PYMNTS

JULY 9, 2020

Adoption remains limited largely by the decision of card issuers and banks to support the use of commercial and small business credit cards within mobile wallets. In various markets throughout Africa, however, mobile payments penetration is some of the highest on the planet. Friction At The Border.

B2B 82

B2B Cross-Border Cross-Border Payments Small Business 82

PYMNTS

AUGUST 7, 2020

Global travel may be down, and border restrictions remain in-place, but that doesn’t mean cross-border payment volumes have taken a hit. For card issuers, there is the competitive advantage of a more favorable payments experience for customers which will drive more top-of-wallet usage for cross-border transacting.

Cross-Border 120

Cross-Border Issuers Cross-Border Payments On-Demand 120

PYMNTS

NOVEMBER 20, 2019

. “This is a transformational time in the cross-border B2B payments industry,” said Visa Head of B2B Partnerships Taira Hall in a statement. “Mesh delivers a unique solution that simplifies the cross-border payments experience for businesses needing to pay their global suppliers.”

Issuers 62

Issuers Commercial Card Innovation Card Issuer 62

PYMNTS

JANUARY 10, 2019

China payment card issuer UnionPay is stepping into the market with prepaid cards for corporates and consumers, the company announced this week. 9) that payment service provider Moorwand , a principal member of UnionPay, will launch the first UnionPay prepaid cards in the U.K. Its official U.K.

Cross-Border Payments 66

Cross-Border Payments Cross-Border Multi-Currency Card Issuer 66

PYMNTS

APRIL 29, 2020

German banking platform Mambu has announced a collaboration with TransferWise to enhance banks’ cross-border payments and foreign exchange management operations, the companies recently revealed. TransferWise Integrates With Mambu. FAB Teams Up For Digital Invoicing.

Payment APIs and Integration 95

Payment APIs and Integration FinTech Cross-Border Cross-Border Payments 95

PYMNTS

APRIL 7, 2016

Traditional bank transfers remain, by and large, the most common way businesses pay each other internationally, according to the latest research from global payments firm Saxo Payments. Credit card issuers, too, are frustrated with cross-border payments. What can be deduced from all of this data?

Cross-Border Payments 40

Cross-Border Payments Cross-Border Card Issuer Issuers 40

The Payments Association

OCTOBER 4, 2024

Traditional card issuers and networks must adapt or risk obsolescence. Technological disruption and innovation The rapid pace of technological change is both a challenge and an opportunity for the card payment industry.

Online and Mobile Banking 88

Online and Mobile Banking Cross-Border Payments Cross-Border Alternative Payment Methods 88

Fintech News

SEPTEMBER 4, 2024

This year, the startup raised US$6 million in seed funding and secured a license from the Bangko Sentral ng Pilipinas (BSP) to operate as a non-bank credit card issuer. With a network of local collection methods in over 85 markets, Tazapay makes cross-border payments as cost-effective as domestic ones. With a US$6.6

FinTech 117

FinTech Cross-Border Payment APIs and Integration Credit Cards 117

PYMNTS

SEPTEMBER 17, 2018

China’s UnionPay , the payment card issuer, is gearing up to roll out branded cards in the U.K. In August, to look into blockchain payment applications, Bank of China (BOC) announced it was teaming up with China UnionPay. as it expands more into Europe, aiming to take on Visa and Mastercard.

Cross-Border Payments 70

Cross-Border Payments Card Issuer Cross-Border CHIPS 70

Finovate

MAY 16, 2025

The payment card business is among the most competitive areas of financial services. A growing number of fintechs have developed strategies and technologies to help card issuers and acquirers access millions of dollars in cost savings and missed revenue by better controlling card network fees and enhancing transactional profitability.

Card Issuer 59

Card Issuer Issuers Acquirers Payments 59

The Fintech Times

MAY 27, 2025

JCB , the global payment brand and a credit card issuer and acquirer in Japan, has set out to enhance its card acceptance across the European and UK markets to create a smoother payment experience for both merchants in the regions and international JCB cardmembers.

Cross-Border Payments 45

Cross-Border Payments Card Issuer Cross-Border Payments 45

Stax

APRIL 10, 2025

Contact us 10 Top Payment Methods for Small Businesses Credit and debit card payments Card payments (credit cards and debit cards) account for 50% of the total number of small business transactions and remain the primary way customers make purchases on-site and online.

Small Business 88

Small Business Wire Transfer BNPL ACH 88

PYMNTS

JULY 28, 2020

.” By embracing opportunities like card rebates and the option for early payment discounts with suppliers, AP can accelerate its shift from a cost center to a revenue generator and cost saver. As CFOs’ priority lists grow, the opportunity to monetize virtual card programs to fund modernization efforts will also expand.

B2B 70

B2B Payments Cross-Border Reconciliation 70

PYMNTS

MARCH 1, 2019

Chase does not have to do anything, they’re already the world’s largest credit card issuer … They’re basically telling the world what Affirm’s got is pretty valuable and important.”. Levchin views JPMC’s new rollout as an excellent endorsement. But it’s certainly enough to hand over the Sizzle of the Week crown.

Finance 63

Finance Identity Theft Push-to-Card Underwriting 63

PYMNTS

OCTOBER 30, 2019

Western Union is taking open banking straight to corporates, opening up API connectivity into its domestic and cross-border payment applications to an estimated 37,000 business customers under its Western Union business solutions unit. Open Banking Targets Corporates. Though open banking is not a regulatory mandate in the U.S.,

Payment APIs and Integration 41

Payment APIs and Integration Cross-Border Cross-Border Payments Small Business 41

Finovate

MAY 10, 2024

Sub-Saharan Africa Nigerian fintech and non-bank credit card issuer O3 Capital partnered with American Express to issue four new AMEX credit cards. South African fintech Lesaka acquired South African payments company Adumo in a deal valued at $85.9 based Payall to improve security for cross-border payments.

Non-Bank 59

Non-Bank Payments Agreements Payment Solutions 59

PYMNTS

JANUARY 9, 2020

Although mobile payments are very common in China, simple cross-border transactions are not. Tencent was reportedly talking to five different international card issuers about allowing cardholders outside the country to use WeChat Pay while they travel.

Cross-Border 52

Cross-Border Online and Mobile Banking Card Issuer Mobile Payments 52

PYMNTS

NOVEMBER 22, 2019

raised $10 million from SEB Bank and Seed Capital for its commercial card technology. In another deal with unknown terms, cross-border payments firm iBanFirst announced the takeover of NBWM, a Netherlands-based foreign exchange (FX) startup. Cardlay, based in the U.K.,

B2B 43

B2B FinTech Cross-Border Payments Payroll 43

PYMNTS

APRIL 11, 2016

21 new banks joined SWIFT’s B2B payments innovation initiative , the financial messaging company reported last week. The effort aims to explore how to increase the speed and transparency of cross-border payments, first targeting corporate payments.

Commercial Card 40

Commercial Card Push-to-Card Cross-Border Payments Research 40

Stax

JANUARY 17, 2024

Cross-border payments SaaS companies and ISVs are increasingly offering their services across the world. This provides great opportunities for businesses but at the same time poses challenges with regards to the acceptability of different currencies and modes of payment. This provides an additional layer of security.

ACH 88

ACH Facilitators ISVS Payment APIs and Integration 88

PYMNTS

FEBRUARY 15, 2017

The effort to drive further adoption of virtual cards among suppliers is one of the key activities of commercial card issuers and their corporate clients.” According to Stone, the company said there has been growth in its virtual cards operations of 236 percent in the last three years in the U.S.

Commercial Card 48

Commercial Card Push-to-Card Card Issuer Innovation 48

PYMNTS

JULY 6, 2016

From the vantage point of the card companies, as MasterCard has noted online, interchange fees, in effect, are a cost of doing business and factor into innovation as “ the card issuer, the retailer and the acquirer (what the industry calls the retailer’s or merchant’s bank) all pay a small portion of the cost.

Visa 40

Visa Cross-Border Caps Online and Mobile Banking 40

Stax

MARCH 14, 2024

For businesses looking at paying with a credit card, there are often reward schemes and low-interest rates designed to attract businesses with special B2B credit card solutions offered by Visa, Mastercard, and most other card issuers.

B2B 88

B2B Process B2C Credit Cards 88

PYMNTS

MARCH 16, 2016

Offering the ability to pay with commercial cards is in our pipeline, but it is worth noting that credit cards will incur charges and these charges are dictated by the card issuer, as well as the card scheme or network,” Wong said. But Wong explained that this, too, can come with some unfriendly costs.

Commercial Card 42

Commercial Card Online and Mobile Banking Payments Payer 42

CB Insights

DECEMBER 4, 2019

For Amazon, the combination of FIS and WorldPay is aligned with the company’s goal of reducing friction in payments for consumers and merchants, subsequently boosting commerce. In December 2017, Amazon’s Alexa Fund participated in a $16M Series A to Greenlight Financial, an alternative debit card issuer aimed at young consumers.

Online and Mobile Banking 101

Online and Mobile Banking Push-to-Card Payment APIs and Integration Non-Bank 101

Fintech Labs Insights

NOVEMBER 18, 2015

Ethoca’s Alerts helps card issuers and merchants with a global collaboration network to prevent unnecessary and costly reliance on the chargeback process to resolve disputes and recover associated losses. Valuto offers an open API for a multi-currency wallets to facilitate cross-border payments and collections.

Payment APIs and Integration 31

Payment APIs and Integration Non-Bank Multi-Currency Risk 31

The Fintech Times

OCTOBER 30, 2024

Future plans include Visa Direct, which will enable real-time cross-border payments, marking a key step in ClearBank’s ongoing European expansion following its recent licence from the European Central Bank. The collaboration aims to support efficient transaction processing and reconciliation across the UK and Europe.

Deepfake 59

Deepfake Verification BNPL Payment APIs and Integration 59