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Beyond the Card: Your Checklist for Future-Proof Card Issuing

Fintech News

Card issuing—the new competitive arena Once dominated by banks and card networks, the payment landscape now includes diverse players: digital wallets , BNPL providers , instant payment schemes, embedded finance apps, and central banks with CBDC (Central Bank Digital Currency).

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The Journey of Payments and Clearing Systems in India

Finextra

Pradhan Mantri Jan Dhan Yojana (PMJDY) (2014): Government scheme for financial inclusion, opening millions of zero-balance bank accounts, creating a broad base for digital payments. Unified Payments Interface (UPI) (2016): The game-changer. Its simplicity, interoperability, and low cost made it an instant success.

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Strategic agreement between EPI and EuroPA: building a unified European digital payments network

Finextra

It accelerates the adoption of A2A payments across all transaction types: P2P, B2C, C2B, B2B WHAT ABOUT THE DIGITAL EURO? The digital euro, a retail CBDC under development by the ECB, shares key goals: instant payments, interoperability, and reduced dependency on non-European networks.

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Wallet wars: How digital payments are reshaping finance

The Payments Association

The European PSD2 framework, growing pressure on big techs financial ambitions, and central bank digital currency (CBDC) discussions all indicate a looming regulatory crackdown. This is particularly relevant in regions with growing account-to-account (A2A) payments, such as Europes Single Euro Payments Area (SEPA) instant payments.

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12 Years Ago: The First nexo Standards Transaction, a Milestone for European Payments

Finextra

nexo protocols have since been adopted by major players across Europe and beyond — not only for card payments but also supporting mobile and QR Code -based payments. They are now evolving to incorporate Instant Payments , and will likely move to integrate the Digital Euro in the future.

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Float partners with Adumo for improved in-store payments

The Paypers

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How Swift is moving the global financial industry towards instant and frictionless payments

The Payments Association

Integrating Swift with the upgraded FPS would enable a unique reference to be embedded within each transaction, delivering end-to-end tracking across both cross-border (Swift) and domestic payment flows. Swift uses its Payment Pre-validation service to connect different Verification of Payee (VoP) schemes.