EBizCharge

JUNE 27, 2025

The customer pays the full transaction amount, including the fee, and the business receives the base sale amount, effectively eliminating payment processing costs from their side. It’s worth noting that while many payment processing solutions now support no-cost credit card processing, not all do so in a compliant way.

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EBizCharge

JUNE 23, 2025

One option on the table is adding a credit card surcharge—a small extra fee to help cover your costs. But here’s the catch: surcharge rules are a patchwork of federal guidelines, state laws, and card network rules. And the card networks like Visa and Mastercard have their own rulebooks.

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EBizCharge

JUNE 30, 2025

Legal and card brand requirements for surcharge notices Before you add a surcharge to credit card transactions, there are some boxes you have to check. Both card brands and state governments have specific requirements, and understanding them upfront can save you a lot of trouble later.

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EBizCharge

JUNE 18, 2025

If you’re thinking about passing your credit card processing costs onto customers, it’s important to understand how the major card networks—like Visa, Mastercard, Amex, and Discover—handle surcharges. While it might sound simple, credit card surcharge rules can vary depending on who issued the card.

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EBizCharge

JULY 1, 2025

Visa and Mastercard have their own rules, and so do various states. That’s why businesses looking to pass on processing costs need a system that’s not only flexible but also helps keep them on the right side of the law. It also doesn’t ensure you’re staying compliant with card brand rules or state laws.

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Stax

SEPTEMBER 26, 2024

This is good news because it means you won’t have to inflate your base prices to cover payment processing fees. That said, you can’t just decide and impose credit card surcharges overnight. It requires stringent adherence to regulatory guidelines and card network rules, from surcharge caps to disclosure requirements.

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Payment Savvy

JULY 12, 2024

Essentially, it’s a way for businesses to offset the cost of processing these alternative payment methods while still providing a convenient option for customers. For example, you could add a convenience fee if your standard payment method is cash or check, but a customer wants to pay over the phone or online with a credit card.

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EBizCharge

JUNE 28, 2024

Determining the legality of charging credit card fees requires understanding various individual state laws , card network regulations, and the type of fee being charged. It’s essential to check with legal counsel or financial advisors to align with the latest legal standards and avoid potential penalties or customer disputes.

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Payment Savvy

JULY 3, 2024

You probably want to know what can you do to ensure your debit card processing fees are as low as possible. Here are some strategies to consider: Allow PIN Debit Transactions: Encourage your customers to use PIN debit transactions instead of signature debit can reduce your processing costs.

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