Clearly Payments

AUGUST 29, 2024

With the rise of digital payments, cryptocurrencies, and fintech innovations, CBDCs represent a new frontier in the evolution of money. This article covers what CBDCs are, how they have evolved until 2024, their impact on payments, and the future they could shape. What Are CBDCs? Any decision to issue a CBDC in the U.S.

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Central Bank Digital Currency CBDC Cross-Border Payments 105

PYMNTS

JANUARY 27, 2021

According to a study by the Bank for International Settlements (BIS), central bank digital currencies (CBDCs) will be available for 20 percent of the world’s population in the next three years. A survey asked banks if they were currently working on CBDCs, additionally asking about their motives.

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CBDC Central Bank Digital Currency Financial Inclusion 102

PYMNTS

SEPTEMBER 9, 2020

9) news release, Mastercard said a recent survey revealed 80 percent of central banks are engaged in some form of CBDCs, while 40 percent have moved from research to experimenting with concept and design, according to by the Bank for International Settlements. In a Wednesday (Sept.

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Central Bank Digital Currency Visa CBDC 132

Fintech News

OCTOBER 28, 2024

These awards highlight companies and individuals whose fintech initiatives have contributed to advancing financial technology, promoting financial inclusion, and improving service delivery. Napier AI designs and engineers technological innovation to make a measurable difference in driving down financial crime.

AI 107

AI FinTech Innovation Payment APIs and Integration 107

The Payments Association

MARCH 19, 2025

With digital wallets growing in sophistication, consumers and businesses have fundamentally altered how they interact with payments, forcing banks and payment system providers (PSPs) to innovate. The decline in cash usage has also helped speed up the adoption of digital wallets.

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Digital Payments Finance Online and Mobile Banking Payments 88

Fintech News

MARCH 5, 2024

This year’s conference promises a wealth of knowledge with over 50 hours of discussions, interactive sessions, and real-world case studies focused on Asian fintech innovation and growth. 3 Programmable Money: Advancing Financial Inclusion or Creating Walled Gardens, Powered by J.P.

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Embedded Finance APACS Financial Inclusion CBDC 109

Fintech Finance

JULY 4, 2024

The introduction of a token-based solution such as G+D Filia® Unplugged not only strengthens payment resilience but also has the potential to drive financial inclusion for nearly 1.4 The success of several CBDC pilot projects around the globe has demonstrated the importance of offline payments. billion unbanked people worldwide.

Digital Payments 98

Digital Payments Online and Mobile Banking Central Bank Financial Inclusion 98

Finovate

DECEMBER 22, 2023

Our final Finovate Global column of 2023 celebrates the conversations we’ve had this year with fintech innovators from around the world. Stay tuned in 2024 for more interviews with some of the most interesting founders, entrepreneurs, and thought leaders in fintech and financial services.

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Fintech News

MARCH 5, 2024

This year’s conference promises a wealth of knowledge with over 50 hours of discussions, interactive sessions, and real-world case studies focused on Asian fintech innovation and growth. 3 Programmable Money: Advancing Financial Inclusion or Creating Walled Gardens, Powered by J.P.

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Embedded Finance APACS Financial Inclusion CBDC 98

Fintech Finance

SEPTEMBER 10, 2024

Like Accenture, EMTECH works with financial institutions to solve pressing challenges, such as testing new banking applications, meeting regulatory criteria, accelerating payments and settlement times, and driving financial inclusion for the unbanked and other parts of society that have been excluded.

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Central Bank Digital Currency CBDC Financial Inclusion 98

Fintech News

DECEMBER 13, 2024

This trend highlights efforts to enhance monetary sovereignty, boost financial inclusion, and modernise payment systems in an increasingly digital world. Similarly, the Philippine central bank has launched a peso stablecoin pilot to explore its potential for financial inclusion and cross-border remittances.

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Stablecoins Cross-Border Cross-Border Payments Caps 109

Fintech News

DECEMBER 10, 2023

In APAC, financial inclusion has emerged as a driving force behind digital innovation. Many nations within the region have recognised the transformative potential of extending financial services to underserved populations. The absence of proper documentation and financial education presents significant hurdles.

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Addressing Fraud Prevention Financial Inclusion Payments 120

The Fintech Times

NOVEMBER 9, 2024

Back in 2012, Sri Lanka had the highest financial inclusion rate in South Asia with two-thirds of its population having access to formal financial accounts. In 2024, the CBSL announced that it was planning on introducing a central bank digital currency (CBDC) to the country.

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Economy Online and Mobile Banking Central Bank Financial Inclusion 96

Fintech News

APRIL 28, 2024

Day 2 featured discussions on small business empowerment, consumer financial resilience, and lending strategies in Thailand. Day 3 explored topics like Web3 developments, Malaysia’s fintech journey, and fostering financial inclusion in Asia. Finally, TOPOS is an on-chain payment acquiring product.

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Payment APIs and Integration Cross-Border Cross-Border Payments Financial Inclusion 117

Faster Payments Council

SEPTEMBER 12, 2022

They will discuss how the recently published white paper on "Faster Payments and Financial Inclusion" illustrates the pain points and barriers to financial inclusion, actions, and solutions to expand, requirements of the underserved, action and solutions for issues, and considerations for faster payment stakeholders.

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FPC Federal Reserve Cross-Border Payments Faster Payments 88

Clearly Payments

JANUARY 4, 2024

Financial Inclusion: Cryptocurrencies have the potential to bring financial services to the unbanked and underbanked populations, fostering financial inclusion. By accepting cryptocurrency payments, merchants contribute to a more inclusive global economy. This is covered in the below section.

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Cryptocurrency Stablecoins Digital Currency Cross-Border Payments 105

The Fintech Times

JUNE 6, 2024

This project aims to create a multi-central bank digital currency (CBDC) platform for instant cross-border payments and settlements, leveraging distributed ledger technology (DLT). Several commercial banks have already started using the mBridge platform to facilitate cross-border CBDC payments among participating jurisdictions.

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Participant Distributed Ledger Technology (DLT) Cross-Border Payments CBDC 45

Fintech Finance

JANUARY 11, 2024

“Addressing the practicalities of cross-border payments in a faster payments world requires collaboration among financial institutions, regulatory bodies, and technology providers,” said Barry Tooker, Principal at TransactionBanker.com and FPC Cross-Border Payments Work Group Chair. The post U.S.

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Cross-Border Payments Cross-Border Faster Payments ISO 20022 93

Fintech News

JANUARY 30, 2024

As governments and financial institutions adapt to the evolving environment, these changes are influencing the development and adoption of new payment systems. Regulatory actions are expected to further accelerate the adoption of innovative payment methods, ensuring compliance while fostering innovation.

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Payments Trends Digital Currency Cross-Border Payments Distributed Ledger Technology (DLT) 120

PYMNTS

JANUARY 14, 2021

The Clearing House's real-time payments offering, the RTP ® network, continues to gather steam with financial institutions (FIs), FinTechs and their business customers in this week's Payment Rail Innovation roundup. The new infrastructure aims to broaden financial inclusion, digitization transactions, and bolster government revenue.

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RTP Real Time Payments Payment APIs and Integration Digital Currency 62

Wharton Fintech

FEBRUARY 26, 2024

We had a whole new wave of innovation, a whole new set of capabilities that came out around that to get to where we are today, where digital is the dominant mode of transacting. I think Forbes Magazine gave us their innovation of the year in 2019 for our decisioning platform, our AI-based engine, that we have put into the network.

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Visa Technology Payments Encryption 130

Fintech News

OCTOBER 28, 2024

DigiChain Innovations (Australia) DigiChain Innovations is a full-fledged web 2.0 Their dynamic team of young and veteran professionals provide creative and innovative solutions that drive traffic and sales for our clients globally. DigiChain Innovations’ solution aims to address these challenges through a multifaceted approach.

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FinTech Financial Literacy Cross-Border Distributed Ledger Technology (DLT) 117

The Fintech Times

JULY 5, 2024

With Filia Unplugged, we are helping to bridge this gap,” explained Raoul Herborg , managing director of Central Bank Digital Currency ( CBDC ) at G+D. ” In today’s digital-first economy, connectivity pain points can cause serious issues.

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Digital Payments Transactions Online and Mobile Banking CBDC 52

The Fintech Times

SEPTEMBER 10, 2024

Its 14th Five-Year Plan (2021 to 2025) focuses on high-quality, green development and places innovation at the heart of progress. Enabling technologies such as artificial intelligence (AI), blockchain, and big data continue to drive innovation across the fintech landscape. With over 1.4

FinTech 59

FinTech Online and Mobile Banking Digital Currency Economy 59

The Fintech Times

APRIL 23, 2024

. ‘Connecting for Change: MUFG’s Strategy for Fintech Integration’ at Money 20/20 Asia in Bangkok, Thailand On the agenda During the morning’s activities on the Vision stage, a keynote session led by Daranee Saeju , assistant governor, payment systems policy and financial consumer protection group from the Bank of Thailand, highlighted (..)

Payment APIs and Integration 59

Payment APIs and Integration Cross-Border Cross-Border Payments CBDC 59

M2P Fintech

MARCH 28, 2024

The Fintech industry is constantly evolving with innovations and technologies coming up often. This technological approach eliminates the use of physical cards or PINs during financial interactions. Unlike physical cash or bank deposits, CBDCs are purely electronic. without requiring a traditional bank account or debit card.

FinTech 59

FinTech Online and Mobile Banking Push-to-Card Payer 59

Fintech Finance

MAY 7, 2024

Stakeholders across payments, smart mobility and digital ID can now access the industry’s most complete set of consultancy and testing services via Fime, supporting financial inclusion and innovation while enabling cost and time savings.

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Acquirers Consulting Payments Instant Payments 52

Finovate

MAY 17, 2024

Over the years, Finovate has been proud to showcase a number of fintech innovators based in France. Israel-based fintech Kima teamed up with Mastercard’s FinSec Innovation Lab to explore use cases for a “defi credit card.” ” Meet Finovate’s French Alums! Klarna expanded its Pay in 3 service to Slovakia.

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Cross-Border P2P Cross-Border Payments Visa 59

CoinRemitter

JULY 9, 2024

The FATF and IOSCO are urging global coordination to address DeFi risks through anti-financial crime measures. In 2024, the question is can DeFi align with regulations while maintaining its decentralized innovation? Yet, a growing number of innovators believe that these fields will merge to drive the next wave of tech advancement.

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Stablecoins Financial Crimes Cryptocurrency Money Laundering 40

Finovate

MARCH 15, 2024

These changes, along with others to help more individuals secure payment accounts, are likely to help Sweden increase financial inclusion as the country continues the rapid digitalization of its payment market. Here is our look at fintech innovation around the world. Sub-Saharan Africa U.K.-based

Central Bank 52

Central Bank Payment Service Provider (PSP) Non-Bank Settlement 52

Fintech News

DECEMBER 15, 2024

This marks a critical milestone in the exploration of a Central Bank Digital Currency (CBDC). This phase, part of the Immediate State of Project Garuda, focused on testing a distributed ledger technology (DLT)-based wholesale cash ledger system to assess its feasibility, security, and compatibility with Indonesia’s financial ecosystem.

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CBDC Distributed Ledger Technology (DLT) ISO 20022 Cross-Border 113

The Fintech Times

JANUARY 19, 2025

Over half of Tunisian fintechs perceive the regulatory environment as discouraging, highlighting the need for reforms to foster a more conducive ecosystem for innovation. Nevertheless, improvements are needed, as indicated by the dissatisfaction among Tunisian fintechs regarding the national regulatory framework.

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FinTech Innovation CBDC Online and Mobile Banking 64

The Payments Association

DECEMBER 2, 2024

Moreover, this model is driving innovation in sectors like healthcare and logistics, where integrated payment solutions are streamlining processes and making services more accessible. These innovations strengthen user loyalty and drive higher conversion rates. AI is also revolutionising customer engagement.

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Embedded Finance Payments Fraud Detection CBDC 88

Fintech News

APRIL 1, 2025

Leading digital banks also offer innovative features, including AI-driven financial planning, blockchain technology, and instant payments. They provide a broad range of financial products, from competitive savings accounts to investment and loan services.

Online and Mobile Banking 126

Online and Mobile Banking Multi-Currency Authorization Regulations 126

The Fintech Times

FEBRUARY 15, 2025

While central banks across the globe have begun researching the possibility of introducing a central bank digital currency (CBDC), only three countries have officially launched one, and we still await one from a genuine world leader – aside from China piloting the digital Yuan with questionable levels of adoption.

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CBDC Central Bank Stablecoins Digital Currency 90