EBizCharge

JUNE 25, 2025

This is not just best practice, it’s an explicit requirement of card network policies. Clear, visible signage isn’t just a best practice, it’s a required part of your compliance plan. Ensuring Your Systems and Staff Are Surcharge-Ready Legal steps and signage are just part of the equation. Is this even legal?”

Compliance 52

Compliance Credit Cards Card Network Rules Rules 52

EBizCharge

JULY 25, 2024

Understanding the purpose behind credit card surcharge signs is crucial since they’re used to inform customers while ensuring businesses adhere to legal standards. Credit card surcharges are the processing fees that merchants pass to their customers when they use credit cards to purchase goods or services.

Best Practices 52

Best Practices Credit Cards Compliance Debit Card 52

EBizCharge

JUNE 26, 2025

Adding a surcharge to credit card transactions can be a great way for businesses to offset processing costs but doing it right matters. That’s where a clear, legally sound surcharge notice comes in. Here’s what’s at stake: Legal issues. Break those, and you might face processing restrictions or extra fees.

Credit Cards 52

Credit Cards Card Network Rules Legal Laws 52

EBizCharge

JUNE 23, 2025

” and “is it legal to add a credit card surcharge?” ” while showing how surcharging fits into a broader payment processing strategy. Getting the rules wrong can expose your business to legal penalties and fines from your payment processor. What is a Credit Card Surcharge?

Credit Cards 52

Credit Cards Legal Card Network Rules Point-of-Sale (POS) 52

EBizCharge

JULY 7, 2025

Credit card processing fees are one of those line items that quietly eat away at margins. As these payment processing costs continue to rise, companies are looking for practical ways to offset them without overhauling their pricing models. One increasingly popular tactic is surcharging. But it’s not a free-for-all.

B2B 52

B2B Credit Cards Processing Costs Rules 52

EBizCharge

JUNE 24, 2025

Many small business owners aren’t sure where to start, whether it’s even legal, or how customers will respond. This guide is here to help you understand the process, weigh the pros and cons, and make the best choice for your business. Understanding Surcharges vs. Is Surcharging Legal in Your State?

Credit Cards 52

Credit Cards Small Business Card Network Rules Rules 52

Stax

APRIL 4, 2024

In this article, we’ll learn about the benefits of credit card surcharging and also delve into the legalities and guidelines for levying a surcharge. The surcharge fee is paid by the customer and helps offset the processing cost for that particular transaction. Credit card surcharging is legal in most U.S.

Credit Cards 68

Credit Cards Legal Laws Best Practices 68

EBizCharge

JUNE 28, 2024

When it comes to accepting payments, businesses often grapple with the costs of credit card processing fees. The question “Is it legal to charge a credit card fee?” This article will explore the legality of charging such fees as well as the pros and cons associated with them.

Credit Cards 52

Credit Cards Legal Debit Card Best Practices 52

EBizCharge

JUNE 30, 2025

Done right, it’s a straightforward way to manage costs. Done wrong, it can lead to fines or even legal issues. Legal and card brand requirements for surcharge notices Before you add a surcharge to credit card transactions, there are some boxes you have to check. applies to credit card payments to cover processing costs.”

Credit Cards 52

Credit Cards Laws Rules Point-of-Sale (POS) 52

Stax

APRIL 2, 2024

As more businesses opt for a surcharge program to manage their ballooning costs, it’s important to be aware of best practices around notifying your customers about this additional fee to not only follow all legal requirements, but also provide a seamless customer experience. Learn More What is Credit Card Surcharging?

Credit Cards 88

Credit Cards Best Practices Legal Compliance 88

Stax

JANUARY 15, 2024

Are you struggling with resource constraints caused by soaring credit card processing costs? Failure to comply with its policy frameworks can have severe consequences— legally and financially. Learn how to achieve payment processing compliance when surcharging to improve your company’s financial stability and reputation.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Stax

FEBRUARY 5, 2024

That’s why understanding surcharging—including its definitions, types, calculating methods, and best practices—can help you incorporate surcharging into your operations. This surcharge covers the cost of processing credit card payments via platforms like Visa, Mastercard, and American Express. Let’s dive in.

Credit Cards 88

Credit Cards Legal On-Demand Regulatory Compliance 88

Stax

SEPTEMBER 26, 2024

The first step is to confirm whether surcharging is legal in your state and, if so, what the maximum allowable rate is. Visa and Mastercard explicitly forbid surcharging on debit cards and prepaid cards to maintain consistency in processing costs. Here are 4 key areas to follow for a smooth and compliant implementation.

Credit Cards 88

Credit Cards Caps Best Practices Laws 88

Stax

DECEMBER 20, 2023

Memorizing all of the nuances is impossible, but understanding the interchange rate range most common for your business is a good best practice. While interchange fees are unavoidable, there are strategies to help minimize their impact, including choosing a cost-effective payment processor, implementing surcharging, and more.

Credit Cards 167

Credit Cards Debit Card Processors Non-Bank 167

Stax

JANUARY 24, 2024

However, the idea of applying a credit card surcharge to offset the processing cost of credit cards has always been a hotly debated topic. Simply put, a surcharge amount is an extra fee that some merchants choose to levy on customers to cover the costs of processing credit card payments.

Credit Cards 88

Credit Cards Laws Caps Legal 88

Stax

JANUARY 24, 2024

However, the idea of applying a credit card surcharge to offset the processing cost of credit cards has always been a hotly debated topic. Simply put, a surcharge amount is an extra fee that some merchants choose to levy on customers to cover the costs of processing credit card payments.

Credit Cards 88

Credit Cards Laws Caps Legal 88

Stax

FEBRUARY 28, 2024

If you’re not sure where to start, keep reading to find out the benefits of implementing surcharging, how to ensure legal compliance, and how you can use technology for smooth sailing in the surcharging landscape. Customers who want to use their credit card have to pay an additional fee covering the processing costs.

Credit Cards 88

Credit Cards Debit Card Legal Laws 88

Stax

JANUARY 10, 2024

Viewing these costs individually makes it easier to understand what is contributing to your credit card processing costs and where you may be able to save money. Additional fees As well as the credit card fees mentioned above, there are a range of other fees that contribute to credit card processing costs for business owners.

Credit Cards 88

Credit Cards Processors Debit Card Processing Costs 88

Stax

FEBRUARY 19, 2025

Compliance and data privacy risks Payment processing involves handling sensitive customer information, making compliance with security standards such as PCI DSS (Payment Card Industry Data Security Standard) essential. How to avoid unexpected expenses: Before signing an agreement, request a detailed breakdown of all potential fees.

Payments 88

Payments PCI DSS Compliance Risk 88

Stax

DECEMBER 13, 2023

TL;DR Credit card processing fees can add up quickly and eat into a business’s bottom line. Fortunately, in states where surcharging is legal, you can recoup these processing costs by transferring them to the cardholder. to their payment processing company. In exchange, businesses pay a host of different fees (e.g.

Credit Cards 88

Credit Cards Debit Card Laws Rules 88

Stax

JULY 5, 2024

This fee falls under the category of of non cash adjustment—a term that a term that describes any additional charges applied to non cash payments to cover processing costs. Here, the noncash adjustment fee indicates that the customer paid with a debit or credit card and that the fee was added to cover the payment processing cost.

Adjustments 68

Adjustments Credit Cards Debit Card Best Practices 68

EBizCharge

JUNE 26, 2024

This accounting approach includes various manufacturing costing methods tailored to production processes, such as activity-based, standard, and process costing. Manufacturing accounting is crucial to maintaining inventory valuation, aiding the production cost analysis, and facilitating informed decision-making.

Accounts 52

Accounts Product Best Practices Process 52

EBizCharge

MAY 14, 2024

This flexibility enables businesses to scale their billing operations seamlessly and cost-effectively, ensuring they can continue to meet the needs of their growing customer base without experiencing bottlenecks or disruptions in their billing processes. Set up a self-service customer payment portal.

Automation 52

Automation Payment APIs and Integration Best Practices Online and Mobile Banking 52

Basis Theory

OCTOBER 1, 2024

Return to Top Risk of Non-Compliance Each PCI requirement acts as a proactive measure to protect cardholder data, and as a legal framework to isolate and financially penalize non-compliance. This can significantly increase the cost of your compliance for years to come. PCI helps by outlining some standard best practices to follow.

PCI DSS 88

PCI DSS Compliance Encryption Assessments 88

Seon

MAY 16, 2024

Operators may even face legal complications if found negligent in identifying and addressing fraudulent activities. Regulatory & Legal Implications As a highly regulated industry, operators must adhere to strict standards to maintain their licenses. From the perspective of players, the ramifications are equally critical.

Fraud Prevention 52

Fraud Prevention Accounts Verification Legal 52

Segpay

MARCH 10, 2025

However, challenges such as technical compatibility, regulatory compliance, and security risks must be addressed to ensure a smooth, secure, and legally compliant integration. Best Practices for Seamless Integration with Segpay Leverage Segpays API or hosted checkout options for fast and easy integration.

Payment Gateways 40

Payment Gateways Gateways Payment Solutions Payment APIs and Integration 40

EBizCharge

OCTOBER 17, 2023

These fees are intended to cover ACH return processing costs and encourage adherence to best practices to ensure more accurate and valid payments. 6 reasons why ACH returns are initiated ACH returns can be initiated whenever circumstances impede the transfer process’s completion.

ACH 52

ACH Returns RDFI ODFI 52

Nanonets

JULY 12, 2024

Legal Documents : Law firms can identify key clauses, dates, and parties involved in contracts or agreements, saving valuable time in document review. Cost Savings : Cut data processing costs significantly. However, implementing these practices can be complex and resource-intensive.

Process 52

Process Best Practices Automation AI 52

Nanonets

NOVEMBER 15, 2023

Let's say you process 10,000 invoices monthly at $10 each. Now consider this: roughly a third of businesses surveyed were able to reduce invoice processing costs even more: a whopping 50%. A shorter processing time can indicate a more efficient process. That's roughly $300,000 saved annually.

Accounts 52

Accounts Payment APIs and Integration Audit Automation 52

Segpay

FEBRUARY 28, 2024

Key Takeaways √ Hidden charges in payment processing can dig into and erode your bottom line. Merchants can implement several best practices to avoid surprise processing costs. 5 minute read Hidden charges in payment processing can seriously impact any merchant’s bottom-line revenues.

Processors 52

Processors IRS Push-to-Card Non-Bank 52