Cardfellow

JUNE 25, 2025

At this stage, and in most cases (unless the business has violated the terms of service of their card association), you will be able to present evidence to the acquirer proving that the transaction in question is legitimate. Use Address Verification Service (AVS) Consider using the Address Verification Service anti-fraud tool.

Disputes 98

Disputes Credit Cards Card Association Acquirers 98

Stax

NOVEMBER 14, 2024

Here are the inside details about what defines a payment solutions provider, how processing works, the credit card processing fees , risks, and more. TL;DR There are several parties involved in credit card processing. They include: the merchant, cardholder, card associations, acquiring bank, issuing bank, and payment processor.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

Stax

JANUARY 21, 2025

Fraud prevention features – Look for additional fraud prevention features like fraud detection, address verification, chargeback protection, and IP geolocation to enhance protection from fraud. Interchange-plus pricing – Involves interchange fees and card association fees plus an agreed markup.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

Fi911

APRIL 23, 2024

Visa has incorporated a multi-layered system of controls, enhancing security by incorporating protocols for stepped-up recipient verification. If a sender is transacting with a another person for the first time, they must complete additional verification to ensure the funds reach the intended recipient. Is Visa+ Live?

Venmo 52

Venmo CashApp P2P Interoperability 52

Stax

MARCH 4, 2024

Multi-factor authentication (MFA) adds additional layers of security by requiring additional verification during the transaction process. How to Comply with Payment Security Standards The Payment Card Industry Data Security Standards, or PCI DSS , are the North Star for payment processing security.

PCI DSS 88

PCI DSS Payment Security Security MFA 88

PayHawk

APRIL 18, 2023

Address Verification Service (AVS) A fraud prevention tool that checks the billing address provided by the cardholder against the address on file with the card issuer. BIN Sponsorship A service provided by payment processors that enables merchants to accept payment cards from multiple card issuers.

Process 52

Process Card Issuer Online and Mobile Banking Issuers 52

Exact Payments

OCTOBER 30, 2023

Issuing banks Issuing banks, or issuers, are entities that issue customer credit cards and handle the transfer of funds to the merchant’s account. Credit card networks Also known as credit card associations, credit card networks manage the technological infrastructure and regulations of credit card processing.

Facilitators 52

Facilitators Processors Payment APIs and Integration ISOs 52