EBizCharge

JUNE 19, 2025

Compliance and Legality Before you roll out a surcharge program, you need to understand the rules that govern how it must be implemented. You need to check state laws and card network rules. Visa, Mastercard and other networks require merchants to register their intent to surcharge.

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EBizCharge

JUNE 17, 2025

At EBizCharge, we help businesses implement surcharge programs that reduce costs without violating card network rules or state laws. What Is a Credit Card Surcharge? A surcharge is good when your business processes a high volume of credit card transactions and you want to reduce overhead without raising prices.

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EBizCharge

MAY 5, 2025

Assessment fees: Assessment fees are imposed by major credit card networks (Visa, Mastercard, etc.) These fees are typically a percentage of total sales volume or per-transaction charges. Review your average sales volumes and whether you primarily process in-person or online transactions.

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EBizCharge

JULY 1, 2025

While they may seem small per transaction, they add up quickly, especially for businesses with high sales volumes or slim margins. A surcharge is specifically for credit card use. Are you unsure whether your fees are compliant with state laws and card network rules?

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EBizCharge

JUNE 25, 2025

Legal and Card Network Rules Here’s where things get serious. For example, small business credit card surcharge rules in states like Connecticut and Massachusetts prohibit or heavily regulate this practice. Show the surcharge as a separate line item on receipts. The experience needs to be transparent.

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Stax

JANUARY 15, 2024

It’s mandatory for all merchants and service providers that accept credit card payments. They’re classified into four levels based on the volume of credit card transactions they process. It’ll help you determine if they can accommodate your business growth, particularly a sudden spike in credit card transactions.

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Payment Savvy

JULY 3, 2024

Transaction Volume: Higher transaction volumes can sometimes qualify businesses for lower fees, as some processors offer volume-based discounts. The average fee per debit card transaction is approximately $0.44, according to the Federal Reserve. Typically a small percentage of transaction volume.

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