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5/5 - (1 vote) If you’ve been running a business in Saudi Arabia that accepts card payments, you’ve probably noticed banks getting more strict about payment security. It’s not just a random policy change, there’s a bigger story here, and understanding it could save your business from serious trouble. The Growing Risk Landscape Saudi Arabia’s financial sector has been expanding rapidly, and with it, so has the threat of cybercrime.
In a significant stride for the European fintech sector, Papaya Ltd. has officially become one of the first Electronic Money Institutions (EMIs) to secure direct access to the Single Euro Payments Area (SEPA). This includes both SEPA Credit Transfers (SCT) and SEPA Instant (SCT Inst) , a move that places the company on the European Payments Council’s official register of SEPA participants.
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Your payment gateway could be under attack right now. Criminals are running automated scripts to test stolen credit cards through your checkout, probing for weak spots in your fraud detection, and looking for ways to exploit your checkout system to process fraudulent transactions, leading to chargebacks and financial loss. Most business owners don’t realize how vulnerable their payment systems are until it’s too late.
Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.
By 2030, payments will be instant, decentralised, and invisible—blending cashless systems, CBDCs, and blockchain into global infrastructure In the ever-accelerating race of financial innovation, the way we pay and get paid is undergoing a profound transformation. By 2030, the payments landscape will look radically different from today, shaped by disruptive technologies, shifts in consumer expectations, digital regulatory frameworks, and new global infrastructures.
FCA safeguarding rules 2026 are set to enhance consumer protection when using payment firms. These UK payment safeguarding reforms aim to ensure that customer funds are better safeguarded, with mandatory audits, daily reconciliation checks, and improved planning for firm failures. These changes will improve safeguarding practices among payment firms.
The Asia-Pacific fintech landscape is thriving, fueled by the rapid adoption of digital payments, online banking and alternative lending solutions. With over a billion users projected to access digital financial services by 2026, the region is ripe with opportunity — and equally vulnerable to escalating fraud threats. The region faces a wave of sophisticated attacks: payment fraud losses are forecast to surpass US$362 billion between 2023-2028 , and identity fraud is rising sharply, exacerbated
The Asia-Pacific fintech landscape is thriving, fueled by the rapid adoption of digital payments, online banking and alternative lending solutions. With over a billion users projected to access digital financial services by 2026, the region is ripe with opportunity — and equally vulnerable to escalating fraud threats. The region faces a wave of sophisticated attacks: payment fraud losses are forecast to surpass US$362 billion between 2023-2028 , and identity fraud is rising sharply, exacerbated
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Running a business today means meeting your customers wherever they are—online, in-store, or on the go. No matter your industry or business model, having a seamless and secure way to accept payments is an absolute must. That’s where payment gateways come in. Payment gateways facilitate transactions, acting as the bridge between your business, your customer, and their chosen payment method.
Your customer just completed a purchase, entering their credit card details into your checkout system. Within milliseconds, their sensitive payment information needs to be protected from cybercriminals, data breaches, and unauthorized access. But how exactly should you protect that data? Two powerful technologies dominate secure payments: tokenization and encryption.
As Europe’s fintech sector moves beyond the growth-at-all-costs era, a new phase is emerging – one built on value, regulation and infrastructure, writes Julie Sutton, head of growth Europe at Paymentology. Julie Sutton, head of growth Europe, Paymentology European fintech is entering a new phase which is less about volume, more about value. While investment has been quieter over the last few years, funding in Europe is expected to grow by 19 per cent in 2025 , with investors prioritising l
Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting
Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical
From a Press Release dated August 6, 2025, Minneapolis, Minnesota Deluxe (NYSE: DLX) , a leader in payments and business technology, has announced its acquisition of the CheckMatch platform from Kinexys by J.P. Morgan. This strategic move is designed to significantly bolster Deluxe’s capabilities in digital lockbox payments, further enhancing its Deluxe Payment Network (DPN).
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Imagine a customer walks up to your counter, skips the wallet shuffle, and simply taps their phone or watch to pay. That’s the convenience and speed today’s shoppers expect. As consumer habits evolve and technology becomes more embedded in everyday life, NFC mobile and contactless payments are becoming the norm. According to the 2024 NFC Forum Contactless Usage and Adoption Study , 80% of consumer respondents have used a smartphone or smartwatch to pay for their purchases, and 95% ha
UK card issuers must modernise platforms, prioritise digital experiences, and embrace innovation to meet rising expectations and compete in a rapidly evolving market. Over the years, many traditional banks have been delivering traditional card payment services. Along the way, they have been joined by a growing number of new players tapping into the opportunities and unresolved growth potential of the card payments industry.
Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?
Joining the FinextraTV studio at EBAday 2025 in Paris, Conor Colleary, Senior Vice President, Oracle Financial Services discusses ISO20022 developments. Describing the variations in preparedness - from fully prepared to more technically compliant - Colleary explains how the new messaging standards will enable massive data opportunities.
In 2025, the United States remains the world’s largest credit card market, with more than 631 million active credit card accounts and total revolving credit card debt exceeding $1.18 trillion. Credit cards are used not only for credit, but for rewards, online spending, fraud protection , and everyday purchases. This article provides a data-rich overview of U.S. credit card trends in 2025, including total cards issued, demographics, average balances, utilization, delinquencies, and market share.
When it comes to B2B transactions, speed, security, and cost all matter. That’s why more and more businesses are turning to ACH—Automated Clearing House—as their preferred payment method. Unlike traditional paper checks or even credit cards, ACH transfers offer a balance of efficiency and affordability that’s hard to beat. If you’re using NetSuite, you’re already in a strong position to streamline your payment workflows.
ClearBank , the real-time clearing and embedded banking enabler, is teaming up with PingPong , an embedded cross-border payment solution provider, to enhance PingPong’s UK offering with virtual business accounts, GBP collections, and Confirmation of Payee (CoP) functionality. Through the new collaboration, PingPong will leverage the local agency banking solution from ClearBank, enabling it to issue virtual accounts and IBANs under its own brand identity.
Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.
You’re probably losing money whenever someone tries to pay you with a credit card. Decline rates hit 10-15% for many businesses, interchange fees eat into your margins, and chargebacks are always lurking around the corner. Traditional card processing feels like a necessary evil. But what if it didn’t have to be your only option? Smart business owners are discovering that alternative payment methods can solve many of these issues while actually improving the customer experience.
Finzly, a leader in modern, API-first payment infrastructure, announced its preparation to support stablecoin and tokenized deposits —adding to its platform that already supports Fedwire, RTP, FedNow, ACH, SWIFT, and cross-border rails.
In 2024, Canadians reported over CAD $638 million in fraud losses, according to the Canadian Anti-Fraud Centre (CAFC). Credit card and payment fraud remain major threats to both consumers and merchants, with card-not-present (CNP) scams and identity theft driving the majority of losses. You can also read our report on 2024 credit card fraud in the USA.
Authorize.net is one of the leading eCommerce payment gateways. It’s a popular choice among merchants, both large and small, due to its offering of a secure and seamless payment experience. Whether you’re just starting as a business or are looking to switch to a better payment gateway, Authorize.net is a solid option to consider. In this article, we’re going to explore the ins and outs of Authorize.net as a payment gateway provider, and what merchants should consider when signi
Speaker: David Nisbet, Everett Zufelt, and Michaela Weber
Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.
UK banking is rapidly moving to digital. Future success will depend on speed, seamless customer experiences, and inclusive access for all. A few things caught my eye last week. First, a KPMG report highlighted that the UK’s high-street banks saw profits fall in 2024. The reasons? Customers are moving to alternative lenders and digital-first banks that offer both better savings rates and more intuitive, mobile-led services.
Identity verification provider Telesign, a Proximus Global company, has teamed up with SaaS-based secure payments provider PCI Pal. The two companies will offer a Fraud Management Suite that uses Telesign Intelligence to provide fraud teams and AI bots with real-time risk intelligence before potentially fraudulent transactions occur. Headquartered in Marina del Rey, California, Telesign made its Finovate debut at FinovateFall 2023.
TransferMate, the world's leading provider of embedded B2B payments infrastructure as a service (IaaS), today announced TransferMate Pte. Ltd. has received in-principle approval from the Monetary Authority of Singapore (MAS) to add account issuance, domestic money transfers and e-money issuance to its Major Payment Institution (MPI) license.
Prommt the premium pay-by-link platform for remote payments, has announced a partnership with Payit by NatWest. Payit is an award-winning Open Banking solution from NatWest enabling a way to send and receive payments instantly without the need for bank or card details. Together, the companies are revolutionising how businesses collect payments, making the process faster, more secure and more cost effective.
Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón
Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.
Choosing the right payment processor isn’t just about handling credit card transactions—it’s about ensuring your entire finance system runs efficiently. For businesses using NetSuite, this decision is especially important. The right NetSuite payment processor can improve billing accuracy, automate receivables, and reduce hours of manual work every month.
My EU Pay launches a real-time mass payouts platform, streamlining global bulk payments with full compliance, FX support, and seamless API integration. My EU Pay, an established financial technology firm specialising in cross-border payments and modern payments services, has announced the launch of its integrated m ass payouts solution designed to help businesses streamline and simplify bulk payments cross-border.
Payment and data security company Bluefin has teamed up with Cassa Centrale Raiffeisen, ICIT, and Worldline to enhance payment and data security to All-in-One (AIO) payment devices. The partnership will focus initially on serving businesses in Italy’s prosperous South Tyrol region. Bluefin demonstrated its technology at Finovate’s developer’s conference, FinDEVR, in 2014.
Paymentology, the leading global issuer-processor, has launched a new mobile-first card management platform, PayoCard, to help digital banks and fintechs in South Africa extend fast, secure, and intuitive card services to their customers.
Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms
In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.
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