Fintech Labs Insights

MARCH 28, 2025

Banking & Bank Technology Conference Calendar 2025 Event Location Start Attendees* Speakers* Began Transact by ETA Las Vegas 2-4 Apr 3,000 150 1990 Financial Brand Forum Las Vegas 14-16 Apr 2,500 2014 Money 20/20 Asia Bangkok 22-24 Apr 3,000 200 2018 Smarter Faster Payments by NACHA New Orleans 27-30 Apr 2,000 1974 FinovateSpring San Diego 7-9 (..)

NACHA

PYMNTS

OCTOBER 5, 2016

Blockchain technology has allowed businesses to eliminate unnecessary, not to mention costly, intermediaries and significantly reduce international cross-border payment processing time from weeks to a day. The blockchain solutions are intended to make the payments process more efficient and transparent for consumers.

Faster Payments

PYMNTS

MARCH 16, 2018

American Express has reportedly filed a patent related to faster payments and blockchain technology, reports in CoinDesk said. The filing describes a blockchain solution to receive requests for payment, which would then be approved or rejected, a process that would include risk analysis, reports said.

Faster Payments

Payments Source

APRIL 21, 2019

The reasons for banks to not embrace faster payments schemes are quickly dwindling. But many are still watching from the sidelines.

Faster Payments

Fintech Finance

JANUARY 11, 2024

Faster Payments Council (FPC) , a membership organization devoted to advancing safe, easy-to-use faster payments in the United States, today published its latest research report, titled The Practicalities of Cross-Border Payments in a Faster Payments World.

Cross-Border Payments

PYMNTS

SEPTEMBER 21, 2016

In just a matter of days, the payments industry will see a significant — and ubiquitous — change in the way payments are sent and received. Same Day ACH will create a new option for faster payments for all the banks and credit unions across the U.S. What’s Under The Faster Payments Umbrella?

Faster Payments

PYMNTS

DECEMBER 7, 2016

Same Day ACH, the faster payments initiative for banks and other financial institutions in the United States, seems to be popular. still has a long way to go and plenty of faster payment lessons to learn. still has a long way to go and plenty of faster payment lessons to learn. But the U.S. But the U.S.

Faster Payments

PYMNTS

NOVEMBER 10, 2020

Advances in peer-to-peer connectivity and the emergence of tokens as a payments vehicle are opening up new avenues for cryptos. The emergence of the “network of network” strategies on the parts of Visa and Mastercard have opened the door for faster payments, for the electronification of payments — and for blockchain to underpin it all.

Cryptocurrency

Payments Source

SEPTEMBER 11, 2019

Mastercard and blockchain software provider R3 plan to test a new blockchain-enabled cross-border payments service to connect global faster payments rails supported by a Mastercard-operated clearing and settlement network.

Visa

PYMNTS

JANUARY 10, 2019

The new year has dawned with a number of cross-border payment pacts, done across blockchain and other means. In Pakistan, as reported by Coindesk, Telenor Microfinance Bank and remittance firm Valyou Sdn Bhd (a Telenor subsidiary) have launched a payment platform based on Alipay’s blockchain offerings.

Blockchain

PYMNTS

NOVEMBER 19, 2020

This week’s round-up of the latest innovations in payment rails for B2B payments shows a key focus on real-time transactions and embrace of emerging, faster payment rails. Plus, blockchain makes new inroads in the B2B arena. TOMIA and Clear Embrace Blockchain for Telecom B2B Payments.

B2B

PYMNTS

FEBRUARY 4, 2019

This rapid expansion is fueling predictions that the global real-time payments market will rise from a value of $6.8 Numerous payments schemes have rolled out since the U.K. launched its own Faster Payments Service in 2008. bank account would be able to securely receive real-time payments by 2020. . State of U.S.

Faster Payments

PYMNTS

OCTOBER 24, 2016

The FinTech space is oversaturated with talk of blockchain technology. But late last week, Visa announced that it will be rolling out Visa B2B Connect, a platform for banks to make payments and settle funds across borders using Chain Core, the blockchain infrastructure developed by Chain.

Blockchain

PYMNTS

MARCH 29, 2020

GrainChain , the farming blockchain system for agriculture and farming business, has moved to the Symbiont network, Assembly, a change which the company anticipates will help expand its business, according to a press release. The leader in that round was Medici Ventures, the blockchain subsidiary of Overstock.com.

Blockchain

PYMNTS

JULY 9, 2020

This week’s examination of the latest initiatives to target B2B payments friction from the ground up finds a mix of strategies. For some, like Currencycloud and Steamchain, the path involves bypassing legacy payment rails and embracing blockchain. Oxbury Loops Into Faster Payments.

ISO 20022

PYMNTS

FEBRUARY 6, 2019

Dorsey participated in the game and passed the torch to Elizabeth Stark, the CEO of Lightning Labs, which is a blockchain company in which he has invested. Each user adds 10,000 satoshis (about $0.34). The amount was up to around $98 on Wednesday (Feb.

Bitcoin

PYMNTS

SEPTEMBER 15, 2020

PYMNTS examines the latest initiatives that look to improve upon existing rails, or embrace new ones like blockchain and RTP. are increasingly linking into the real-time payments infrastructure of the RTP network, according to a new survey by The Clearing House. RTP Expands Across FI Base. Financial institutions (FIs) in the U.S.

RTP

Fintech News

OCTOBER 16, 2024

Siam Commercial Bank ( SCB ), alongside its venture arm SCB 10X and Lightnet , has launched Thailand’s first cross-border payment system utilising stablecoins, according to CoinGape. The system successfully completed testing in Thailand’s regulatory sandbox, overseen by the Bank of Thailand and the SEC, before its commercial use.

Cross-Border Payments

PYMNTS

JANUARY 11, 2017

When it comes to faster payments, we have decidedly achieved liftoff. Faster payments solutions are gaining traction as more companies roll out solutions to help companies distribute funds faster between businesses, institutions and consumers. News from the world of faster payments.

Faster Payments

Payments Source

FEBRUARY 15, 2017

The technology can help to speed processing, and the number of banks investing in the technology is expanding rapidly.

Faster Payments

PYMNTS

APRIL 3, 2019

It may seem that cross-border payments were in the … well … crosshairs this past week, with a number of country-by-country and company-by-company initiatives using blockchain and other methods to speed payments and lower fees. That comes as SWIFT is working with R3’s blockchain platform, Corda. A Larger Stage.

Cross-Border Payments

PYMNTS

APRIL 1, 2019

These platforms can transfer money securely with blockchain-enabled transactions, which keep the funds safe from cybercrime while adhering to global financial regulations. Companies need to be sure they’re paying for quality work, often trusting individuals they’ve have never met to produce important projects. percent being paid instantly.

Faster Payments

Payments Source

FEBRUARY 14, 2019

JPMorgan's blockchain effort could lead to solutions that overcome industry skepticism and regulatory concerns and perhaps attract more mainstream retail interest.

Blockchain

PYMNTS

FEBRUARY 8, 2017

With faster payments solutions increasingly in place, businesses are discovering new tools for exchanging money. Several companies are showing an interest in faster payments solutions to help get funds exchanged quickly and efficiently. News from the world of faster payments. About The Tracker .

Faster Payments

PYMNTS

OCTOBER 16, 2020

In today’s top news in digital-first banking, Mizuho Bank, JCB and Fujitsu will pilot a blockchain-based identification system, while BBVA participated in an instant payments experimental effort in the U.K. Japan's Fujitsu, JCB, Mizuho Bank Test Blockchain-Based ID System. Former HSBC Exec Heads to Facebook's Libra as CFO.

Instant Payments

PYMNTS

MARCH 2, 2016

The March edition of the PYMNTS Faster Payments Tracker TM , powered by NACHA, covers the latest news and developments in the Faster Payments world, including the most recent notable player forays with the blockchain, like IBM ’s recent announcement of Blockchain-as-a-Service. The Power Of Payments.

Faster Payments

PYMNTS

OCTOBER 14, 2020

Cambridge Global Payments , a FLEETCOR company working on cross-border payments, has partnered with enterprise blockchain solution Ripple on a cross-border payment solution for B2B customers, according to a press release.

Cross-Border Payments

PYMNTS

AUGUST 3, 2017

The faster payments get, the less tolerable waiting becomes for customers, businesses and other financial players. But in late July, one of the biggest waits in the payments industry came to an end. faster payments system, efforts by NACHA to standardize APIs across the industry and recent investments in blockchain solutions.

Community Banks

PYMNTS

SEPTEMBER 15, 2016

With the payments sphere accelerating towards real-time transactions, FinTech players of all types are exploring how they can be some of the first to make that goal a reality. One blockchain company claims it’s nearly done it. 14) said BlockCypher can now facilitate near-instant cross-border payments for corporate payers.

Blockchain

PYMNTS

JUNE 21, 2018

Finally, adoption of cutting-edge B2B payment technologies could be on the rise, with nearly two-thirds of survey respondents reporting that their businesses are already using same-day payments or other faster payment technologies. One-third said their payment rail of choice for faster transactions is Same-Day ACH.

Faster Payments

PYMNTS

DECEMBER 12, 2017

Faster and real-time payments are generally considered a benefit for the consumer payments world. finally making inroads in its faster payments initiatives, it’s now time to see whether faster payments will make their way into the B2B sphere too. Another faster payments service in the U.S.,

Faster Payments

Payments Source

JANUARY 5, 2021

at risk of falling behind other countries in the race to support faster payment processing. Several government agencies have made deeper moves into crypto oversight, leaving a trail of angry executives and unresolved political questions. And there's still no sign of a central bank digital currency, leaving the U.S.

Fincen

PYMNTS

JUNE 8, 2016

June’s Faster Payments Tracker™ features an inside look at how the Office of the Comptroller of the Currency, a member of the Fed’s Faster Payments Taskforce, is facilitating the country’s transition to an economy of rapid transactions. What’s happening in the movement toward Faster Payments.

Faster Payments

PYMNTS

NOVEMBER 14, 2019

Faster Payments Shift the Landscape. Emerging payment technologies, namely, faster payment initiatives and services, are playing a significant role in not only enabling businesses and their payroll service providers to address global payroll friction, but also in transforming the payroll function at a broader level.

Payroll

PYMNTS

SEPTEMBER 14, 2017

Love or hate blockchain, there’s no denying that digital currencies have grown in popularity, and there is certainly a market for cryptocurrency acceptance at physical retail points of sale (POS). So far, said Lee, only the tech-minded are interested in blockchain adoption; it’s still too complex to be embraced by the average person.

Blockchain

PYMNTS

NOVEMBER 2, 2016

Today’s consumers increasingly expect payments to be processed quicker than ever before, and insurance companies are turning to newly introduced faster payment initiatives, such as Same Day ACH, to accommodate the demand. Around the Faster Payments world. About The Tracker.

Faster Payments

PYMNTS

MARCH 8, 2018

The world is quickly embracing faster payments technologies as more jurisdictions implement the technology required to accelerate transactions. Next in line is Hong Kong, which plans to roll out its own faster payments scheme later this year.

Faster Payments