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From open banking to open finance and beyond: The future of financial data-sharing

The Payments Association

Open finance extends beyond payments, empowering individuals and businesses with holistic financial management tools and personalised services. Open data, in turn, enriches these offerings, enabling innovative credit scoring and risk assessment beyond traditional banking channels. Fraud detection and risk management are also evolving.

Finance 88
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The infrastructure of trust: building AI foundations for inclusive, explainable finance

Finextra

For financial services, especially those addressing underserved markets, the stakes are even higher. AdviceRobo has pioneered the use of psychometric data, behavioral analytics, and alternative data to assess risk far beyond FICO scores. It expresses the views and opinions of the author. Please read our Privacy Policy.

AI 52
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10 Upcoming Fintech Webinars to Attend

Fintech News

AI enables more precise risk assessments, facilitates personalized banking experiences, and optimizes investment and lending portfolios through real-time data analytics. Experts anticipate that by 2028, the majority of banking, investment, and insurance processes will be assisted or driven by AI technologies.

FinTech 135
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Banks and the Power They Hold

Fintech Review

Banks assess creditworthiness using internal models, regulatory guidelines, and risk policies. Fintech apps attract younger users, underserved populations, and digitally native businesses. They also enable new products, such as microloans, fractional investing, or embedded finance.

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Here Are the Top 10 Must-Attend Sessions at Money20/20 Asia 2024

Fintech News

5 Embedded Finance – The Revolution taking over Asia Pacific Rob Schimek, Group Chief Executive Officer of bolttech, will participate in a panel to discuss the ongoing Embedded Finance Revolution in the Asia Pacific. 10 Navigating Capital Outflows: Are VCs Still Relevant?

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SFF 2024 Awards Highlights Fintech Innovation with Updated Categories, New AI Focus

Fintech News

Finalists in the corporate categories were evaluated based on impact, sustainability, practicality, interoperability, and creativity, while individual submissions were assessed on contributions to the Singapore fintech sector. Four finalists were shortlisted in each category.

AI 108
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Here Are the Top 10 Must-Attend Sessions at Money20/20 Asia 2024

Fintech News

5 Embedded Finance – The Revolution taking over Asia Pacific Rob Schimek, Group Chief Executive Officer of bolttech, will participate in a panel to discuss the ongoing Embedded Finance Revolution in the Asia Pacific. 10 Navigating Capital Outflows: Are VCs Still Relevant?