EBizCharge

JUNE 30, 2025

These surcharges are credit cards only, which means they generally can’t be applied to debit or prepaid cards. The purpose behind surcharging is simple: offset the fees businesses pay to process credit cards. Done right, it’s a straightforward way to manage costs.

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Payment Savvy

JULY 3, 2024

Understanding debit card processing fees is important for any business that takes card payments. These fees can add up, so knowing how much you’re being charged and how to reduce these costs can help you save money. What Are Debit Card Processing Fees?

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EBizCharge

JUNE 23, 2025

One option on the table is adding a credit card surcharge—a small extra fee to help cover your costs. But here’s the catch: surcharge rules are a patchwork of federal guidelines, state laws, and card network rules. And the card networks like Visa and Mastercard have their own rulebooks.

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EBizCharge

JULY 1, 2025

Visa and Mastercard have their own rules, and so do various states. That’s why businesses looking to pass on processing costs need a system that’s not only flexible but also helps keep them on the right side of the law. The platform also includes built-in tools to help ensure you’re following surcharging rules.

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Payment Savvy

JULY 12, 2024

For example, you could add a convenience fee if your standard payment method is cash or check, but a customer wants to pay over the phone or online with a credit card. This fee compensates for these alternative methods’ higher processing costs and potential risks.

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Stax

SEPTEMBER 26, 2024

This is good news because it means you won’t have to inflate your base prices to cover payment processing fees. That said, you can’t just decide and impose credit card surcharges overnight. It requires stringent adherence to regulatory guidelines and card network rules, from surcharge caps to disclosure requirements.

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Stax

JANUARY 15, 2024

Are you struggling with resource constraints caused by soaring credit card processing costs? Credit card surcharging can help offset these expenses, but it can be tricky. TL;DR Credit card surcharging involves adding a fee to transactions with credit card payments, offsetting processing costs.

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Stax

NOVEMBER 15, 2023

They significantly impact the cost of accepting card payments. Understanding interchange fees enables merchants to effectively manage processing costs, negotiate better rates, make informed decisions about card acceptance, and ensure compliance with payment industry standards. for debit cards and 1.8%

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EBizCharge

JUNE 28, 2024

Card types The type of card used in a transaction can dictate whether a surcharge is permissible. Credit card (CC) surcharges are subject to different rules than those for debit cards. Consequently, merchants cannot profit from these fees; their purpose is solely to cover processing costs.

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