The Fintech Times

JULY 10, 2025

Backed by the Australian Securities and Investments Commission (ASIC) , the Australian Prudential Regulation Authority (APRA) and the Australian Treasury, the project is led by the Reserve Bank of Australia (RBA) and the Digital Finance Cooperative Research Centre (DFCRC).

Central Bank 64

Central Bank Settlement Use Case Stablecoins 64

Finovate

JANUARY 15, 2025

Whats happening : Global trade and personal remittances, along with everyday transactions, are being shaken up by stablecoins and CBDC experiments, which may help create more transparent payment solutions. Keynote address titled, “Authorized push payment fraud losses across Europe may be as high as 2.4

Embedded Finance 52

Embedded Finance FinTech Payment APIs and Integration AI 52

Finextra

JUNE 18, 2025

Future-proofing with ISO 20022 compliance, worldwide migration to this modern structure providing flexibility for new and future services (cards, Instant Payment, CBDC, e-Invoicing, …). External This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author.

ISO 20022 52

ISO 20022 Transactions Payment APIs and Integration Cross-Border 52

The Payments Association

JUNE 16, 2025

Going forward, responsibility for tackling fraud should be shared through a proactive, whole-of-ecosystem prevention strategy, including a mandatory shared responsibility framework among government, financial institutions, telcos, and tech platforms, as well as enhanced collaboration with overseas authorities.

Scams 88

Scams Assessments Consumer Protection Fraud Prevention 88

The Payments Association

JULY 18, 2025

Legal issue/risk Next steps/action required Legal issue/risk: The FCA has the authority to take regulatory action, issue fines, or impose constraints on firms that breach impact tolerances or fail critical resilience testing. DORA is unique in directly regulating critical ICT providers (e.g.

Regulations 88

Regulations Payment APIs and Integration Payments Legal 88

Finovate

APRIL 4, 2025

The Office of the Superintendent of Financial Institutions (OSFI), Canada’s banking regulator, authorized Banco Santander’s Santander Consumer Bank to begin operations in March. The UAE Central Bank announced a goal of launching a CBDC , the Digital Dirham, for retail use by the end of the year. First up, Banco Santander.

Mitigation 59

Mitigation Cross-Border Acquirers Security 59

The Paypers

JUNE 23, 2025

The newly formed Command Ridge Virtual Asset Authority (CRVAA) will supervise the licensing of crypto service providers operating within or from the country. The move is part of a strategy to formalise oversight of the growing crypto sector.

Regulations 59

Regulations Cross-Border CBDC Governance 59

Fintech News

MAY 27, 2024

Central bank digital currencies (CBDCs) have largely existed in the virtual realm, with transactions initiated primarily through web and mobile interfaces. However, a significant shift has occurred with the launch of Eurasia’s first CBDC cards in Kazakhstan, providing 20 million consumers with a new, tangible way to manage CBDC funds.

CBDC 131

CBDC Transactions Payment APIs and Integration Cross-Border 131

The Fintech Times

SEPTEMBER 11, 2024

RAKBANK has successfully exchanged a remittance using China’s digital Yuan (eCNY) in exchange for the Digital Dirham, the UAE’s CBDC. “This is a gamechanger that paves the way for instant blockchain based CBDC exchanges with payment versus payment, fundamentally altering how we approach international payments.

CBDC 126

CBDC Cross-Border Payments Transactions Cross-Border 126

PYMNTS

MARCH 30, 2020

The organization said that “the aim is to explore the potentialities offered by this technology, and to identify concrete cases integrating Central Bank Digital Currencies [CBDC] in innovative procedures for the clearing and settlement of tokenized financial assets.”

CBDC 98

CBDC Interbank Settlement Fincen Digital Currency 98

Finextra

MARCH 7, 2024

The Hong Kong Monetary Authority (HKMA) has kicked off a new wholesale central bank digital currency (wCBDC) project to render support to the development of the tokenisation market in the territory.

CBDC 124

CBDC Digital Currency Central Bank Authorization 124

The Paypers

AUGUST 31, 2021

The Monetary Authority of Singapore (MAS) has announced 15 finalists for its Global CBDC Challenge to find the best solutions for retail central bank digital currencies (CBDC).

CBDC 52

CBDC Authorization Digital Currency Central Bank 52

Fintech News

DECEMBER 10, 2023

The Reserve Bank of India (RBI) has initiated discussions with the Hong Kong Monetary Authority (HKMA) , the US Federal Reserve, and the international payment platform SWIFT to explore the use of central bank digital currencies (CBDCs) for cross-border payments.

Cross-Border Payments 126

Cross-Border Payments Cross-Border SWIFT Fed 126

The Paypers

AUGUST 20, 2021

The Monetary Authority of Singapore (MAS) has announced it is planning to change how money moves across borders using Central Bank Digital Currencies (CBDC) inspired by Bitcoin.

Authorization 65

Authorization Bitcoin CBDC Digital Currency 65

The Fintech Times

MARCH 7, 2024

The Hong Kong Monetary Authority (HKMA) has begun ‘Project Ensemble’, a new wholesale central bank digital currency (wCBDC) project, to support the development of the tokenisation market in Hong Kong.

CBDC 53

CBDC Authorization Interbank Settlement Central Bank 53

The Fintech Times

FEBRUARY 26, 2024

As of December 2023, 130 countries, representing 98 per cent of global GDP, were exploring central bank digital currencies (CBDCs) according to the Atlantic Council ‘s CBDC tracker. The Bank of Canada recently released a report finding widespread public skepticism toward a CBDC.

Cross-Border Payments 145

Cross-Border Payments Cross-Border Digital Currency Central Bank 145

PYMNTS

JUNE 19, 2020

The Bank of Thailand plans to work on a new payment system for businesses using Central Bank Digital Currency (CBDC), according to a press release , which will be a step toward readying the business sector for the digital age. The release says the step will help CBDC reach wider audiences, beginning with corporate entities.

CBDC 98

CBDC Cross-Border Digital Payments Digital Currency 98

NFCW

DECEMBER 19, 2023

Chinese visitors will soon be able to use digital yuan for “tourist spending” in Singapore as part of a pilot to test the use of China’s central bank digital currency (CBDC) for cross-border payments.

Cross-Border 127

Cross-Border Cross-Border Payments CBDC Digital Currency 127

PYMNTS

NOVEMBER 10, 2020

Treasury Department is researching use cases for a central bank digital currency (CBDC), as well as drafting regulatory proposals for private stablecoins, U.K. The announcement did not specify the regulations, but it did note that the approach will ensure that the CBDC meets “the same minimum standards we expect of other payment methods.”.

CBDC 67

CBDC Use Case Privacy Cryptocurrency 67

The Fintech Times

AUGUST 28, 2024

Looking to harness this potential, the Hong Kong Monetary Authority (HKMA) launched ‘Project Ensemble’ in March earlier this year, a wholesale central bank digital currency (wCBDC) project, to support the development of the tokenisation market in the region. We also welcome partners to explore more use cases in the real economy with us.”

Interbank Settlement 134

Interbank Settlement CBDC Settlement Use Case 134

Fintech News

JANUARY 23, 2024

Project Aurum , also from the Hong Kong Centre, has entered a new phase focused on the privacy aspects of retail CBDCs. This project is a joint effort with the Hong Kong Monetary Authority (HKMA) and is part of ongoing research into the development of CBDC systems, considering privacy concerns.

Innovation 124

Innovation CBDC Cross-Border Payments Finance 124

The Fintech Times

JUNE 19, 2024

The Dubai Financial Services Authority (DFSA) also amended its Crypto Token regime in June. What could it mean for the future of the financial ecosystem, for the crypto space in the region, and the future of a UAE CBDC? ” Enabling innovation and a future CBDC? . ” Enabling innovation and a future CBDC?

CBDC 69

CBDC Stablecoins Regulations Disputes 69

Fintech News

DECEMBER 6, 2023

Singapore and China have agreed to collaborate on a pilot programme that uses the e-CNY, China’s central bank digital currency (CBDC), for cross-border transactions. This programme is designed to ease payments for travelers from both countries during their overseas visits.

Cross-Border Payments 141

Cross-Border Payments Cross-Border CBDC Payments 141

The Payments Association

OCTOBER 14, 2024

The flaws in prevailing central bank digital currency (CBDC) designs and suggestions for improving them. The designs broadly share a set of characteristics that, by and large, reflect a common set of mistaken assumptions that reveal important flaws in the prevailing CBDC proposals. What is this article about? Why is it important?

Privacy 88

Privacy Addressing CBDC Payer 88

The Paypers

NOVEMBER 1, 2022

The Monetary Authority of Singapore (MAS) has completed the first phase of its Central Bank Digital Currency (CBDC) project.

CBDC 45

CBDC Digital Currency Central Bank Authorization 45

PYMNTS

NOVEMBER 2, 2020

VASPs currently working in, and hoping to work in, the Caymans must register with the Cayman Islands Monetary Authority (CIMA), the release stated. Their research will begin with a proof-of-concept for a CBDC operated on distributed ledger technology (DLT) to test the proposed coins’ use cases in payment settlements, the release stated.

CBDC 64

CBDC Distributed Ledger Technology (DLT) Visa AML 64

Finextra

JULY 8, 2024

The Hong Kong Monetary Authority is to become the first central banking institution outside of the EU to participate in the European Central Bank's digital euro exploratory project.

Cross-Border 80

Cross-Border CBDC Central Bank Participant 80

The Paypers

SEPTEMBER 28, 2020

The Hong Kong Monetary Authority (HKMA) has selected ConsenSys , a US-based blockchain company, to develop a central bank digital currency (CBDC) project.

CBDC 28

CBDC Authorization Digital Currency Central Bank 28

PYMNTS

JULY 16, 2020

In other news, Thailand’s central bank has arrived at the third step of its central bank digital currency (CBDC) formation and seeks to have greater use of the cryptocurrency by big companies, The Nation Thailand reported, citing a Bank of Thailand (BOT) official.

Central Bank 59

Central Bank CBDC Credit Risk Bitcoin 59

The Paypers

JULY 20, 2023

Russia ’s Federation Council has recently passed a bill that grants legal authority to the country’s central bank digital currency (CBDC).

CBDC 28

CBDC Legal Authorization Digital Currency 28

The Paypers

JUNE 30, 2021

US-based Hyperledger , has announced it is a Technical Partner for the Global CBDC Challenge, launched by the Monetary Authority of Singapore (MAS).

CBDC 34

CBDC Authorization 34

The Paypers

NOVEMBER 12, 2021

The Monetary Authority of Singapore ( MAS ) has included Giesecke + Devrient (G+D) on the list of the winners of the Global Central Bank Digital Currency Challenge (CBDC).

CBDC 34

CBDC Digital Currency Central Bank Authorization 34

Fintech Review

APRIL 24, 2024

Distinct from decentralised cryptocurrencies such as Bitcoin , CBDCs are centralised and backed by government authorities. Fintech Review delves into the characteristics of CBDCs, examining their potential benefits, and addressing the complexities they introduce to the global financial system. The post What are CBDCs?

Central Bank 91

Central Bank CBDC Cross-Border Payments Cross-Border 91

The Paypers

SEPTEMBER 23, 2021

Ripple has partnered with the Royal Monetary Authority of Bhutan (RMA) to pilot a Central Bank Digital Currency (CBDC) using the Ripple CBDC Private Ledger.

Authorization 31

Authorization CBDC Digital Currency Central Bank 31

PYMNTS

JUNE 23, 2020

Business clients of HSBC Hong Kong can integrate instant electronic Direct Debit Authorization (eDDA) within their own systems to support real-time funds transfer, the bank said, without requiring those businesses to separately log in to their banking portals and set up direct debit instructions.

Federal Reserve 106

Federal Reserve RTP Payment APIs and Integration Fed 106

PYMNTS

NOVEMBER 25, 2020

24) from the BIS monetary and economic department titled “ Stablecoins: Risks, Potential and Regulation ,” the authors contended that stablecoins — including but not limited to Facebook’s Libra — pose a range of challenges to financial authorities around the world. The Value Of CBDC . In a paper that debuted Tuesday (Nov.

Stablecoins 92

Stablecoins Regulations Distributed Ledger Technology (DLT) Digital Currency 92

The Paypers

JUNE 17, 2022

Israel's central bank has teamed up with the Hong Kong Monetary Authority and the Bank of International Settlements ' (BIS) Innovation Lab to test the feasibility of a central bank digital currency (CBDC) for retail.

CBDC 31

CBDC Central Bank Digital Currency Settlement 31