

ACH

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Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

Use Case

Finextra

AUGUST 8, 2025

TransferMate, the world's leading provider of embedded B2B payments infrastructure as a service (IaaS), today announced TransferMate Pte. Ltd. has received in-principle approval from the Monetary Authority of Singapore (MAS) to add account issuance, domestic money transfers and e-money issuance to its Major Payment Institution (MPI) license.

Payments Institute

My Payment Savvy

AUGUST 10, 2025

You’re probably losing money whenever someone tries to pay you with a credit card. Decline rates hit 10-15% for many businesses, interchange fees eat into your margins, and chargebacks are always lurking around the corner. Traditional card processing feels like a necessary evil. But what if it didn’t have to be your only option? Smart business owners are discovering that alternative payment methods can solve many of these issues while actually improving the customer experience.

Alternative Payment Methods

The Payments Association

AUGUST 4, 2025

Explore how AI is transforming Fintech customer support, enhancing efficiency, enabling personalisation, and preserving essential human touch. Artificial intelligence (AI) is no longer a futuristic concept; it is a present-day catalyst reshaping industries, and nowhere is this transformation more evident than in customer support operations within fintech.

AI

Fintech Finance

AUGUST 3, 2025

Finmo Confirmation of Payee is now live in Australia, reinforcing its fraud prevention strategy and trust commitment. Businesses now have more speed, security, and control over modern payments through to this CoP integration, which instantly verifies the recipient’s bank information. As the country begins its industry-wide CoP rollout, Finmo is among the first payment platforms to adopt the safeguard.

Payee

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Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

Payments

Clearly Payments

AUGUST 8, 2025

In 2024, Canadians reported over CAD $638 million in fraud losses, according to the Canadian Anti-Fraud Centre (CAFC). Credit card and payment fraud remain major threats to both consumers and merchants, with card-not-present (CNP) scams and identity theft driving the majority of losses. You can also read our report on 2024 credit card fraud in the USA.

Credit Cards

Finextra

AUGUST 5, 2025

Paymentology, the leading global issuer-processor, has launched a new mobile-first card management platform, PayoCard, to help digital banks and fintechs in South Africa extend fast, secure, and intuitive card services to their customers.

Processors

EBizCharge

AUGUST 8, 2025

Choosing the right payment processor isn’t just about handling credit card transactions—it’s about ensuring your entire finance system runs efficiently. For businesses using NetSuite, this decision is especially important. The right NetSuite payment processor can improve billing accuracy, automate receivables, and reduce hours of manual work every month.

Processors

The Payments Association

AUGUST 7, 2025

My EU Pay launches a real-time mass payouts platform, streamlining global bulk payments with full compliance, FX support, and seamless API integration. My EU Pay, an established financial technology firm specialising in cross-border payments and modern payments services, has announced the launch of its integrated m ass payouts solution designed to help businesses streamline and simplify bulk payments cross-border.

Cross-Border Payments

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

Transactions

Fintech Finance

AUGUST 3, 2025

Metadomo FTS.Money Partnership marks a strategic step in expanding localised payment options for Web3 adoption. Metadomo has signed an MoU with Hong Kong-based fintech FTS. Money to enable local payments and payouts in developing markets, including Pakistan, India, Sri Lanka, Vietnam, Cambodia, Bangladesh, and the Philippines. This collaboration empowers Metadomo to deliver seamless crypto on-ramp and loyalty payment solutions as regulations evolve.

Payment Solutions

Finovate

AUGUST 6, 2025

Payment and data security company Bluefin has teamed up with Cassa Centrale Raiffeisen, ICIT, and Worldline to enhance payment and data security to All-in-One (AIO) payment devices. The partnership will focus initially on serving businesses in Italy’s prosperous South Tyrol region. Bluefin demonstrated its technology at Finovate’s developer’s conference, FinDEVR, in 2014.

ISVS

Finextra

AUGUST 5, 2025

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Settlement

Trade Credit & Liquidity Management

AUGUST 7, 2025

In today's rapidly evolving financial landscape, global payment networks are increasingly exploring innovative partnerships and technologies to enhance connectivity, efficiency, and user experience. Two recent collaborations—Mastercard partnering with Fiserv and Visa teaming up with RS2—highlight distinct strategic approaches to advancing global payment ecosystems.

Global Payments

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

B2C

The Fintech Times

AUGUST 7, 2025

Paymentology , the global issuer-processor, has launched a new mobile-first card management platform, dubbed PayoCard, to help digital banks and fintechs in South Africa extend fast, secure, and intuitive card services to their customers. PayoCard is a cloud-first digital card platform which Paymentology says will simplify mobile card services, which have been historically complex and costly for banks and fintechs.

Card Services

Fintech Finance

AUGUST 3, 2025

EdfaPay PCI milestone establishes the company as a regional leader in digital payment security. EdfaPay is the first in MENA to obtain the coveted PCI MPoC certifications, which cover Solutions, Software, and Services. This strengthens confidence and encourages innovation in mobile payment platforms. This monumental accomplishment positions EdfaPay as the first company in Saudi Arabia and the Middle East and North Africa (MENA) region to earn this prestigious triple recognition, firmly cementing

Security

Finovate

AUGUST 5, 2025

AI risk classification platform EverC revealed today that it is joining forces with G2 Risk Solutions (G2RS). The two are combining to pursue a collective mission to protect global digital payments and defend e-commerce from threats. The transaction is expected to close in the third quarter of this year. Moving forward, the two will leverage EverC’s AI capabilities and bring G2RS’s risk and compliance capabilities to the payments risk ecosystem.

Risk

Finextra

AUGUST 5, 2025

dLocal, the leading cross-border payment platform specialized in emerging markets, today announced the launch of SmartPix, , a groundbreaking payment solution that enables merchants in Brazil to process tokenized Pix payments, including recurring and on-demand charges, without requiring customers to manually authorize each transaction.

Cross-Border Payments

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

Payments