EBizCharge

JUNE 30, 2025

In this article, we’ll break down the mechanics behind free online credit card processing for small businesses, explain how these programs work, and explore the legal, financial, and customer service angles you should consider before jumping in. the legal landscape becomes trickier at the state level.

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EBizCharge

JUNE 24, 2025

One way to offset those fees is by adding a credit card surcharge—a small percentage added to a sale when a customer chooses to pay with a credit card. Many small business owners aren’t sure where to start, whether it’s even legal, or how customers will respond. Is Surcharging Legal in Your State?

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EBizCharge

JUNE 25, 2025

If your business accepts credit cards, you’ve likely wondered whether you can pass processing fees on to your customers. Credit card surcharging lets you do just that but doing it the right way is essential. Between card network rules, signage requirements, and state regulations, there’s a lot to keep track of.

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EBizCharge

JUNE 23, 2025

One option on the table is adding a credit card surcharge—a small extra fee to help cover your costs. But here’s the catch: surcharge rules are a patchwork of federal guidelines, state laws, and card network rules. And the card networks like Visa and Mastercard have their own rulebooks.

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EBizCharge

JUNE 19, 2025

If you’re a business owner looking for ways to cut down on credit card processing costs, adding a surcharge might be one option worth considering. A credit card surcharge is a small fee passed along to the customer when they choose to pay with a credit card. Card network rules can be updated.

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EBizCharge

JUNE 30, 2025

But it’s not something you can do casually— debit card surcharging is prohibited in many places, and there are firm rules around when and how you notify customers. Done right, it’s a straightforward way to manage costs. Done wrong, it can lead to fines or even legal issues.

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EBizCharge

MAY 5, 2025

In a surcharge setup, the business adds a fee to the customers total only when a credit card is used, making the cost of card acceptance visible at checkout. This incentivizes businesses to promote ACH payments as a cost-saving option for them and their customers. Is zero cost credit card processing actually free?

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EBizCharge

JULY 1, 2025

It’s legal in most U.S. states (though not all), and there are specific rules governing its disclosure and calculation. While the term ‘customer processing fee’ may be used informally to describe this added charge, the actual method used and how it’s labeled matter both legally and practically.

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EBizCharge

JUNE 18, 2025

If you’re thinking about passing your credit card processing costs onto customers, it’s important to understand how the major card networks—like Visa, Mastercard, Amex, and Discover—handle surcharges. While it might sound simple, credit card surcharge rules can vary depending on who issued the card.

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EBizCharge

JUNE 28, 2024

When it comes to accepting payments, businesses often grapple with the costs of credit card processing fees. The question “Is it legal to charge a credit card fee?” This article will explore the legality of charging such fees as well as the pros and cons associated with them.

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Stax

JANUARY 15, 2024

Are you struggling with resource constraints caused by soaring credit card processing costs? Credit card surcharging can help offset these expenses, but it can be tricky. Credit card surcharging can help offset these expenses, but it can be tricky. No surprise there. To put it simply, it’s a matter of compromise.

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Payment Savvy

JULY 12, 2024

For example, you could add a convenience fee if your standard payment method is cash or check, but a customer wants to pay over the phone or online with a credit card. This fee compensates for these alternative methods’ higher processing costs and potential risks.

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Stax

SEPTEMBER 26, 2024

This is good news because it means you won’t have to inflate your base prices to cover payment processing fees. That said, you can’t just decide and impose credit card surcharges overnight. It requires stringent adherence to regulatory guidelines and card network rules, from surcharge caps to disclosure requirements.

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Stax

NOVEMBER 15, 2023

They significantly impact the cost of accepting card payments. Understanding interchange fees enables merchants to effectively manage processing costs, negotiate better rates, make informed decisions about card acceptance, and ensure compliance with payment industry standards.

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Segpay

FEBRUARY 28, 2024

Key Takeaways √ Hidden charges in payment processing can dig into and erode your bottom line. Merchants can implement several best practices to avoid surprise processing costs. 5 minute read Hidden charges in payment processing can seriously impact any merchant’s bottom-line revenues.

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